We all do crazy stuff with money,bcz we're all relatively new to this game and what looks crazy to you might make sense to me.But no one is crazy-we all make decisions based on our own unique experiences that seem to make sense to us in a given moment.
How to Download Your KCSE E-Certificate
1. Register an Account
* Visit KNEC certificate portal.
* Click Sign Up / Register.
* Select Applicant (Student/Alumni).
* Enter your full name and email address.
*Click Send OTP and enter the 6-digit OTP sent to your email to complete registration.
2. Log In
* Click Login on the homepage.
* Enter your registered email address.
* Request an OTP.
* Enter the OTP to access your dashboard.
3. Complete Your Profile
Fill in the following details:
* Citizenship (Kenya or Other Country)
* Full name (as it appears on your National ID)
* Email address
* Date of birth
* Phone number
* National ID number (for Kenyan citizens)
* Profile photo (optional)
Review all the information before submitting. The system will automatically verify your identity against the Integrated Population Registration System (IPRS). Verification is usually completed within a few seconds.
4. Generate Your E-Certificate
From your dashboard, click Generate E-Certificate.
Provide the following details:
* Your examination Index Number
* Examination Type (KCSE or KCPE)
* Examination Year (1989 to present)
Your name, date of birth, National ID number and phone number will be automatically filled from your profile.
5. Verification
The system automatically performs two checks:
* Identity verification through IPRS to confirm your name and date of birth.
* Certificate lookup in the KNEC database to confirm that a certificate matching your index number, examination type and year exists.
Both checks must be successful before you can proceed.
6. Make Payment
After successful verification, proceed to payment through eCitizen.
Charges shown in the user guide are:
* Certificate generation fee: KSh 1,200
* VAT: KSh 250
* eCitizen service fee: KSh 200
* Total payable: KSh 1,450
You can pay via:
* M-Pesa (STK Push)
* Any other payment method available on eCitizen
Payment confirmation usually takes between 10 and 30 seconds.
7. Download Your E-Certificate
Once payment is confirmed:
* Click Download Certificate.
* The certificate will open as a PDF in a new browser tab.
* The PDF includes a blockchain verification hash to confirm its authenticity.
Note: Generated certificates remain available for download under My Certificates for six months from the date of issue.
Its very unfortunate that Donald Trump saying they have moved the Americans who were infected with Ebola to certain locations and now they are safe....How about us......racism still exist.
Men,
Here is YOUR MASCULINE EVOLUTION:
Age 20 โ Ego
Age 21 โ Chaos
Age 22 โ Distraction
Age 23 โ Pain
Age 24 โ Purpose
Age 25 โ Focus
Age 26 โ Discipline
Age 27 โ Emotional maturity
Age 28 โ Vision
Age 29 โ Accountability
Age 30 โ Leadership
Age 31 โ Strength
Age 32 โ Control
Age 33 โ Direction
Age 34 โ Power
Age 35 โ Stability
Age 36 โ Legacy
Age 37 โ Authority
Age 38 โ Protection
Age 39 โ Wisdom
Age 40 โ Peace
Waiting for a huge salary increase before you start investing is a costly mathematical mistake.
People tell themselves they will start saving Sh 5K in MMF when they get an increase; ignoring that time is the single most powerful variable in compounding.
Starting a modest Sh 3,000 monthly MMF saving at age 29 can accumulate Sh 300,000 at age 35 with average 11% annual return.
Delaying that exact saving until age 35 means you will missing out on Sh 470K+ by age 40.
You donโt need a massive surplus to build serious wealth. You just need to stop losing prime compounding years to procrastination.
How Does the REIT Money Cycle Work?
โช Investors pool their money together
โช This capital is used to buy or develop income-generating properties (like offices, malls, apartments, warehouses)
โช Those properties generate rental income
โช After expenses (like management, maintenance, and financing costs), the remaining income is collected by the REIT
โช This profit is distributed back to investors as dividends
So instead of you directly buying and managing property, you are owning a share of property or a portion of a portfolio of properties, and earning from the income they generate.
Some variations may apply depending on the particular issuer and structure of the REIT.
However, we can look at the attached image to understand the @trificsez USD Green I-REIT money flow as an example.
A journalist from Kajiado wrote an article about State House Comptroller Katoo Ole Metito, which he later termed it as defamatory and took the journalist to court. Through his influence, the journalist was arrested, and the court awarded Katoo Ole Metito KSh16 million in damages. The journalist is now cooling his Sundus in a govt owned Airbnb located in a gated community along Kamiti Rd as his family struggles to raise the KSh16 million.
It is said that the family has already sold part of their land, but Governor Joseph Ole Lenku has decided to intervene and help them raise the money through a public fundraiser. Katoo Ole Metito through his Facebook page said he will not forgive the young journalist because he wants him to serve as an example. He said he'll use the 16 million to do community projects as he eyes to become the next governor of Kajiado.
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