T-bills are a fixed income government instrument where the government borrow money from its citizens and use them for development projects in the country and in return, pays back with some interest. It is a low risk investment instrument.
T-bills do not give crazy returns and are mostly good for capital preservation with slight gains. The most recent Central Bank of Kenya (CBK) treasury bill auction indicates rates of 8.559% for the 91-day, 8.525% for the 182-day, and 8.763% for the 364-day papers.
The minimum investment face value is Ksh 100,000 for non-competitive bids and Ksh 2,000,000 for competitive bids. You can buy, manage, and monitor your bids directly online or via mobile using the CBK Dhow CSD Portal.
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