Mortgage interest soon will be 7.5%.
For those of you who bought 1 milly house at 2.5%, it has major implications—
1. You will pay $1.1 million less in interest alone over life of the loan.
2. Your payment is $3500 or so.
3. This means you are getting $3500 or so each month savings making your house free versus someone buying now at 7.5%.
You have hit the lottery. That pays $3000 a month, for rest of your life .
Congrats 🍾
@unusual_whales According to Zillow's analysis, the net housing shortage across the U.S. stands at 4.74 million units. Even if interest rates fall, this housing shortage will continue to put pressure on the market.
I see fears in @s_m_marandi ‘s long post to do damage control. Marandi just spoke out what he thought in heart deep. The Iranian regime and its mouthpieces never respected its neighbors or anyone.
Greetings. This comment, made was a reaction, & is not about the wonderful people of Iran - whom we have frequently praised in many of our posts - nor is it derogatory toward anyone, unlike the language used by those who attack Pakistan. The affiliations of many of these attackers are clear: they are individuals who have traditionally aligned themselves with proxies, and who routinely insult Pakistan.
We stand with the People of Gaza who have been betrayed by other regime, which never came to help in any form, We stand with the lovely & brotherly people & Government of Yemen, the wonderful people & Government of Syria & the people & Government of Lebanon & Palestine.
Long Live The Brotherhood ✊🇵🇰
🇦🇪 UAE Weekly Highlights
• UAE–Canada CEPA negotiations concluded in just 47 days, the fastest in the program’s history.
• Abu Dhabi and Dubai markets ended the week on a positive note.
• The UAE expanded its global trade network to 38 CEPA agreements.
• The country continues strengthening its position as a global hub for trade, investment, and innovation.
The UAE keeps turning ambition into achievement.
NEW
The FCC has now added two new categories of devices to our Covered List, which bans new versions from import or sale in America.
1. Advanced robotic devices, such as humanoids and quadrupeds produced in foreign countries.
2. Power inverters produced in foreign countries.
This action follows determinations by Executive Branch nat sec agencies that the devices pose unacceptable risks to our national security.
It includes exemptions for devices that, based on a DOW or DHS finding, pose no unacceptable threat.
🇺🇸 The FCC's ban on foreign "advanced robotic devices" also covers robot vacuums, lawnmowers, and sidewalk delivery bots, any ground robot over 4.4 lbs with sensors and wireless, FCC media relations director Katie Gorscak confirmed.
To justify banning foreign robots, the FCC's national security determination cites reporting on a flaw that let one man access 7,000 DJI robot vacuums worldwide.
The waiver it offers asks nothing about security, only where a robot is designed, built, and tested. Every robovac already mapping US homes stays.
As shocking as the Kimi K3 release.
Massive performance gain was just with post-training
Model is 3x smaller than GLM 5.2 (10x smaller than K3) & works on a MacBook / Spark
This is Q1 flagship (Opus 4.6/GPT 5.4) level for < $0.28/m tokens (100x cheaper)
You can now run locally DeepSeek V4-Flash 🔥
It now beats Opus-4.8
Now competing with Opus-4.8 on real agent tasks while staying efficient (13B active).
And the old V4-Pro Preview on most agent benchmarks and sits right next to Opus-4.8 on Terminal Bench, Cybergym, and DeepSWE.
Size 90–100 GB
Same architecture.
Completely different beast after post-training.
- 284B total - 13B active.
- 1M context.
The agent gap just got smaller.
DeepSeek V4 Flash 0731 can now be run locally! 🐳
Run DeepSeek V4 Flash lossless 4-bit on 168GB RAM and 3-bit on 110GB RAM.
V4 Flash 0731 outperforms V4 Pro. Run via Unsloth or llama.cpp. Smaller quants coming today.
Guide: https://t.co/mCZZkpa95X
GGUF: https://t.co/ac6uOI8mZA
Kimi K3 is open-weight but its licence mostly protects Moonshot’s commercial hosting business:
- large MaaS providers need Moonshot’s permission
- extremely large applications must advertise Kimi K3
- private partner contracts may impose additional commercial terms;
- Any company offering K3 as a hosted model service must sign a separate Moonshot agreement once group revenue exceeds $20M in any trailing 12 months.
- That threshold counts total revenue of the provider and its affiliates, not just revenue earned from K3.
- Applications embedding K3 for a specific product feature are generally excluded from the Model-as-a-Service restriction.
- Commercial products exceeding 100 million monthly users or $20 million monthly revenue must prominently display “Kimi K3.”
- The public licence does not specify royalties, revenue sharing or mandatory commercial pricing terms.
- The license contains no public clause preventing inference providers from pricing below Moonshot; any such restriction would have to come from a separate partner contract.
- K3 can be used and modified, but the licence also applies to fine-tunes and other derivatives.
Moonshot’s published API pricing is currently $0.30/million cache-hit input tokens, $3/million cache-miss input tokens and $15/million output tokens.