great read on where credit is headed
the future of underwriting is real-time, with consumer-permissioned cash flow data complementing traditional credit signals. exciting to see @Plaid's work shape that future https://t.co/Dfil78Pa6F
250 years later, the pursuit of financial freedom isn't done. Neither is the ice cream (at least until we run out).
Free cones and cups in NYC, July 1st at Crosby & Bleecker. Look for the mint truck. Happy birthday, America🍦
🎨: @claire_salvo
Meet Plaid's sequential foundation model. It learns the order and timing of transactions to understand what’s happening with someone’s money, not just what their dollars add up to.
We taught a model the vocabulary of money. Now it's learning grammar. 🧵
17 years ago, @Square redefined how small businesses access commerce and today, it remains a trusted platform for millions of sellers worldwide. on the latest @HowIBuiltThis, our co-founder Jim McKelvey shares the early story behind Square (now @blocks) https://t.co/ByW0nAfrFD
we've *been* helping millions of access credit with @CashApp Borrow and @AfterpayUSA
next - we'll help customers access credit outside of our products with CASH APP CREDIT SCORE
more to build.
https://t.co/RTarUwFqzz
Cash App Bitcoin is so back. @milessuter, Bitcoin Product Lead at Block, will be answering your questions about our bitcoin updates live tomorrow. Drop questions below and tune in at 5:30 ET/2:30 PT.
Cash App is built for living on bitcoin.
We’re making foundational changes that help make bitcoin everyday money.
Starting today you will see:
Zero to low fee bitcoin buys on Cash App
- No fees on large bitcoin buys
- No fees bitcoin on recurring buys
- No fee bitcoin spending via Lightning Network
Higher withdrawal limits (if you qualify)
Plus, every bitcoin you buy on Cash App is held 1:1. So if you buy it, Cash App holds it, and you have 24/7 access to withdraw it anytime.
Read our open letter below, and learn more at https://t.co/pjTQZiBCq8
🚍 “Square Stops Here” hits SF this weekend! a free hop-on, hop-off bus tour spotlighting local landmarks and @Square sellers in San Francisco, plus exclusive discounts & perks for @CashApp card holders. sign up here 👉 https://t.co/LfwcSzlGkx
What would you ship if millions of small businesses depended on it?
🚀 We’re looking for the next generation of AI-native product builders. @Square's Associate Product Manager Program is now open for applications.
Full PM ownership from day one. 12 months. 2 rotations. Millions of customers.
Apply now: https://t.co/iEskmw5Fp9
₿REAKING: Local businesses in Las Vegas are beginning to accept Bitcoin payments, following a national trend showing it gaining traction among merchants cutting costs and attracting customers.
A core insight in Square’s founding was that you could use technology to expand access to the economy. Technology designed to automate seller onboarding would enable you to serve a vast array of customers that legacy incumbents could not serve profitably because those incumbents were using manual paper and pen application processes. A relatively simple insight that was incredibly hard to pull off, but we’ve done it successfully now for over 16 years.
We applied that same principle to credit underwriting and the outcomes have been spectacular. We recently surpassed $200B in credit provided to customers using modern ML/AI techniques and proprietary data to conduct near real time underwriting, expanding access to credit profitably.
We have in my opinion one of the best risk teams in the world. As @nmolnar said at investor day, lending is a superpower at Block and I’m fired up about what we’ll deliver to customers in the coming years. $200B and we’re just getting started.
https://t.co/LENFVWjDWS
🚨🚨🚨🚨 We’re building out bitcoin marketing at @blocks@Square@CashApp
For over a decade, Block has been the most committed company in the world building for #bitcoin
Come shape our GTM strategy, product positioning, and integrated campaigns across both consumer + seller ecosystems!!
Help us make bitcoin everyday money 🧡
https://t.co/MNg82xIru4
Kicking off 2026 right: While credit card debt soars, 96% of Afterpay Pay-in-4 customers paid off their 2025 Black Friday Cyber Monday purchase early or on time.
The strength of the product's Pay-in-4 safeguards encourage responsible spending:
> Low initial limits ➡️ modest spending for new customers
> Auto account pause on missed payments ➡️ protection from debt accumulation
> Soft credit checks ➡️ reasonable spending caps
> Clear reminders ➡️ easier money management
Dig into the data: https://t.co/IalbfSOzGC
see you at the a16z conference in march
excited to talk about how AI tools are fundamentally changing the interface of fintech products & how we build the products in the first place
onward
Breaking in DC: Yesterday, BPI sent a letter to Senate Finance and House Ways and Means urging de minimis exemptions for Bitcoin payments, along with notable digital asset organizations and companies.
Full details below 👇