Mmathapelo__

Stylist and
Fashion buyer

[Oluwatimileyin✨🦋 @Timmysofine]

Oh, I have a few

1. If it bugs you when you’re dating, it’s not gonna go away once you marry
2. Look at people in the eye when you say hi/hello/good morning…
3. When you finally find something that took you a while to locate, put it back in the first place you tried. That's where it belongs.
4. When you say no, don’t explain. Explanations indicate you can be argued out of your stance.
5. Nothing is the end of the world except the ACTUAL end of the world.
6. The end of the road is the beginning of a road
7. Not everybody has to find their passion. Just find a job you don't hate.
8. Before saying something about someone else, pretend that person is listening and how you would feel if you knew they heard you.
9. Read books. Expand your mind, vocabulary, and perspective. Never stop learning.
10. Don’t walk with both of your hands in your pockets - if you trip, you’ll fall flat on your face.
11. Always write things down, on paper, or on your phone, especially when you find yourself "taking mental notes" because you. will. forget.
12. Remember that it’s a privilege to have dishes that need washing
13. Perfume and cologne are meant to be discovered, not to announce your presence.
14. If your dog doesn’t like someone, trust their judgment.
15. If you’re trying to make a decision, flip a coin. Then pick whichever option it is you’re rooting for while the coin is still in the air.

[نجي الله @nerjiyullahi]

What is the subtle sign that someone had a very difficult childhood?

[Sizwe SikaMusi @SizweLo]

Ninety years ago, John Maynard Keynes warned what would happen if any country ran its economy as South Africa is doing today.

In Chapter 12 of The General Theory of Employment, Interest and Money, Keynes defined two sectors of the economy. First, it’s what he called “enterprise”, which is investment guided by the long-term productive yield of assets, like building factories, infrastructure, or industries.

Then there’s “speculation”. This is investment into the economy guided by expectations of short-term market psychology, such as asset price swings and financial arbitrage.

Keynes wrote that “Speculators may do no harm as bubbles on a steady stream of enterprise. But the position is serious when enterprise becomes the bubble in a whirlpool of speculation. When the capital development of a country becomes a by-product of the activities of a casino, the job is likely to be ill-done”.

In simple terms, Keynes was warning that speculation, which is buying assets mainly to resell at higher prices, can be harmless when it plays only a minor role alongside genuine business investment.

However, when speculation overtakes genuine production, so that productive investment is driven primarily by speculative motives rather than long-term value, the economy becomes unstable.

If a nation’s capital development is shaped more by the ups and downs of speculative markets than by careful planning and productive use, the results are likely to be inefficient and harmful to society.

The South African state understood these principles. From the 1940s to the mid-1980s, South Africa’s manufacturing grew to ~25% of GDP, driven by industrialisation and import-substitution policies. This reflected Keynes’ notion of enterprise or long-term, yield-based capital formation in productive sectors.

Then, from the 1980s to date, the country decided to “modernise” the economy by allowing speculation to dominate. This was done through deregulation, liberalisation, and global financial integration to shift capital from productive enterprise into finance.

Today, finance makes up ~22% of GDP, while manufacturing has collapsed to ~13%. Here, Keynes’ warning plays out: South Africa’s economy was financialised, prioritising liquid speculation (hot money) over industrial expansion.

Under this regime, investors felt “safe” because assets were easily tradable in financial markets. Capital was siphoned into financial instruments, rather than “indissoluble” commitments like factories, skills training, or infrastructure.

As Keynes warned, the result was predictable. South Africa’s industrial base was hollowed out, unemployment deepened, and inequality widened, and this will continue to worsen as long as the policies stay in place.

It’s not even complicated; markets, left to themselves, are predatory institutions that seek returns wherever they can be extracted. If left unchecked, the “logic of liquidity” pushes inevitably toward cannibalising enterprise.

In other words, the casino will always want to expand, because speculation is easier, quicker, and more profitable than long-term industrial investment.

If enterprise and speculation coexist in the same arena, speculation tends to dominate, because capital will migrate to the higher-yield, lower-commitment option. Keynes recognised that “liquid” markets calm nerves by letting individuals exit easily, but this very liquidity destabilises the system as a whole.

This is why, for South Africa and similar economies, Keynes proposed restraining speculation and re-anchoring capital in productive enterprise.
The markets cannot be trusted to restrain themselves. Their “confidence” comes precisely from their ability to cannibalise enterprise. So, if you want enterprise, you must regulate, tax, and structurally constrain finance.

This is why Keynes flirted with ideas like transaction taxes, and why thinkers like Hyman Minsky and Karl Polanyi argued for making finance a public utility rather than a playground.

However, Keynes said, “it is by no means always the case that speculation predominates over enterprise.” Here, he wasn’t saying all markets are doomed to speculation. He thought the balance between speculation and enterprise depended on how institutions were organised.

Keynes observed that in some contexts, like early industrial England, people still invested “for income”, meaning they were more concerned with long-term yield than with short-term market psychology.

He argued that enterprise dominates when markets are relatively illiquid, that is, they make it harder to “flip” assets quickly. This is also the case when transaction costs are high enough to discourage constant speculation.

Moreover, the harmful speculation seen in South Africa is diminished when state and social institutions channel capital into productive uses through development banks, industrial policy or high transfer taxes instead of just allowing financiers to run rampant.

