Lishoy Bhaskar

Growth @truecaller
Co-founder @mychillr

[Paras Chopra @paraschopra]

This is an interesting chart.

Bottom - growth rate of GDP for India v/s China (notice blue line just slightly above yellow)

Top - its implication. The magic of compounding evident.

Also interesting: China's GDP growth per year lately has been bigger than India's *total* GDP.

[Lishoy Bhaskar @lishoy]

@wholetruthfood Sure

[Lishoy Bhaskar @lishoy]

@wholetruthfood big fan of your peanut butter minis, but not the packaging. Please make this experience better🙏.

[Lishoy Bhaskar @lishoy]

@wholetruthfood U can still make the experience better. Looking forward :)

[Lishoy Bhaskar @lishoy]

@deepakabbot @nikhilkumarks Exactly. All ears 👂

[Lishoy Bhaskar @lishoy]

@deepakabbot @nikhilkumarks Which means recharges and bills together is less than 300 mil. I thought this would be almost 40% of UPI😲

[Lishoy Bhaskar @lishoy]

@deepakabbot @nikhilkumarks What in you opinion is the split between recharges, bills , online merchants and QR . I suppose all of this combined is P2M

[Lishoy Bhaskar @lishoy]

@MyntraSupport my account gets hacked and some fraudster has placed an order with my myntra credits. Your support team says nothing can be done, Not even stop that shipment. WTH?????

[Lishoy Bhaskar @lishoy]

@ishaanpreet @hemantjodha Transfers to own bank accounts( both belonging to the same user) is a major usecase wjthin P2P. This is also driven heavily by cashbacks.

[Lishoy Bhaskar @lishoy]

@upendra_sachan @Truecaller @UPI_NPCI We are sorry to inform you that this was a bug from our side and we are doing everything possible to rectify this at the earliest. Be rest assured that we will deregister your UPI ID by EOD

[Lishoy Bhaskar @lishoy]

@akashgupta12 We regret to Inform you that this was a bug from our side and we are doing everything to rectify this and you can be rest assured that we will deregister the UPI IDs of all affected users by EOD

[Lishoy Bhaskar @lishoy]

@drsri5259 @Truecaller We regret to inform that this was a bug from our side. We are rectifying this issue and be rest assured that we will deregister your UPI ID with immediate effect.

[Lishoy Bhaskar @lishoy]

@deepaksthachett @Truecaller This was a bug from our side. We are taking actions to rectify this. Be rest assured that we will deregister your UPI ID and the process has already started.

[Lishoy Bhaskar @lishoy]

@anuhariharan Then why are these retailers opening stores everywhere and planning further expansion. Also boutiques are popping up everywhere, though leads are generated on Instagram and Facebook

[Lishoy Bhaskar @lishoy]

@Ta_rush could you please check the debit card transaction value. #billion

[Lishoy Bhaskar @lishoy]

@sreekanthgs Realisation or reiteration ;)

[Lishoy Bhaskar @lishoy]

@santoshn Interms of ads all three are very similar, cashbacks I think gpay is outspending others but others are not too far behind If cashbacks were the hook, both paytm and phonepe would have got more users and downloads because thats the core of their messaging & user proposition

[Lishoy Bhaskar @lishoy]

@santoshn We don't have the exact numbers. But with the limited info we have, @GooglePayIndia has more genuine transactions than competitors. If you look at the ads, competitors are advertising cash back and not the product unlike gpay, Even then value and volumes are higher on gpay.

[Sony Joy @sonyjoy]

On the lookout for experienced Android Engineers to expand the Payments & Financial Services team @Truecaller. We're building some great user experiences. Opening is in Bangalore. Please DM / get in touch if you have references or is interested yourself. #hiring #fintech #Android