VISHAL BAXI CFP CM

Founder & CEO KV Wealth-Invest & Insure and Music Lover

[VISHAL BAXI CFP CM @kvwealth]

Client :I can't afford Rs 15000-20000 for Health Insurance .

Me :If you can't Afford Rs 15000-20000 of Premium ,How will you Afford Hospitalisation cost of 5-6 lakhs .

Client :Let's do it now.
@moragfps @yesudasantony @dmuthuk @FI_InvestIndia @prashkak @K10_MAV @IHemangp

[VISHAL BAXI CFP CM @kvwealth]

Important lesson for all Investors .

[Radhika Gupta @iRadhikaGupta]

Met someone who is a conservative investor, who for decades just did FD. A very wise advisor gradually moved him to equities using hybrid funds like balanced advantage and aggressive hybrid a few years ago.

He’s been sitting on 12-15% and for a long time he has been rightfully thrilled with this. Today he met another investor bragging about making 40% in small caps.

All of a sudden, the investor thinks something is terribly wrong with his returns and the advice and wants to switch to 100% small caps.

Remember:
1. Risk appetite is never understood in bull markets but deep bear markets
2. Personal finance is personal - there can and will be two right answers for two different people. Comparison leads to bad portfolios and an unhappy mind.

[VISHAL BAXI CFP CM @kvwealth]

Happy Birthday @K10_MAV .May you make it to the top 10 list .

[Ketan Mavinkurve @K10_MAV]

What a fantastic birthday gift!!!

Just found out that we made it to Forbes India (Dec 2023) amongst the top 💯 startups to watch out for in India! 👀

Here's to bigger stories about @TeamAlphaCoach as we continue to build the platform in 2024 🚀🥂

@vishnu_v

[VISHAL BAXI CFP CM @kvwealth]

It was Indeed a Pleasure to meet Radhika Gupta -MD & CEO ,Edelweiss MF and The Newest Shark on Shark https://t.co/mk0w73oqcd was Fascinating Discussing Creating Wealth and Financial Freedom for Masses
@iRadhikaGupta @khyatibaxi @prashkak @K10_MAV @moragfps @yesudasantony

[VISHAL BAXI CFP CM @kvwealth]

*सुख ~शांति ~समृद्धि*
#HappyDiwali

[VISHAL BAXI CFP CM @kvwealth]

Valuable Insights by one of India's Best know Fund Manager creating wealth for Large no of Investors.

[Pankaj Tibrewal @pankajtibre]

Throughout my investing journey, I have learned some crucial lessons, particularly with regard to the significance of identifying honest and capable management teams, promoters, and entrepreneurs for achieving long-term success in the Indian market. The review of management becomes even more vital within the dynamic landscape of mid and small-cap companies, where leadership often serves as the primary driver for growth. We believe that P/E is not only Price/Earnings but “Promoter+ Ethics”.

Over last decade or so we have seen some important shifts in Indian promoters/entrepreneurs. While these trends cannot be generalised, they illuminate some noteworthy shifts:

1. Adept Capital Allocation: More management teams and promoters are now well-versed in the intricacies of capital allocation and the associated costs of equity. They understand that skilful capital allocation is both an art and a fundamental driver of value creation. Concepts like Return on Capital Employed (ROCE) and Return on Equity (ROE) have gained broader acceptance.

2. Governance and Integrity Focus: As the torch passes to the next generation in leadership roles, we have observed a significant pivot towards enhanced governance and integrity. The bygone era of 'Jugaad' and a relaxed approach to regulatory compliance is giving way to a contemporary landscape that places a premium on adherence to regulations and a prudent approach to taxation. In the coming decade, we envisage the rise of fresh wealth creators, even as some of the established ones may wane due to a lack of passion
within the next generation .

3. Openness to Feedback and Delegation: With the new generation at the helm, there exists a greater receptiveness to feedback from investors and other stakeholders, provided it contributes to improvement. Furthermore, this cohort is more inclined to delegate responsibilities and endorse the owner-professional model, sharing the wealth created with employees through Employee Stock Ownership Plans (ESOPs).

4. Optimism About India's Potential: Many of these entrepreneurs harbour an unwavering optimism regarding India's potential, driving them to make bold investment decisions. There is a growing inclination among management teams to play an integral role in India's growth story, eschewing past mistakes of pursuing acquisitions abroad.

