Chun-Liam

@nickiminaj FOLLOWS👑 & gifted me $1k after I rapped her verse🎤 We met 22/09🙌🏽 People will love you and support you when it’s beneficial🦄.

[Chun-Liam @liamgoodyear1]

Mother💗 #GagCityInglewood @NICKIMINAJ

[Ashy @AshyCompounds]

Half of X is losing its mind over the new ISA rule.

Let me explain what's actually happening, because the outrage is mostly people misunderstanding their own ISA.

From April 2027, a 22% charge applies to interest earned on CASH sitting inside a Stocks & Shares ISA.

Not on your investments. Not on dividends. Not on capital gains. Just on cash you're leaving idle in an account designed for investing.

Here's the bit nobody's saying out loud:

if you're using a S&S ISA to just hold cash, you're using the wrong wrapper.

Want to save? Use a Cash ISA. Tax-free interest, zero risk, simple.

Want to invest? Use a Stocks & Shares ISA. That's literally what it's built for.

The reason this rule exists is because they assume people will quietly parking cash inside S&S ISAs to dodge the lower cash ISA allowance, rather than actually investing it. The government is closing that loophole before it even exists.

Now let's talk about why investing in the first place matters so much more than people parking cash realise.

£10,000 in a Cash ISA at 4% for 20 years: £21,911.

£10,000 in a S&S ISA invested in a global index fund averaging 8%: £46,610.

Same tax-free. More than double the outcome.

That gap is the entire reason this policy exists, to nudge people out of cash and into growth.

And here's what actually annoys me about the outrage.

You CAN still hold cash-like exposure in a S&S ISA, completely unaffected by this charge.
Money Market Funds are explicitly exempt from the 22% charge entirely, as long as your account isn't 100% cash-like assets.

So if you want stability inside your S&S ISA, you've got real options:

Money Market Funds: short-term, low-risk, currently yielding close to the base rate, fully exempt from the new charge.

Short-dated gilts: UK government debt, extremely low risk, still counts as a genuine investment.

Gilt or bond ETFs: diversified, low volatility, still doing what an ISA is meant to do.

None of these get touched by the new rule.

The only thing being taxed is literal idle cash sitting doing nothing.

This is a nudge to actually invest - and fix our high-saving, low investing culture.

Stop overreacting to a headline you haven't read the detail on.
Are you holding cash in your S&S ISA right now? What for?
What have I got wrong ?👇

#ISA #InvestingUK #PersonalFinance

[UncSants @SantsRNTL]

Guys don’t you think it’s mad getting taxed on money you’ve already been taxed on?

[Ben 🇬🇧 @BenInRushcliffe]

All this in two years. @Keir_Starmer.

Feel free to share.

[Sam @SamCKx]

If Keir Starmer does resign, history will look back on his reign and scratch its head as to why the hell he was so hated.

On paper, he's probably delivered more to working British people in such a short time than any PM for decades.

After inheriting an absolute mess: NHS waiting lists fallen. Worker's rights improved. Rail operators nationalised. Improved relations with EU and improved UK's global reputation. Removed non-dom tax status. Halved childcare costs. Boosted state pensions. Lowest homicide rate in 50 years. Lifted 550k children out of poverty. Immigration vastly reduced.

We are in the age of billionaire funded misinformation, whose sole purpose is to topple democratically elected leaders, and insert leadership that favours the wealthy elites over the working people. Looks like the game plan is working...

[chart data @chartdata]

.@NICKIMINAJ is featured on every all-female collaboration to reach 1 billion streams on Spotify (both "Side to Side" and "Tusa").

[Chun-Liam @liamgoodyear1]

@NICKIMINAJ Rap bitches they gotta check in with the Queen
I'm the Alpha, the Omega, everything in between

[Chun-Liam @liamgoodyear1]

@NICKIMINAJ Yaaaay

[Nicki Minaj @NICKIMINAJ]

#FifaWorldCup

[Nicki Minaj @NICKIMINAJ]

💛

[Nicki Minaj @NICKIMINAJ]

?

[Chun-Liam @liamgoodyear1]

Us tweeting about that girl and what’s she’s doing to push album sales is EXACTLY what they want. You can say it without actually sharing their name/album etc. attaching Nicki’s name for clout is not new news, to simply ignore it would kill that process they so heavily rely upon.

[Salt ⁶𓅓 @SaltyMusicStan]

This is actually insane 😭😭

[chart data @chartdata]

.@NICKIMINAJ’s "Super Freaky Girl" debuts at #1 on the Digital Song Sales chart with the biggest US pure sales week for any track in 2022 (89,000 sold).

[She’s Fishy ➐ @ShesFishy]

Everybody is ITCHING for a Nicki response because they know she’s gonna bring them engagement and she’s not falling for it this time so it’s just funny to watch 😭

[chart data @chartdata]

Drake officially breaks the record for most #1 albums for any rapper in Billboard 200 history.

He surpasses Jay-Z.

[Holland Media @HoIIandMedia]

Y’all have gotta be the best fanbase ever. No tears & coddling, no whining & sympathy, just pure excitement for RAP

[Barbie Charts @barbiecharts]

.@NICKIMINAJ becomes the first female rapper to get JAŸ-Z to stutter on stage while trying to rap😭😭

[Chun-Liam @liamgoodyear1]

@psbroke Easy £320+ currently

[stay mad @badgirlcrown]

Baby this is not a face card but a whole face bank.