What Congress could actually fix:
✅ Vertical integration limits (can't own insurance + providers)
✅ Real MLR enforcement (audit clawbacks don't count as "spending")
✅ Price transparency that shows REAL negotiated rates ✅ Medicare rates as pricing benchmark
✅ Stop gaming "non-profit" status
These aren't radical. They're common sense being blocked by lobby dollars.
This is why the subsidy fight matters—but not how you think:
Congress is arguing over WHO pays inflated premiums (you or taxpayers).
Nobody's asking WHY premiums are inflated in the first place.
Because answering that question threatens a $400B behemoths and their shareholders.
@WallStreetApes America in a nutshell: paying cash is cheaper than using the insurance you’re forced to buy.
We don’t have a healthcare system, we have a shakedown operation with paperwork.
@IRIran_Military I’m not 100% for DEI policies but increased female leadership in Iran/Israel would remove the need for lethality. Not as just health/edu. ministers - but in positions with actual foreign affairs, decision-making capacities.
Your wives would have these conflicts solved overnight.
Pope Francis was the rare leader who made us want to be better people. In his humility and his gestures at once simple and profound – embracing the sick, ministering to the homeless, washing the feet of young prisoners – he shook us out of our complacency and reminded us that we are all bound by moral obligations to God and one another.
Today, Michelle and I mourn with everyone around the world – Catholic and non-Catholic alike – who drew strength and inspiration from the Pope’s example. May we continue to heed his call to “never remain on the sidelines of this march of living hope.”
Culturally, buying a small business is now squarely in the same category as flipping houses, multi-level marketing, and crypto. Portrayed as a secret shortcut that will make you rich because you're smart enough to know it.
If you're serious about buying a small business, you need to ask yourself why is there an opportunity to make millions with little money or experience? What does that mean I am actually getting paid for? And why is buying a small business kind of like buying an 18th century cargo ship? (1/x)
@VirginAtlantic is your booking site down? I am trying to book a flight from your site and the site keeps giving me errors. I also can’t login to my account
Before getting into the search fund world, I had never heard of the term "Step-Up", but now I love it as a quick way to estimate returns on search fund deals.
Forget the excel models. Here's a quick approach to evaluate deal economics as an investor and a searcher 👇
I love asking people to explain stuff not even because I want to learn. I just want to hear them geek out on a topic. Ask a fitness guy about nutrition. You already eat healthy food, but watching him effortlessly articulate wisdom from years of experience is always insanely cool.
Why valuations for SMBs (almost) irrelevant:
Accurately valuing their target tends to be a high priority for searchers. That time is largely wasted since 1) the realistic multiple range is pretty tight and 2) the entry multiple is almost irrelevant to the outcome.
A thread (1/n)
Hi #SMBtwitter. Long time reader, first time poster. We just bought a small business after a 5 months search and here is every tool or service we used along the way.
Special shoutout to @guessworkinvest@girdley@steveressler and @NickHaschka
https://t.co/0ukaHgTnGY