Andrew

[Andrew @kcihtred2]

@DetroitMark you overpaid.

[Andrew @kcihtred2]

@kevinxu Lots of options
https://t.co/TUUWPYy799

[Andrew @kcihtred2]

@phillymike223 @Drofcredit Either way obviously not normal consumer spend

[Andrew @kcihtred2]

@KenTumin Not really. Even in the churning community the number that forget it quite a bit. Small bank or credit union that offers a bonus in particular. Big banks that we have cards with... We log into those often.

[Andrew @kcihtred2]

@AlderLaneEggs eBay bought tcgplayer not too long ago. Plus heavy push for card grading. They seem to be going hard into tcg

[Andrew @kcihtred2]

@KenTumin @business Or they offered a crazy brokerage bonuses and some smart people took the money

[Andrew @kcihtred2]

@KenTumin A few years ago on earnings call they said that after 1 year they generally make a profit so it's worth the churn

[Andrew @kcihtred2]

@halfkelly Credits are a pain to use. Hard pass. This looks worse then Csr

[Andrew @kcihtred2]

@HurdyGurdyTravl It's a banana @KerrPoints, what could it cost? $505.95

[Andrew @kcihtred2]

@AlderLaneEggs @RampCapitalLLC

[Andrew @kcihtred2]

@DoctorRazzWSOP @halfkelly Yes

[Andrew @kcihtred2]

Is this a sign of addiction @halfkelly

[mattparlmer 🪐 🌷 @mattparlmer]

Every single person I know who has some elaborate credit card points scheme shares two characteristics

1) they are gainfully employed
2) they really need to get a job

[Andrew @kcihtred2]

@MrDoppy Honestly I never saw much reason to hit the travel portal. I suppose people haven't figured out something like points yeah or have reimbursement travel where you need a cash rate.

[Andrew @kcihtred2]

@MrDoppy Earn and burn. 6 months to a year. Then I start trimming

[Reddit Lies @reddit_lies]

No lies detected.

[Not Jerome Powell @alifarhat79]

“Sorry ma’am but your last $1.37 Klarna payment has been delinquent for more than 90 days.”

[Andrew @kcihtred2]

@halfkelly I've missed it a lot. Been bingeing old episodes.