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@blrcitytraffic@CPBlr@dcpwhitefield@acpwfieldtrf@WFRising
The traffic movement on Hoodi - Ayyappa nagar Main Road has become absolutely uncivilised with rampant wrong side driving.
Can you please install concrete dividers along this stretch till Hoodi flyover?
Dear @RBI Governor
Since cheque clearing is now same day It is high time that the cooling off period on adding netbanking beneficiary be reduced from 24 hours to 1-2 hours.
it is a major bottleneck in the digital India move where time is of essence in every transaction.!
@nsitharaman
@nsitharamanoffcz
Folks pls RT this so it reaches the ears of the appropriate people
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How health insurers cheat patients and doctors
*Dr. Neeraj Rayate*
Why so many insurance companies are shamelessly notorious for denying even valid claims?
And who decides what surgery was performed?
A team of surgeons who spent their lives on their skills or a tip-toed MBA with a spreadsheet at an insurance company?
A few days ago, I operated on a patient with a recurrent abdominal wall infection.
It wouldn’t heal... antibiotics weren’t working and the infection kept coming back.
I diagnosed it as an atypical mycobacterial infection.
Our team at Jupiter Hospital, along with Dr. Soman sir, an infectious disease expert, treated him completely.
He is now cured.
And then came the shock.
At discharge, his insurance company denied his claim.
Why?
Because, according to them, the “procedure claimed was incorrect.”
Now let’s pause for a moment and ask:
Whose word should matter?
The team of surgeons and specialists who actually examined, diagnosed, and performed the surgery?
Or an insurance company that never saw the patient, never looked at the wound, never made the incision, and never fought to save his health?
Yet they had the power to decide whether his treatment was “valid.”
This is not an isolated case.
I see this happen every day at our hospital.
Insurance companies deny even valid claims as if it’s routine.
The treatment is needed... surgery is done... patient is recovering.
But then, some desk-bound approver, armed with a checklist, decides otherwise.
And do you know why?
Because, for most of these companies, denial is biggest part of their business model.
Let’s call it what it is.
Many insurance companies profit by saying NO.
Denial is money saved... delay earns them interest and every loophole increases their profit margins.
And they know exactly what they’re doing.
They reject claims on technicalities hoping the patient won’t fight back.
They stall payments until hospitals, desperate for cash flow, are forced to write off part of the bill.
They use vague policy wording so they can interpret it however they want.
They drown patients in paperwork, making it so exhausting that many just give up.
Meanwhile, the patient’s family is left feeling helpless, wondering how they will pay.
And when they try to reach out to the insurance company?
No one picks up the call, emails are ignored and multiple rounds of appeals lead nowhere.
And the worst part?
There is no punishment for them.
If a patient doesn’t pay their premium, the policy is canceled.
But if an insurance company denies a valid claim?
Nothing happens.
They face zero consequences for ruining lives.
This needs to CHANGE.
The government must step in... strictly.
Insurance companies should be regulated and held accountable.
Here’s what I feel should happen.
Independent review board – Patients should be able to appeal to a neutral authority, not the same insurance company that denied them.
Heavy fines for wrongful denials – If an insurance company denies a legitimate claim, they should pay for it—literally.
Burden of proof on insurance companies – Right now, patients have to prove they deserve their claim. That should flip. Insurance companies should be forced to provide solid proof before rejecting a claim.
Clearer policies – No more vague wording. Policies should be transparent about what’s covered and what’s not.
Strict limits on claim denials – If a company rejects too many claims, they should be investigated for fraud.
Seriously, I see patients suffer even after paying premiums for 5, 10, or even 15+ years.
It’s high time we have to raise the voice.
I’ll keep writing about these incidents with a hope that someday things will be better for patients.
What are your experiences and thoughts? Will like to understand.
#Insurance
#Mediclaim
#Healthcare
Why patients don't trust doctors .
A patient's story .
Read and weep 😢
My dad has gone under angioplasty in March 2012.
It has been shown as 90%+ as blockage
The senior doctor was creating a panic and asking me to sign papers and ask me to use the best quality stent for my father.
I took a deep breath and asked him a few questions
* Brand of stent (import/indian)
* Size of stent
* Cost of every stent (brand and size wise)
And I kept this paper in my pocket and requested the doctor to do his best.
Post operation, I requested the nursing staff to show me which stent has been used, it was 2 boxes of stent (6x6 inches) and kept in my bag.
I got the bill in the evening which was with 3 stents of biggest size and best brand.
*To my surprise - it was different to what has been used in actuals.*
I asked the billing counter, they mentioned their helplessness (and asked me aapka to MEDICAL INSURANCE hai na) and informed me that this is as per doctor instructions - tried to meet the doctor his staff has shown his unavailablility due to his back to back surgeries...
Fact was the doctor was hiding away and don't want to come in front of me because I showed his assistant the boxes which they used and the bill they charged me along with the slip on which I wrote model, brand, size and their cost per stent.
*First issue* : they didn't use three stents whereas they used only two
*Second issue*: they used the second number brand and one big and one smallest stent only whereas they charged me for the longest stent of the highest brand and that too three stents.
*Later on his assistant told me - sir we have back to back surgeries- we might have mis-informed the billing section*
_My bill from INR 6.5 lacs of that day got reduced to INR 3.8 lacs or something around that amount..._
*Patient family (WE OURSELF) alertness and awareness can help you save yourself to become a fool*
From sharing predictions into the #Cybersecurity future to the impact of #AI with fighting against sophisticated cyberthreats, our own Scott Richards shares his unique insights in his recent interview with @TechstrongTV.
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For policy number p/161130/01/2024/152271 @StarHealthIns is following same modus operandi.
They rejected claim 0404524 after asking documents after documents and they have started the same for 0573275.
Either they will reject for shortage of documents or make it PED
@SkodaIndia@SkodaIndia_PR Just want to know why there is so a major difference between estimates of 2 service stations. How can as a customer I can be assured whether Skoda Service station is giving accurate pictures or not to the customer.
Or is this a clear case of loot.
4/n