5. Emerging Tier 2 and Tier 3 Entrepreneurs: Notably, we are witnessing a surge in passionate entrepreneurs hailing from Tier 2 and Tier 3 cities. The 2023 Hurun list of India's wealthiest individuals illustrates the success stories emerging from cities like Coimbatore, Ludhiana, Rajkot, Nagpur, Surat, and Udaipur. This highlights the need to venture beyond metropolitan areas in the pursuit of new opportunities and identifying next set of wealth creators.

In conclusion, In India, more than the business, what is most important is management. Identifying right set of promoters/ management teams would be critical for investment success.

[VISHAL BAXI CFP CM @kvwealth]

@pankajtibre Valuable Insights

[Prashant Kakkad @prashkak]

So true

It’s not how much you earn,
it’s how much you save

It’s not how much you save,
it’s how much you invest

It’s not how much you invest,
it’s how well you invest

It’s not how well you invest,
it’s for how long you invest

It’s not just any of these
it’s all of these

[VISHAL BAXI CFP CM @kvwealth]

@SandeepMall Financial Education,Money Management

[VISHAL BAXI CFP CM @kvwealth]

Ab Bharat Par Bharosa

@HMview @yesudasantony @moragfps @K10_MAV @avishenoy @parin_mehta @deodhr

[Siddharth Karnawat ( Co-Founder Blue sky Fintech ) @siddbuzz]

FOXCONN CHAIRMAN BACKS INDIA AS MANUFACTURING HUB OF THE FUTURE, SAYS INDIA CAN BUILD ECOSYSTEM FASTER THAN CHINA || FOXCONN CHAIRMAN CLAIMS THAT INDIA PRESENTS HUGE OPPORTUNITIES FOR DEVELOPMENT OF ECOSYSTEM, INDUSTRIAL CHAIN

[VISHAL BAXI CFP CM @kvwealth]

"In life's journey,essentials ensure security & readiness. SIP fuels financial stability through disciplined wealth growth. Health Ins shields from medical surprises.Term Ins safeguards loved ones, even in absence. Empowering us for life's uncertainties: finance, health, family"

[VISHAL BAXI CFP CM @kvwealth]

In careers, we experience promotions, stagnation, even demotions - all steps. Frustration can be a stepping stone, not a block. In the race for success, remember: freedom. Financial freedom breaks limits. Achieve with smart planning. Chase dreams, eyes on life unbound.

[VISHAL BAXI CFP CM @kvwealth]

Weekend Reading !

[VISHAL BAXI CFP CM @kvwealth]

Amul Does it again !

[Nilesh Shah @NileshShah68]

Amul is always the best

[VISHAL BAXI CFP CM @kvwealth]

@nikhilkamathcio @NeemansOfficial very cool Indian Footwear brand

[TOI Mumbai @TOIMumbai]

A male passenger, identified as Ritesh Sanjaykukar Juneja who was onboard a Vistara flight, was arrested on a complaint by the flight crew members. The members heard the man talking about 'hijacking' on the phone: #Mumbai Police

[VISHAL BAXI CFP CM @kvwealth]

Amazing !Must See.

[Kalpen Parekh @KalpenParekh]

One of these 2 are always at all time high in my portfolio

1. NAV
2. no of units

[Misbah Baxamusa @Misbahbaxamusa]

Why is goal-based investing a smarter way to fulfill your dreams?#njwealth https://t.co/hGBkXgtQjD

[Radhika Gupta @iRadhikaGupta]

Be aggressive enough in business that you don’t sleep during the day, but conservative enough that you don’t have sleepless nights.

[VISHAL BAXI CFP CM @kvwealth]

@moragfps @yesudasantony @imayankjindal @K10_MAV @prashkak @NJWealth Likewise Manishbhai

[VISHAL BAXI CFP CM @kvwealth]

https://t.co/gWpEPJmwrS

My Article Published on NJ E saathi with reach of 48500 MFD's pan India.

#financialliteracy #financialeducation #wealthcreation #wealthprotection #goodmoneyhabits

@yesudasantony @moragfps @imayankjindal @K10_MAV @prashkak