So, according to Keynes, speculation doesn’t always dominate; it only becomes dominant where institutions make it cheap and easy, exactly what happened in South Africa from the 1980s and 1990s.

This way, he wanted to avoid a fatalistic conclusion. If speculation always dominated enterprise, there’d be nothing to do except abolish markets altogether. By showing that enterprise can dominate under certain institutional arrangements, he left space for policy interventions and incentives for long-term investment.

Essentially, the state has to create the conditions to make enterprise more attractive to capital than speculation.

The overarching point is that, just as wild animals can be tamed and domesticated, or at least be kept at bay, even in their wild state, speculation can and should be regulated.

What Keynes was proposing is akin to saying a civilised society must decide whether to build fences, cages or sanctuaries so that the wildness of the financial markets doesn’t overrun the village.

Keynes’ point was never to create a world without speculation, but one where speculation remains the bubble on a stream of enterprise, not the other way around. A society that lets the wild beasts run free ends up with capital development as “the by-product of a casino.”

Conversely, a society that keeps the beastly wild markets at bay ensures that enterprise, patient, long-term, socially productive, has room to flourish.

South Africa currently faces unemployment at 31.9%. By redirecting capital from speculative finance back into productive enterprise, the country could rebuild its industrial base.

Manufacturing is inherently more labour-intensive than finance, offering pathways to mass employment that financial services simply cannot match.

South Africa‘s inequality remains among the highest in the world, with poverty at about 63%. This is because finance tends to concentrate wealth among those who already have capital to speculate with, while manufacturing and industrial development create broader economic participation through wages, supplier networks and skills development. A shift back to enterprise would distribute economic benefits more widely.

The financialised economy has led to premature deindustrialisation. By constraining speculation and channelling capital into long-term productive investments like factories, infrastructure and technology development, the country could build the economic foundation needed for sustained growth.

Lastly, industrial investment requires workforce development, technical training, and knowledge transfer, investments that speculation doesn’t make. This could help address the structural unemployment that persists even during economic upturns.

South Africa has no luxury of multiple exits. There is only one way out: to confront and discipline finance so that capital once again flows into productive enterprise. “Good governance” is meaningless if the structure of the economy itself continues to reward speculation over production.

Keynes warned nearly a century ago that when a nation’s development becomes hostage to the casino, the outcome will always be stagnation and decay.

The choice before South Africa is not complicated. It either allows the whirlpool of speculation to keep hollowing out its industrial core or builds the institutional fences that restrain finance and refocus capital in long-term productive enterprise.

There is no middle path. Without deliberate reindustrialisation through active state intervention, South Africa’s crisis will only deepen. The beast must be tamed, or it will devour what remains of the zombie economy.

[Mmathapelo__ @konope_styles]

@Anele @firstforwomen 🩷

[Bold Exaltus @BoldExaltus]

Dear Daughter,

Watch these 12 movies before it’s late: 👇

[History ZAR @HistorySAZAR]

South African actor Zakes Mokae wins a Tony Award for Best Featured Actor in a Play for "Master Harold and the Boys", 1982.

[Bold Exaltus @BoldExaltus]

Dear Son,

Watch these 12 movies before it’s late: 👇

[RR. 🍬 @robreeezy]

I saw a TikTok where a woman said if you need a quick request from God to write it down and put it in your bible under Psalms 102 and come back with your testimony when it’s finished. The stories had me like omg 🥹💘 10/10 recommend.

[Mmathapelo__ @konope_styles]

@MmatlouLebogang Nna kea bakwishisha shame.

[Abahambe Majola🇿🇦🇷🇺 @LadyAbahambe]

Chinese and Ethiopians damn! 😭

[Penuel The Black Pen @penuelist_]

If you have a Home/Vehicle/Personal Loan:

Plz ask them to send you an account where you can pay extra money into the PRINCIPAL (NOT INTEREST), every month.

Ask them to recalculate your amortization schedule every month, & send it to you.

This will lower your interest & term.

[ꕤ @mywarningsigns]

im bored so here’s a (THREAD) Of things Beyoncé went viral for:

[Brodie @Brodie_BroB]

Guys. I promise I’ll make a big thread tomorrow. Investments especially for the small man. Unit trust , mutual funds. Tomorrow morning

[jimi上海北京深圳广州杭州成都南京苏州温州宁波青岛姐天津外空拍摄家门外围墙的影子 @hajimi_traveler]

Get this….mist alba is useless

[Adarsh Chetan @AdarshChetan]

RIP Photoshop..

It's only been a month since Canva Create launched, and it's insane.

Here are 10 Wild examples.

[Poonam Soni @CodeByPoonam]

Canva is a goldmine

But almost everyone's still stuck in beginner mode.

Here're 13 Canva hacks you'll wish you knew sooner:

[jen @Jennieebabie]

Magnesium is the truth guys. I feel amazing after taking it for a month. Nah… is this how people who are emotionally stable feel at all times??

[Uncharted Operations @yourreallysoft]

Lemme explain some nonsense
Step 1 : when the phone was stolen it was locked let’s assume that
Step 2 : the vulnerability is always your Sim Card because most individuals especially Females still use physical SIM cards on their expensive phones rather than E-Sim

[Mmathapelo__ @konope_styles]

@shukrani__

[Chymamusique @Chymamusique]

How many businesses have you tried to venture into since you were born ?
Which businesses if you don’t mind ?