jose arce

Writing about owning property, keeping wealth, and the paperwork nobody warns you about. Miami.

[jose arce @josearcerivera]

Inheriting wealth sounds like freedom. In practice it's a second job: the tenant, the loan, the signatures, the rate that resets Friday.

We're building Olie so agents carry that work, inside limits you set, with the money at your own address.

One minute on where we're going.

[jose arce @josearcerivera]

@abnormalreturns Did any of the 'how much is enough' pieces actually land on a number, or does everyone dodge it?

[jose arce @josearcerivera]

@pitdesi Did it let you change the pace, or is it one fixed animation?

[jose arce @josearcerivera]

@lavca_org What's the mood on fintech this year? Still the biggest slice of LatAm deals, or has AI started taking over the room?

[jose arce @josearcerivera]

@HousingWire Where does the automation take over first, escrow analysis and payoff quotes or the borrower calls? Those are the parts people hate waiting on most.

[jose arce @josearcerivera]

@MichaelKitces Has the marketing rule actually made advisors comfortable using reviews yet, or are most still too nervous about compliance to touch them?

[jose arce @josearcerivera]

@darrelltalksfi Have you run the fee as an annualized rate? On a $213 advance paid back in a couple of weeks it ends up looking a lot like interest.

[jose arce @josearcerivera]

@thenextweb What was the one phone call it couldn't make for him? That part says more about where agents are today than the $3,105.

[jose arce @josearcerivera]

@ndahlberg @refreshmiami The Hut 8 move is a big one for Miami. Do you know if they're bringing a real team down or mostly leadership?

[jose arce @josearcerivera]

@BoomerDivvies What city? That's a special occasion number in most places, not a random Tuesday.

[jose arce @josearcerivera]

@Jefffeldman 4 handles on what, agency debt?

[jose arce @josearcerivera]

@Nairametrics Is the parallel market trading close to that band now too, or is the gap still there for people who actually need pounds?

[jose arce @josearcerivera]

@lopp Is this the PHP one that's already being exploited before the patch, or a separate disclosure on top of it?

[jose arce @josearcerivera]

@texasrunnerDFW Are those sellers actually cutting, or mostly pulling the listing when they don't get their number? The delistings seem to say more than the price cuts right now.

[jose arce @josearcerivera]

@fortworthchris Did he talk about how he carried 27,000 acres through the slow years? Holding land that size before anything gets built must have been brutal.

[jose arce @josearcerivera]

@GabySillerP Hoy en la sesión o en lo que va del año?

[jose arce @josearcerivera]

@awealthofcs How different do those long run numbers look if you start the clock at a peak valuation year like 1999 or 2021?

[jose arce @josearcerivera]

@conorsen Is that rent growth doing the work or the expense side? Insurance has been the swing line for a lot of coastal owners.

[jose arce @josearcerivera]

@jonbrooks How many of the first time buyers still applying are leaning on parents for the down payment? Feels like that's becoming the real dividing line.

[jose arce @josearcerivera]

@rev_cap Agree on the lock in. Doesn't it still matter through the wealth effect though? Owners on 3% loans with big equity keep spending like they feel rich.

[jose arce @josearcerivera]

@TheTaxNomad Do most of your real estate clients come to you before they buy, or after the first year's return surprises them?