joe_ 🦙🔥

@cysic_xyz 阿sir & ❤️Taho🐶🐶
@LorenzoProtocol 首席瞎聊官 $BANK
@42space

Learn more about me here 👇

[joe_ 🦙🔥 @joeminly]

@Leozayaat 直面问题 不断的完善改进 很棒

[42 @42space]

The ball is in the air.
Nobody is breathing.

Then it's in.

Football is everything.

Football markets, now live on 42.

[42 @42space]

Breaking: Two missiles hit a US warship in the Strait of Hormuz - Iran’s Fars News Agency

$BTC went from green to red.

[joe_ 🦙🔥 @joeminly]

@42space Let 42 be great！

[joe_ 🦙🔥 @joeminly]

@okxchinese 🚀

[joe_ 🦙🔥 @joeminly]

清晰而透彻的说明 ＄BANK

[Matt Ye @MattYe_MEP]

关于近期部分用户关注的“使用 enzoBTC 抵押借款、在高利率环境下未及时还清”的问题，统一作如下说明：

1. 为什么去中心化借贷协议的 LP 可能会暂时无法提取资金？

借贷协议本质上与银行相似——在流动性充足时，确实可随存随取；但由于资金需要被借出产生收益，协议内并不会保留全部存款。
以美国银行体系为例，2020 年前法定准备金率为 10%，意味着若有超过 10% 存款被同时提取，银行现金就可能被提空，但这并不等同于“暴雷”。历史上，J.P. Morgan、瑞士信贷、汇丰银行等大行都经历过挤兑压力，但均凭借流动性恢复与市场信心重建而渡过难关。

2. 为什么有用户在高利率下仍选择用 enzoBTC 抵押借贷？

经过与部分借贷用户的沟通，主要原因是资金回流存在时间差。当借贷协议出现流动性恐慌性流失 40% 时（远超中国 7.5% 与美国历史最高 12.5% 的准备金率），需要从市场中回收更多流动性，而这一过程并非即时。
目前链上数据显示，enzoBTC 借款人正以 每日 100–500 万美元 的速度还款，回款速度其实相当快。
市场普遍认为“利率越高，资金回流越快”，但在流动性急剧收缩的极端情况下，这一规律不再成立。过度加息反而可能让原本可偿还的债务变为坏账。事实是，enzoBTC 用户的债务仍在持续偿还中，并非不还，而是尚未全部清偿。

3. enzoBTC 是否可被清算？

目前各借贷协议中 enzoBTC 用户的 LTV尚未触及清算线，因此没有坏账产生。若未来确需清算，enzoBTC 当然可以被清算：
a. 所有底层 BTC 均在 Lorenzo 的托管与管理之下；
b. 当链上流动性不足时，借贷协议可通过 Lorenzo 官方平台赎回 BTC 以完成清算；
c. Lorenzo 也将在未来几天 增加 enzoBTC 在 DEX 上的流动性，进一步降低清算风险。

而对于那些因利益冲突或因未获“保护费”而借机 FUD Lorenzo 与 enzoBTC 的人，我只能送上一句：君子坦荡荡，小人常戚戚。趁市场动荡故意制造恐慌、谋取私利是最卑鄙的赚钱方法。

[joe_ 🦙🔥 @joeminly]

＄BANK

[Matt Ye @MattYe_MEP]

BNB builder人生：梭哈BNB上build项目，@BNBCHAIN @cz_binance @heyibinance 会carry hodlers当上人生赢家。除了持有BNB，Lorenzo的BNB理财产品也即将上线，all in未来50年最重要的价值投资 🚀

[joe_ 🦙🔥 @joeminly]

@NexusLabs Node ID: 7149353
0x1bf95c30d07f871dcc1a52a5269589ff6ac5d4c9

[joe_ 🦙🔥 @joeminly]

非常棒的产品体验，这仅仅是一个开始！ $BANK

[Lorenzo Protocol @LorenzoProtocol]

1/ USD1+ backed by WLFI USD1, is now live on BNB Chain testnet.

USD1+ OTF is a major step forward: our first on-chain traded fund powered by World Liberty Financial USD1, connecting on-chain capital with institutional-grade yield strategies.

It’s now piloting on @BNBChain, as we explore what scalable, institutional-grade DeFi infrastructure could look like within a leading ecosystem.

Let’s dive in 👇

[joe_ 🦙🔥 @joeminly]

Haven't joined yet? Now's the time. #cysic 🚀

[Cysic @cysic_xyz]

144.8K verifiers & 13.4K provers
86.3K unique wallets
25.9K Fire distributed

Phase III: Ignition isn’t just heating up - it’s full blaze.

Still in the cold? Time to spark it up👇

[joe_ 🦙🔥 @joeminly]

@bitbigcat @miranetwork 金玉其外败絮其中

[joe_ 🦙🔥 @joeminly]

I have read the @boundless_xyz white paper.
Here is proof:

[Cysic @cysic_xyz]

Zero-knowledge tech has come a long way, and Cysic is proud to be driving the next wave of innovation. Honored to be featured in @donovanchoy's deep dive on ZK for @blockworks !

Read here 🔗: https://t.co/0NTgLYK5cn

[joe_ 🦙🔥 @joeminly]

@ai_uwu_cat 9heokroGuCLtxjtzaCiWasFwGNFvKC9CmyZ5iKUyZiG9

[joe_ 🦙🔥 @joeminly]

@RealNadsClub @monad_xyz 0x1bf95c30d07F871DCc1A52a5269589ff6ac5d4C9

[joe_ 🦙🔥 @joeminly]

@monad_xyz 0x1bf95c30d07F871DCc1A52a5269589ff6ac5d4C9

[joe_ 🦙🔥 @joeminly]

LFG!🚀

[Acre.Fi - Autocompounding Bitcoin Rewards @AcreBTC]

TBT to the epic WalletCon event at @EthereumDenver
@CReckhow & our CEO @La_Walla_ had a blast showcasing Acre among attendees and builders. Huge thanks to our friends of @WalletConnect for an unforgettable experience.

[joe_ 🦙🔥 @joeminly]

Dont forget tomorrow Acre community call !

[Acre.Fi - Autocompounding Bitcoin Rewards @AcreBTC]

🚨 Exciting News! 🚨
Join us tomorrow at 2 PM EST for a special community call featuring @matrix_refolded, as we celebrate @fold_app historic milestone of becoming the first publicly traded Bitcoin financial services company.

Don’t miss the opportunity to hear directly from Mat about this groundbreaking achievement and the future of Bitcoin in the financial space.

[joe_ 🦙🔥 @joeminly]

@AcreBTC @La_Walla_ @ReeseW CEO