ग्राहकों को ऋण देते समय अगर सब नियमों का पालन किया जाए उसके बावजूद अगर लोन NPA हो जाए तो जिम्मेदार कौन?
इसका जवाब होना चाहिए कि जिसने ऋण नहीं चुकाया वही जिम्मेदार है।
लेकिन जमीनी स्तर पर होता क्या है। जमीनी स्तर पर यह ढूंढा जाता है की शाखा प���रबंधक और ऋण अधिकारी द्वारा किन किन गलतियों के कारण लोन एनपीए हो गया। मतलब सीधे-सीधे लोन के लिए बैंकर को अकाउंटेबल ठहरने की प्रक्रिया शुरू होती है।
हम बैंकर कभी नहीं चाहते हैं कि कोई भी लोन एनपीए हो। हमारी पूरी कोशिश रहती है कि हम लोन का पैसा रिकवर कर सके। प्राइवेट बैंक से विपरित सरकारी बैंक में रिकवरी के लिए अलग से कोई व्यक्ति नियुक्त नहीं होता है जो लोन रिकवरी करे।
वैसे भी अधिकतर बैंकों क�� शाखाएं स्टाफ की कमीं से जूझ रही है ऊपर से NPA होने पर बैंकर की अकाउंटेबिलिटी फिक्स करना गलत है।
The Govt has banned Telegram in India until June 22 over the use of the app by 'cheating rackets' for NEET-UG.
The Babu or the minister whose "big brain" idea this was should get the Param-Chaantt award.
They are assuming that the cheating network and their clients don't understand what a VPN is and can't access Telegram through one.
They think that because the paper was shared on Telegram last time, if it is leaked, it will only be shared on Telegram again. Are Discord, Signal, and WhatsApp a joke to them?
So, why not make your system foolproof and make leaks impossible instead of banning a mode of communication? Because it's a slippery slope. If the paper leaks and is shared tomorrow, you'll ban other apps too, and eventually the whole internet. But then again, papers were leaked and shared long before the internet era, too.
There is a new scam by @IndiGo6E these days.
When you web check-in, they don’t show any free seat options to select.
If you skip seat selection and choose auto-assigned seating, they say you'll receive your boarding pass by email around 4 hours before departure. In my case, it never arrived.
When I called customer care to ask why the boarding pass wasn't sent, they told me that auto-assigned seating can only be done 12 hours before departure. If it isn't assigned by then, the airport has to allocate the seat. They also said they have no way to contact the airport.
So you are forced to reach the airport at least 1 hour early for physical check-in. If you arrive close to the check-in cutoff, they may refuse to issue a boarding pass and say you missed the check-in deadline.
Technically, there are no FREE seats for web check-in.
Everybody is out here scamming common people because apparently there’s nowhere for us to go and complain. Well done!
“Wasseypur mein ladai Ramadhir aur Sardar ki nahi thi. Ladai koyle par varchasv ki thi."
Now replace Wasseypur with Musallahpur, Patna, and the coal mines with the billion-rupee coaching industry.
The primary players are Khan Sir (Faisal Khan) of Khan Global Studies (KGS), the slick, smooth-talking YouTuber with millions of followers. And his arch-rival, Raushan Sir (Raushan Anand) of Gyan Bindu GS Academy, the gritty, street-smart ruler of the “Daroga Factory,” a nickname earned from its success in producing Bihar Police SI.
Both operate from the same turf: the infamous Kisan Cold Storage campus. The history of this war is calculated, multi-layered, and ongoing.
2020–2021: During the pandemic, several smaller coaching institutes in Kisan Cold Storage went bust. Khan Sir, sitting on massive digital capital, began expanding his offline empire, taking over vacated halls and offices. Raushan Anand watched his footprint shrink.
Match 2021: The first major flashpoint came in March 2021. Khan Sir filed a police complaint alleging that Raushan Anand, his brother Prince, and supporters barged into his live classroom, damaged furniture, and threatened staff. The battle lines were drawn.
Early 2023: The war moved from the streets to the classrooms. Khan Sir went national, appearing on The Kapil Sharma Show, increasing his stature. Raushan Sir responded by alleging that Khan Sir had spent lakhs on PR to secure such visibility. Khan Sir retaliated with psychological warfare, mocking Gyan Bindu’s nickname Daroga Factory by saying: “Don’t go to that factory. If you go to a factory, you’ll end up a labourer.”
Late 2023: Gyan Bindu was vandalized, with screens smashed and offices wrecked. Raushan Sir alleged that Khan Sir’s office supplied hockey sticks and clubs to boys from the infamous Patel Hostel. Later that year, Raushan Sir's brother Prince was attacked on the street and suffered a head injury requiring eight stitches. Khan Sir, meanwhile, claimed Raushan was orchestrating bomb attacks on his vehicles.
Feb–Mar 2026: The Forest Range Officer results were announced. A student named Abhishek Patel topped the state. Gyan Bindu claimed him. Khan Sir claimed him. On March 28, Patel visited Khan Sir’s office and was felicitated with a massive garland. Raushan Sir responded by releasing purported WhatsApp chats and publicly accused Khan Sir of paying ₹10 lakh to claim the topper.
