Lorena Muñoz del C

Senior Advisor #greeneconomy & #sustainablefinances #Lecturer and #Speaker. Biochemist - Business Diploma - MSc Finance - cPhD Law & Management

[Antonia Rivas Palma @Antonia_Rivas_P]

Muy impactada con varias medidas de la mega miscelánea. Una en particular: que el Estado deba pagar los gastos de una empresa cuya RCA fue anulada judicialmente. ¿Se imaginan? Aparecen nuevos antecedentes no informados, se anula la RCA… y aun así el Estado compensa a la empresa.

[UN Biodiversity @UNBiodiversity]

On #EarthDay, the Executive Secretary @SchomakerAstrid calls for renewed action for Mother Earth 🌍

“Today let us all commit to the accelerated implementation of the #KMGBF: for Mother Earth and for all people who call it our planet their home.”

@EarthDay #OurPowerOurPlanet

[UN Biodiversity @UNBiodiversity]

We need harmony with nature and sustainable development 🌿

Because when nature thrive, we thrive too 🌍

Let’s protect biodiversity and secure a future, where people and planet flourish together.

➡https://t.co/dWGvr79Z5E

#BiodiversityDay #KMGBF #GlobalGoals

[UN Biodiversity @UNBiodiversity]

#SDG15 focuses specifically on managing forests sustainably, halting and reversing land and natural habitat degradation, successfully combating desertification and stopping #biodiversity loss.

Learn more➡️https://t.co/rOiLURhqGI

@UNEP

[Lorena Muñoz del C @lightlorena]

Este 9 y 10 de abril, únete al evento que reúne a líderes para impulsar el crecimiento económico con perspectiva de género.
Link ➡️ https://t.co/mtTA03esBC
Para cerrar con broche de oro, el 10 de abril celebraremos la Gala de Premiación
Link ➡️ https://t.co/h0XNXjIT0r

[Christiana Figueres @CFigueres]

The number one handbrake on progress on the goals of the Paris Agreement? Without a doubt, fossil fuel vested interests.

[Christiana Figueres @CFigueres]

I used to think that it was our collective responsibility to guarantee to future generations that they would have a perfect world.

Especially now that I am a recent grandmother, I look back and see how wrong I was. We cannot guarantee to future generations that they’re going to have a perfect world. We simply cannot.

So, what can we do? We can do our darndest. We can wake up every morning and make a choice: ‘Where am I going to direct my energy today?'

I spoke about this, about what it means to be optimistic and why it’s an active choiced on the @MongabayOrg podcast recently 🙏
https://t.co/rTKN9wkR1B

[Christiana Figueres @CFigueres]

I can't help it, I have to say what I really think!

[UN Biodiversity @UNBiodiversity]

Every species plays a crucial role in our ecosystems, from food production to water recycling. Understanding these roles and connections is essential for effective conservation.

via @TheWCS

[UN Biodiversity @UNBiodiversity]

#Wetlands deserve protection!

Not only are they #biodiversity hotspots, but these precious ecosystems also provide many benefits to humans.

Learn more with this infographic from @nemaug👇

[UN Biodiversity @UNBiodiversity]

Ecosystem-based adaptation (EbA) goes beyond environmental protection – it safeguards people and communities too.

Healthy ecosystems provide:

💧 Reduced flooding
🌅 Mitigated droughts
🌊 Prevented landslides
💨 Improved air and water quality

via @CIFOR_ICRAF

[We Don't Have Time @WeDontHaveTime]

At #COP29, our message was clear: #BuyMoreTime. 🌍 Cutting methane, phasing out #fossilfuels, & accelerating climate solutions are key to a livable future.⏰ The clock is ticking. Read more and sign our letter to UN Ambassadors: https://t.co/4S0UEPYXG8

[UN Biodiversity @UNBiodiversity]

#DYK the layers of a rainforest? 🌳

Check this infographic by @RGSustain1 to explore what constitutes these vital ecosystems. 🌿

[WTO @wto]

Breaking: the General Council has appointed Director-General @NOIweala for a second term, effective 1 September 2025. More details to follow.

