Hemant Kshirsagar 📣

Here to learn and share. Views are 💯my own. Podcast @FinTech_diaries

[India Fintech Diaries @fintech_diaries]

In our latest episode, Vineet Agarwal ( @Jiraaf_Official) explains how bond platforms are opening up access to predictable returns for retail India. 🎧
https://t.co/GSONs4k0az
#IndiaFintechDiaries #FixedIncome #Investing

[India Fintech Diaries @fintech_diaries]

Everyone invests in equity.
Few understand fixed income.

Something is shifting.
New episode dropping soon. 🎙️

#Fintech #podcast #india #investing #fixedincome #bonds

[Akash Tiwari @akashtiwari1007]

As you know I am in the process of moving back to India 🇮🇳 from Ireland 🇮🇪.

I want to share my personal painful ongoing experience with the “Indian Customs + Courier Company Nexus” saga.

How they loot citizens & customers while hiding behind stupid laws and poor practices 👇

1. I shipped personal belongings (used and mostly clothes and electronics) from Dublin (my present stay) to Kanpur (my hometown) via @DHLGlobal on 21st Oct.

2. While shipping the DHL executive opened and checked my packages and also made me sign an undertaking that none of the stuff is new.

3. I was promised the delivery by 27th Oct.

4. My packages reached Delhi within a day and the nightmare started after that.

5. Shovik Kundu, a DHL executive called my sister and told her that I (who’s in Ireland) will have to visit the Customs office at the Delhi airport with my passport to get this checked and cleared by the customs. Plus, there’s a Demurrage charge (₹20 per kg per day) levied after 2 days - basically storage charges for my packages until they get cleared.

6. I told them to open the bags again and check that there’s nothing new in them. Plus, DHL executive here in Ireland already checked them, plus I have signed an undertaking that they are all personal belongings and used.

7. Upon several requests and DHL purposefully wasting days (I will explain later why), another DHL executive Samiksha Sharma called me after 3 days of this conversation with Shouvik.

8. I explained to her my whole situation - my father passed away in July, hence I am moving back to India because of a painful personal situation, I am arriving in Delhi on 6th Nov - have a train to Kanpur within 3 hours of landing. That’s how I planned my travel because I wasn’t aware of custom related issues and DHL’s processes. I am also travelling with a 14 month baby girl and it will be impossible for me to do the customs process on the 6th because of all of this. Plus, Demurrage charges are a nonsense because this delay is being caused by DHL and Indian customs - this has nothing to do with me.

9. She told me that I will also have to pay 50% duty on the declared items 🤯 + also pay formal clearance charges (over and above the duty) + demurrage. I said this is nonsense and a practical nexus to extort money.

10. Most importantly DHL never informed me about any of this before shipping - I had visited the office once before shipping and I also called the customer care to understand the process.

11. Now Samiksha emailed me again today (email attached). I have also attached some of my responses for additional context.

12. They are asking me to pay Demurrage charges + Duty + “formal clearance charges” - for used items that they had promised to deliver at my doorstep without any charges.

My take and conclusion:
🇮🇳 I am not gonna pay a single extra penny and I am ready to let go of the entire package. DHL didn’t inform me about any of this process before shipping and purposefully coerced this situation to blackmail me into paying and put me into this situation.

🇮🇳 This will be my punishment for “daring to come back to India”. I haven’t even landed and the Banana Republic circus has started. I was forced to come back because of a personally painful situation and I am already regretting my decision.

🇮🇳 This was the last time I will ever use DHL and ship anything in India.

🇮🇳 India’s customs laws are a joke and private companies, agents, and customs are also making money in cahoots while exploiting citizens.

CC: @cbic_india , @Delhicustoms , @AirportGenCus , @nsitharaman , @PMOIndia , @DHLGlobal , @DHLExpressIndia , @DHLExpressIre

[India Fintech Diaries @fintech_diaries]

Tune in to our latest episode as we delve into intriguing parallels between the GENIUS Act for Stablecoins and India's Payment Banks. Don't miss out on this insightful discussion that could reshape your understanding!

[India Fintech Diaries @fintech_diaries]

🏦🇮🇳 vs 🇺🇸: What do India’s Payment Banks & the US #GENIUSAct have in common? Both aim for safe, inclusive money, but might struggle with scale. 🎧 Tune in as we unpack lessons for stablecoin regulation & the future of finance: https://t.co/9IlcTeKFkP #podcast #Stablecoins

[India Fintech Diaries @fintech_diaries]

Curious about how the GENIUS Act mirrors the Payments Bank regulation? Wondering how stablecoins can sidestep the challenges faced by payments banks? Don’t miss our latest episode dropping tomorrow—tune in to discover the insights!
#GENIUSAct #paymentbanks #podcast #fintech

[India Fintech Diaries @fintech_diaries]

👩‍🌾 Credit that cares. In our latest episode,we speak with Shweta Pandey of ARTH about building inclusive fintech for Bharat. From gender-lens credit to failure support, this one’s packed with purpose. 🎧 Listen now: https://t.co/MbkkmZhzFa #IndiaFintechDiaries #FinancialInclusion

[India Fintech Diaries @fintech_diaries]

Join us in our #latestepisode as we dive into the intriguing intersection of sustainable #finance and #fintech, uncovering the immense potential within India's expansive #MSME landscape. Don't miss us as we embark on this captivating journey this weekend!

