Joe Orsi

CFA | Top 1% Freelancer on Upwork | Founder of | I build institutional-grade financial models and the AI that builds them

[Joe Orsi @joeorsi]

@robprogressive Why is this not even more true of income tax?

[Joe Orsi @joeorsi]

@timdayipper @JavierBlas China didn’t reduce imports until the conflict began. Jan and Feb and last year are irrelevant because China had full imports over that period. What is your point?

[Joe Orsi @joeorsi]

@timdayipper @JavierBlas China didn’t reduce imports at the end of last year. They reduced them in March when the Iran war began

[Joe Orsi @joeorsi]

@derrick_dao

[Joe Orsi @joeorsi]

@neppy It’s just not that hard to get money out of a retirement account early

[Joe Orsi @joeorsi]

@Villgecrazylady But Vance literally just said he’s going to

[Joe Orsi @joeorsi]

@aeberman12

[Joe Orsi @joeorsi]

@aeberman12 USO holds the front month

[Joe Orsi @joeorsi]

@danielnewmanUV Now remove capex from FANG earnings

[Joe Orsi @joeorsi]

@TheLongApe @antibearthesis Except for the $1.7 trillion transaction value they handle that is growing. Definitely no use case

[Joe Orsi @joeorsi]

@ParadisLabs You all act like geniuses when you ape into something that works. Accept the losses and move on. You aren’t a victim

[Joe Orsi @joeorsi]

@nicbstme Congrats man. Sounds like a great match!

[Joe Orsi @joeorsi]

@TukiFromKL Why do you need to exaggerate something is impressive without exaggeration? $20/month will get you roughly 30 minutes of recursive coding with opus

[Joe Orsi @joeorsi]

@Austen Let’s talk about “incentives”. Both of the private frontier companies are in a foot race to ipo in 2026. If they are truly 6-12 months away from agi/obsoleting white collar, why cash out?

[Joe Orsi @joeorsi]

I actually built my own app for this called EBITDAI. It's powered by Claude Opus 4.6 and Gemini 3, trained on my own FP&A modeling approach. It uses a more structured build process, which is why it handles balance sheets and statement linkages more reliably than generic AI in Excel. I'll send you a DM.

[Joe Orsi @joeorsi]

The speed is real but the quality gap matters. Generic AI gets you 70% of the way. The last 30% (proper debt schedules, working capital logic, circular references) is where most models break. We solved this in EBITDAI by baking the statement linkages into the model architecture. Speed plus accuracy.

[Joe Orsi @joeorsi]

Balance sheet balancing is the #1 issue with generic AI in Excel. They don't understand the accounting logic natively. We saw a massive improvement with EBITDAI when we built the retained earnings and BS check logic into the framework itself. Goes from broken to perfectly tied every time.

[Joe Orsi @joeorsi]

Have to respectfully disagree here. I build 3-statement FP&A models in Excel with AI daily - full income statement, balance sheet, cash flow with working capital dynamics. The trick is structured prompting and knowing what a good model looks like before you start. The tools have gotten significantly better in the last 6 months.

[Joe Orsi @joeorsi]

@GptMaestro Exactly right. A year from now nobody will be impressed by a DCF in Excel. The bar is full operating models - revenue builds, unit economics, integrated debt schedules. That's the real benchmark.