[Greta Thunberg @GretaThunberg]

Today the climate meeting #COP29 starts in Baku. During Cop, the picture of Azerbaijan reported by the media will be a whitewashed and greenwashed version that the regime is desperate to portray. But make no mistake – it is a repressive state accused of ethnic cleansing.

[Roberto L. Bonifaz, Ph.D. @RLBonifaz]

La probabilidad   de una crisis bancaria en los Estados Unidos va en aumento. Esto se explica por dos factores que doy en orden inverso de importancia.
 Las pérdidas que, a octubre del 2024, existen en el valor de las inversiones financieras de los bancos regionales, hoy son mayores que las que existían en la crisis del 2008.
 La elevada emisión de papeles gubernamentales para financiar la deuda de gobierno seguirá presionando las tasas de interés a largo plazo hacia arriba, lo que podría generar en los bancos con alta exposición a bonos del tesoro de largo plazo mayores pérdidas.

A lo anterior, debemos agregar lo que, en mi opinión, es la causa principal de preocupación en los mercados.  Esta es la exposición a bienes raíces comerciales de los bancos en Estados Unidos.
  Los bancos regionales tienen una exposición considerable a estos préstamos, que constituyen aproximadamente el 44 % del total de préstamos en de su cartera de préstamos, en comparación con el 13 % en bancos más grandes.
Ha habido un incremento en los préstamos en mora. En el tercer trimestre de 2024, cerca de una docena de bancos de tamaño mediano y regional en EE. UU. reportaron mayores castigos en sus carteras en la categoría antes mencionada. Esta tendencia es particularmente notable en los préstamos para oficinas, que se han visto afectados por la prevalencia del trabajo remoto.
El cambio hacia modelos de trabajo remoto e híbrido ha llevado a mayores tasas de vacancia en espacios de oficina, lo que da como resultado una disminución en los valores de las propiedades y un mayor riesgo de incumplimiento. Esto ha puesto más presión sobre las carteras de préstamos para oficinas de los bancos. Por ejemplo, Flagstar Financial reportó un castigo de USD 388 millones en su cartera de oficinas de USD 2,600 millones.
 Se espera que un volumen significativo del financiamiento inmobiliario de tipo comercial venza en el corto plazo, con aproximadamente USD 950,000 millones que vencerán en los dos meses que quedan en el año 2024.
La necesidad de refinanciar estos préstamos en un contexto de tasas de interés altas y estándares de préstamo más estrictos plantea desafíos para los prestatarios y, en consecuencia, para los bancos que tienen estos activos en sus carteras.

[Christiana Figueres @CFigueres]

It is precisely because of the setbacks that we return to the fight. This is not the world we want to hand on to our children and grandchildren.

[Andrea Junker @Strandjunker]

2020
Biden: 81 million votes
Trump: 74 million votes

2024
Trump: 71 million votes
Harris: 66 million votes

These numbers do not match up with either the empty Trump rallies or the packed Harris rallies, and she should definitely not too quickly concede.

[Christiana Figueres @CFigueres]

The result from this election will be seen as a major blow to global climate action, but it cannot and will not halt the changes underway to decarbonise the economy and meet the goals of the Paris Agreement.

Standing with oil and gas is the same as falling behind in a fast moving world. Clean energy technologies will continue to outcompete fossil fuels, not just because they are healthier, faster, cleaner and more abundant, but because they undercut fossil fuels where they are at their weakest: their unsolvable volatility and inefficiency.

Meanwhile, the vital work happening in communities everywhere to regenerate our planet and societies will continue, imbued with a new, even more determined spirit today. Being here in South Africa for The @EarthshotPrize makes clear that there is an antidote to doom and despair. It’s action on the ground, and it’s happening in all corners of the Earth.