June 2, 2026: Khan Sir’s supporters allegedly pasted their banners over the entrance board of Gyan Bindu Classes. Gyan Bindu staff went to protest. Stones flew. Iron rods clashed. Amid the chaos, Khan Sir’s private security guards allegedly fired shots into the air to disperse the crowd.
The state machinery finally responded to the gunfire. On June 3, 2026, a Patna court sent Raushan Anand and several associates to judicial custody after their arrest in connection with the vandalism case. But the script flipped when Gyan Bindu released CCTV footage that showed Khan Sir’s guards firing weapons. Police subsequently registered a case against Khan Sir under Section 109 of the BNS and the Arms Act, alleging the guards acted on his instructions.
Just when you thought the story was over, the script took another turn. Today, reports emerged that Prince, Raushan Sir's brother, has died in Nepal under mysterious circumstances. In Musallahpur, every ending is just the beginning of another chapter.
A woman named Victoria posted a viral Instagram video after obtaining a medication through a Canadian pharmacy that sourced it from an Indian manufacturer.
According to her, the same medicine would have cost $1,000 out of pocket in the US because her insurance would not cover it, but she paid $25 for medicine from India ($10 for the medicine and $15 for shipping).
She then called the US healthcare system a "scam" . It is her personal experience with a specific medication and insurance situation. It does not by itself prove that every medicine is cheaper in India.
But if you look at the comment section, you will find many people trying to dismiss her experience and convince her that medicines made in India are somehow inferior. India is one of the world's largest producers of generic medicines and exports pharmaceuticals to countries around the world. Rather than engaging in a balanced discussion, they seem more interested in discrediting their own country.
Of course, India has challenges and shortcomings, and there is nothing wrong with discussing them honestly. Constructive criticism is important. But when someone appreciates a genuine strength of the country, constantly trying to undermine that appreciation or portray everything Indian in a negative light serves little purpose.
Many people may not realize it today, but this mindset can gradually damage India's image internationally. Criticizing problems is one thing; reflexively dismissing every achievement or positive story is something entirely different. Unfortunately, this behavior has become increasingly common whenever India receives recognition for something it does well.
A video from Jara Jibli, in Dharchula, Pithoragarh allegedly shows a postwoman threatening a local social activist who raised concerns over months of undelivered mail being held at the post office.
The postwoman is heard saying “I’m a woman, I’ll get you arrested” after being questioned over the delay.
Locals allege the official has been absent from duty and neglecting mail delivery for months.
@RailMadad@RailMinIndia why am I not able to submit my feedback with 1 star and what's this closing remarks on my complaint, please submit my feedback from your end
As a kid I read a chacha Chaudhry story
It said :
A thief was caught and given a choice:
Either eat 100 onions or receive 100 shoe-beatings (sau jute).
Thinking onions are easier, he starts eating them. After a few onions, the burning becomes unbearable, so he switches to shoe-beatings.
After a few shoe-beatings, he finds those even worse and switches back to onions.
He keeps changing his mind until, in the end, he has eaten all 100 onions and received all 100 shoe-beatings.
Moral : Failure to commit to a difficult choice makes things worse.
Heartbreaking : GenZ PO committed suicide!de in Bank of Baroda, due to Work load and recruitment policy with High Bond of ₹5Lakh.
Requested to reduce stress from all the senior officers who are far from their family & Give them home posting.
Dharmendra Pradhan should go.
Javadekar, and Nishank were removed from the Education Ministry for far less than what has unfolded under Pradhan's tenure.
The govt should not worry about whether Congress will portray his removal as a political victory. Let them. They are irrelevant. The govt is answerable to students and parents, and they are increasingly disillusioned by repeated paper leak controversies, CBSE evaluation discrepancies, contentious UGC regulations, and a series of avoidable crises. In recent years, there has rarely been this level of public anger directed at the Education Ministry.
Pradhan's removal should be followed by an independent probe to determine whether tender rules were altered or interpreted in a manner that favoured Coempt Edutech, and whether any conflict of interest exists between the company and anyone associated with the Education Ministry. Public confidence in the education system must be restored.
@ARanganathan72 CJI Surya Kant said the judiciary should function “like hospitals 24x7” and stressed that AI and technology were key to faster, transparent and accessible justice delivery..
Do we need real reforms now !?
https://t.co/lzU1anZiGy
Internet is the only space where a student in Bihar & a millionaire in South Delhi are supposed to have equal access.
Now imagine telling users that someone paying more deserves a smoother internet experience than them!!
Airtel’s "Priority Postpaid" breaks net neutrality, the very idea Indians fought for.
It’s creating VIP-style internet lanes by pushing 95% of mobile users who are prepaid & price-sensitive into slower experiences.
Can Digital India really exist if a telecom treats users as first-class & second-class?
Meanwhile, Voda is smartly capitalizing this and attracting more consumers with its stronger network and better offerings.
Meanwhile, several DFS and RBI officials would have applied for 1 day leave on 29 May 2026 and proceeded for a 4 Day Vacations from 28May Bakarid Holiday, 29 May Leave, 30 May Saturday, 31 May Sunday , while leaving the @ChiefIba recommendation for 5Days Work in Banks in their drawer in Lock and Key . @kmarkri@idesibanda@iNitinTyagi@alashshukla@nsitharamanoffc@FinMinIndia
Why only Bankers should be called on Sturdays, please also call all Bureaucrats, DFS , RBI, NABARD and every other PSU on Saturday !