@kateiswell I get it. My daughter’s scoliosis surgery was over 250k. After insurance and talking with the financial department we owe 7k. We are paying with our HSA each month. It will take a while to pay it off though.
Although I'm a nobody on X with very few followers, I just thought I'd point out that if we just stayed on Standard Time it being dark at 5 PM tomorrow wouldn't be as much of a shock because we'd have been naturally acclimating to it since the middle of June.