Xunxun❤️ @kingfish0211 - Twitter Profile

Neobanks Tier List 🧵 S: @gnosispay: Self-custodial + fiat rails; clean crypto <> fiat bridge with IBAN options, best for EU users. No TX fees. @ether_fi: Most comprehensive spectrum of native yield opportunities + card with cashback & perks. No FX fees in USD. @UR_global: Multi-currency money app with card and off-ramp; great UX and usability with full global banking rail access. Minimal fees. @Thorwallet: Non-custodial wallet with partner Swiss IBAN/card options; great onchain <> banked flow. Minimal fees. A: @plasma: Stablecoin-native neobank concept with running virtual/physical card with 4% cashback & 10% native yield, no IBAN yet. @stables_money: Global USD account for simple top-ups and worldwide easy card spend; strong in the APAC region. @AviciMoney: Full-scale neobank with cheap-tier crypto cards, an internet native trust score, unsecured loans, and home mortgages onchain. Big cook by @RamXBT. @Tap_Fintech: Straightforward app with EU IBAN + UK details and a good card. Average fees, and routing that just works for basic crypto <> fiat moves. @useTria: Self-custodial neobank with great crypto cards and bank connectivity; big potential. IBAN/SWIFT has to roll out soon. B: @wirexapp: Veteran player with personal EUR IBAN, card, rewards, and wide country support. Don't like the fee structure. @Fiat24Official: Wallet-linked Swiss IBAN + debit card. Pretty good usability, but the UI is outdated IMO. @plutus: EU IBAN/UK and decent cashback. Great for power users, though many perks can depend on your plan. @KASTcard: Strong global crypto card with high limits. No personal IBAN; conversions are simple, great as a spender, not your full bank. C: @Nexo: Exchange-first app with a card and select EUR IBAN support. Works well inside the Nexo ecosystem, but banking features and fees vary a lot by jurisdiction/tier. @GetPyra: "Spend without selling" UPS using a secured credit line. No IBAN yet; more of a clever credit primitive than a full neobank, but useful for tax optimization. @neobankless: Brazil-first: Pix → USDC global account and a card on the roadmap. No IBAN and card yet live; promising regional play still in early build/coverage mode. D: @cryptocom: centralized exchange app with a popular card with SEPA/transfer support, but requires heavy staking requirements, and has regional shutdowns. @Bybit_Official: Fully custodial with no IBAN available. If you're ok with centralization, this may be for you. What else did I miss? Hope you enjoyed this post and found some new VALUABLE information. If you wanna support me, I'd appreciate a like, reply, and RT <3