#podcast #inclusion

[India Fintech Diaries @fintech_diaries]

Hear what Sanjay, co-founder and CEO of BRISKPE has to say about cross-border payments for MSMEs in our latest episode

#fintech #podcast #india #crossborder #payments #briskpe

[India Fintech Diaries @fintech_diaries]

🌍 Cross-border payments made simple! We chat with Sanjay Tripathy, CEO of @BriskPe , about digitizing global B2B payments for MSMEs & their RBI PA-CB license milestone. 🚀
🎧 Listen now: https://t.co/8wNiBlJsCz
#IndiaFintechDiaries #CrossBorderPayments #Fintech #MSME #Exports

[India Fintech Diaries @fintech_diaries]

Discover how Fintech is revolutionizing cross-border payments in our upcoming episode! Don’t miss out—new episode drops tomorrow!!!

#fintech #podcast #innovation #globalpayments #newepisodealert #xborder

[Million Podcasts @MillionPodcasts]

💰🎙️ The Top 100 Financial Services Podcasts of 2025 Are Here! 🎧📊

🔗 Discover the full list here: https://t.co/MugvJh20qN

For investors, advisors & finance professionals—this is your go-to resource for connecting with top financial services podcasters. Find the best shows covering banking, wealth management, fintech, investment strategies & industry trends!

🎧 Why use this list?
✅ Direct access to financial services podcast hosts & producers 🎙🏦
✅ Save hours of research—contacts all in one place ⏳⚡
✅ Perfect for PR campaigns, guest bookings & sponsorships 🤝🔥

✨ Huge shoutout to these expert podcasters shaping the financial world! You’ve been selected from thousands! 🎉📊
@11fs @loella172 @stevesanduski @jeffmarsico @whartonfintech @alphaexchange @dcurnutt
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📢 Ready to stay ahead in finance? Check out the full list now! 🚀🔗

[Million Podcasts @MillionPodcasts]

🇮🇳🎙️ The Top 100 India Podcasts of 2025 Are Here! 🎧🌏

🔗 Discover the full list here: https://t.co/RPgjwY6qeP

For news followers, culture enthusiasts & industry professionals—this is your go-to resource for connecting with top India podcasters. Find the best shows covering Indian politics, business, Bollywood, sports, technology, history & more!

🎧 Why use this list?
✅ Direct access to India podcast hosts & producers 🎙📰
✅ Save hours of research—contacts all in one place ⏳⚡
✅ Perfect for PR campaigns, guest bookings & sponsorships 🤝🔥

✨ Huge shoutout to these incredible podcasters sharing insights & stories from India! You’ve been selected from thousands! 🎉📊
@IshanDhadwad @srajagopalan @kiran61287604 @bhayoriginals @beerbicepsguy @tieh_podcast @sandeeppaii @shreya_jai @fintech_diaries @kshirsagar
@enygmatic_in @oxfordpodcasts @carnegieindia @HTSmartcast @profpankajjain @natureind @newbookssasia @eli_team_ @indiandreampod @sahil071 @sidbetala @ajuniorvc @mazinbiviji @aviralbhat @empirepoduk @dalrymplewill @tweeter_anita @indicast @abhishekumar @Rushil_96
@BilbiesINGENIO1 @boundindia @tarakh489 @michellewdcosta @bhajapod @ChinmayaMission @finshots @shrehithk @forbesindia @divyajshekhar
@csascambridge @sunoindia_in @menrao @richhariyasneha @shivassangwan

📢 Ready to explore the latest in India? Check out the full list now! 🚀🔗

[India Fintech Diaries @fintech_diaries]

💡 Insurance simplified! In our latest #podcast episode, Anand Prabhudesai, co-founder of @helloturtlemint, shares how tech is transforming insurance distribution in #India. 🎧 Listen now: https://t.co/NK897RvtEq #IndiaFintechDiaries #Insurtech #Insurance

[India Fintech Diaries @fintech_diaries]

Join us this weekend for an journey into the world of fintechs and discover how they're revolutionizing the way we search for and purchase insurance! #newepisodealert #fintech #podcast #insurtech #india

[India Fintech Diaries @fintech_diaries]

💸 Tired of complex #CrossBorderPayments? In our latest episode, @movinj from @skydo_official joins us to discuss how Skydo is simplifying B2B global transactions for Indian SMEs. 🎧 Listen now: https://t.co/McfPUXtzzm
#IndiaFintechDiaries #Fintech #GlobalTransactions

[India Fintech Diaries @fintech_diaries]

MSMEs are key to India's #ViksitBharat! We spoke with @pallavi_s of @progcap about how #fintech is unlocking access to credit and powering MSME growth. 🎧 Listen now! #MSMEs #BusinessInnovation #IndiaFintechDiaries
https://t.co/amAvc4Og3q

[India Fintech Diaries @fintech_diaries]

MSMEs are the backbone of our dream for a #ViksitBharat. Discover how fintechs can supercharge their growth and actualize the dream of a developed India. Tune in to our latest episode this week—don’t miss out on this insightful journey! Stay connected for more updates!

[India Fintech Diaries @fintech_diaries]

🎙️ New episode ! @anujkacker of @FreoMoney joins us to discuss the transformation in #ConsumerFinance against the backdrop of the recently concluded @dlai_india fintech conclave. Learn about growth, risk management in lending, and much more🚀🎧 Listen now: https://t.co/Jgx6T0uvLa

[India Fintech Diaries @fintech_diaries]

Discover how Risk, Demand, and Access to Finance are revolutionizing lending in India. Our latest episode is dropping tomorrow. Don't miss out on the updates! Stay tuned.