LinlinLiang

Housing Policy @pewtrusts | the opinions are mine | RTs and likes ≠ endorsements

[The Pew Trusts @pewtrusts]

Manufactured homes could save buyers $50K-$100K over site-built homes. But zoning and financing restrictions keep them out of reach in over 800 U.S. counties.

A shift in policy could make homeownership more accessible and affordable. https://t.co/fulkHl0xMb

[The Pew Trusts @pewtrusts]

The U.S. *can* put housing that's affordable and safe within reach for many Americans.

How? Start by looking to this modern take on a centuries-old idea. @gensler_design https://t.co/2kcGDpNxrs

[LinlinLiang @LinlinLiang]

When you buy a home with a land contract—where financing comes from the seller, and you only gain legal ownership after the last payment—you might end up with lower up-front costs.

But you get fewer consumer protections than with a mortgage. See our brief https://t.co/BW70kQrG2k

[Sue Urahn @SueUrahn]

“Housing is a very bipartisan issue.” Appreciated @GovTinaKotek’s insights on Oregon’s work to increase housing availability for residents, leveraging data and partnering with communities to consider meaningful policy solutions.

[LinlinLiang @LinlinLiang]

You don’t want to miss this

[Pew States @PewStates]

Americans are facing a dire housing shortage.

Thankfully, bipartisan solutions to boost supply and affordability are spreading.

Hear what those solutions look like on our webinar tomorrow @ 2pm ET from:
👉 @GovTinaKotek
👉 @MTDEQ
👉 @NYSHCR

Register: https://t.co/oGIIvYZbBi

[Pew States @PewStates]

These reforms have boosted Minneapolis' housing availability:
• Eliminate parking mandates
• Encourage apartments in commercial corridors
• Establish height minimums near jobs and transit
• Permit duplexes, triplexes on *all* lots

https://t.co/ICbSrXYhb0

[Pew States @PewStates]

A scarcity of homes is raising housing costs, contributing to homelessness in Arizona.

Some cities—like Houston and Minneapolis—have found policies that allow for more housing help.

Three graphs explain. https://t.co/RKMrkh02W8 #azpol

[The Pew Trusts @pewtrusts]

Do Americans agree with expanding housing options?

Many shared that being closer to jobs and schools is a good reason to allow for more. See other reasons for their support 👉 https://t.co/RxJCkkTRho

[The Pew Trusts @pewtrusts]

…and most Americans similarly support other policies to make it easier to build new homes. 👇 https://t.co/GZxVG4GzCr

[Sue Urahn @SueUrahn]

.@Pewtrusts’ data shows that high housing costs in urban areas are contributing to increased levels of homelessness. This new analysis from my colleagues @AlexHrwtz, @chase_hatchett, and @astaveski explains the issue in more depth. https://t.co/i5AC256SzL

[The Pew Trusts @pewtrusts]

NEW: Data illustrates how housing costs drive homelessness levels.

📈 As rents rise, so does homelessness.

Fortunately, in regions like Minneapolis and Houston that added housing and kept rent growth low, homelessness dropped: https://t.co/mzYcJgAmmp

[Ryan Canavan @rcanavan_DC]

With record-high rent burdens and near record-low vacancies, expensive, scarce housing is a huge threat to families and the economy. Policymakers across the US are fighting back, easing zoning laws that make it hard/illegal to build new lower-cost housing. https://t.co/q97URJturF

[Tara Roche @Tara_In_DC]

Many housing assistance programs established during the height of the pandemic allowed homeowners to pause payments—but only for those with federally backed mortgages.

This left many homebuyers using alternative financing excluded from relief.

https://t.co/C6XPciNe6z

[The Pew Trusts @pewtrusts]

Fee cuts: Consumers could save more than $4 billion annually, thanks to major overdraft policy changes many of the largest U.S. banks have made. #SOTU https://t.co/aZSB6W00bH

[LinlinLiang @LinlinLiang]

Why you should care: consumers now can turn to these safe and affordable small loans instead of high-cost payday loans

[The Pew Trusts @pewtrusts]

📢JUST IN: @WellsFargo now one of four major U.S. banks offering *affordable* alternatives to costly payday loans.

Customers can now borrow as much as they would from a payday lender at 15x lower cost with better protections. https://t.co/xAaTJ1K75Q

[Alex Horowitz @AlexHrwtz]

This is great news for consumers who have used payday lenders until now. Borrowing $500 for 4 months from payday lenders costs $500+ in fees alone. @WellsFargo is charging $20.

[Tara Roche @Tara_In_DC]

Join @pewtrusts this Thursday, 11/17, @ 2pm ET for a chat on @USTreasury's Homeowner Assistance Fund.

We'll talk program development, challenges, successes, lessons, land contracts, #manufacturedhousing with experts from Treasury, AZ, PA, TX, @NHLP.

https://t.co/Jqd9wtImHI

[LinlinLiang @LinlinLiang]

Thx @IDoTheThinking for your time with Pew staff, absolutely eye-opening to hear about your lived experience and many sharp insights on housing shortage related issues. Keep up the good work!

[LinlinLiang @LinlinLiang]

Tune in next week, and hear more about what HAF means for manufactured home owners and homebuyers using alternative financing

[Tara Roche @Tara_In_DC]

Join @pewtrusts November 17 @ 2pm ET for a discussion on @USTreasury's Homeowner Assistance Fund.

We'll talk program development, challenges, successes, lessons learned, land contracts, #manufacturedhousing with experts from Treasury, AZ, PA, TX, @NHLP.

https://t.co/Jqd9wtImHI

[Gabe Kravitz @GabeKravitz]

Good news: 7 of the 12 largest banks in the US have launched or announced new small-dollar loans that are expanding access to credit 1/