Kaleb Holley

Staff Software Engineer @Microsoft building cool things on the internet + mastering personal finance, sharing what I learn‼️

[Kaleb Holley @kalebjholley]

Over the next 36 months, my goal is to reach a $3M net worth

Here is the game plan:

💰Debt Reduction
💰Cash flowing investments
💰Effectively budgeting
💰Consistent Contributions
💰Minimize tax contributions

Follow along for weekly updates on my progress 🚀

[Kaleb Holley @kalebjholley]

One of the most important financial decisions you will ever make is picking your team.

[Kaleb Holley @kalebjholley]

@MarcusMilione m 8.5

[Kaleb Holley @kalebjholley]

Some things are fine how they are not everything needs ai .

[Kaleb Holley @kalebjholley]

Pray. Handle the business . Enjoy the blessings. Give thanks. Repeat

[Kaleb Holley @kalebjholley]

You can make 100 million trust me 😅. Just make 1 first .

[Kaleb Holley @kalebjholley]

JUST
KEEP
GOING
❗️

[Kaleb Holley @kalebjholley]

Lazy investing 😅:
Many employers offer ESPPs that let employees buy company stock at a 10–15% discount (often capped around $25k/yr).
Meanwhile most people park cash in a HYSA earning 4–5%.
Buy at the discount. Sell on purchase day. Capture the spread.

[Kaleb Holley @kalebjholley]

Wild to watch a pre-IPO deal actually go public this week. None of this is possible without @SoFi opening the door to private markets for retail investors.🚀

[SoFi @SoFi]

Our CEO @anthonynoto is kicking off SoFi’s Q4 & Full Year 2025 Earnings.

A record-breaking quarter. Our strongest year ever. A one-stop shop that’s innovating faster across the business and driving more value for our members in 2026.

Join the call at 8:00 AM ET to hear more: https://t.co/hpPuU8Ybq2

[Kaleb Holley @kalebjholley]

My greatest accomplishment over the last 10 years was :

MAKING THE GREATEST FRIENDS EVER 🥹

[Kaleb Holley @kalebjholley]

Let’s goooooo

[FinanceIntel @finance_intell]

$SOFI

From Q4 2020 to Q3 2025, revenue has increased by roughly 5.6x.

If we could repeat this over the next 5 years, we would be generating roughly 5.5B per quarter or 22B annually.

With a 7x PS, you’re talking around a $150B market cap, or just under a 5x from here.

Big years ahead.

[Kaleb Holley @kalebjholley]

@RobinhoodApp 401k through employer with match capability for small business and Fortune 500 companies

[Kaleb Holley @kalebjholley]

Do you have this ui built or up somewhere I can take a deeper look into this

[Alex @alexgilev]

Received this last week while doing a Friday product recap with a client.

"Best prop dashboard I've seen so far.."

[Kaleb Holley @kalebjholley]

May reset blocking out the noise. Reducing debt , maximizing investments. Here is my money flow for summer.

[Kaleb Holley @kalebjholley]

For all business owners who would like to gain a little interest on business funds sitting a few options to accomplish this is bluevine , mercury , or Found pick the best one for you.

[Kaleb Holley @kalebjholley]

January Net Worth Update

Growth: .9%  📈
Spending: -48% YoY (Jan ’24: 23k ➡️ Jan ‘25: 12k)🔻
Consistently added to M1 Pies , 401k ,HYSA, crypto & LEAPS positions
Didn’t maximize opportunities this month but big spending cuts = more capital for investments.
Onward to February ‼️

[Kaleb Holley @kalebjholley]

Over the next 36 months, my goal is to reach a $3M net worth

Here is the game plan:

💰Debt Reduction
💰Cash flowing investments
💰Effectively budgeting
💰Consistent Contributions
💰Minimize tax contributions

Follow along for weekly updates on my progress 🚀

[Kaleb Holley @kalebjholley]

@amitisinvesting Do you have access to the thesis would like to read for sure.

[Kaleb Holley @kalebjholley]

After heavy consideration and consulting with a few friends here my top 3 industries as an accredited investor in 2024/2025 season
- healthcare
- cannabis
- trade software

[Kaleb Holley @kalebjholley]

@TechByMarkandey Send