Rent. Petrol hike. Talking stages. Electricity hike. 8 liters a day. Ashwaganda. Supplements. Vitamins. Degree. KPIs. 10 000 steps a day. Exercise. Tax free savings. Retirement annuity. Smell good. Therapy. Heal your inner child. Madlanga commission. March and March. Blended families. Baby mama/daddy drama. Levies. Laundry. Kids. Text back. Lunchboxes. Living on a budget. Car insurance. Being a wife. Mom. Dinner preps. Hobbies. Staying in touch with your loved ones. Weekend = saturday only. Church. One book a month. Applying sunscreen. Probiotics. School fees. Kegel exercises. Praying. Meditating. Balanced diet. Vacations. Tax. Interest rates. View once salary. 8 hours of rest. Saxophone is getting louder. Payflex. Pay just now. Living beyond our means. Networking. Multiple streams of income. Travel. Fasting. Build your investment portfolio. Unemployment. Kind regards.
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Not necessarily. If you pay R9.5K as a bond premium, you still have to factor in rates and taxes which could suck another R3K.
I dont think we spend enough time discussing the real costs of owning a property.
Neverrrrrrrrrrrr forget the person who taught you the work when you were new and clueless.
Many people can hire you, but only a few will teach you with patience, protect you when you make mistakes, and say, "Don't worry, you learn."
That person deserves lifelong respect.