Manuel S.

⚡️ Payments infrastructure
💳 Fintech | crypto | stablecoins
🚀Exploring the future of money movement

💡OTC & P2P rails

38 countries visited • Surfed in 11

[Manuel S. @manujfass]

Recently read “The Pay Off” — highly recommend if you’re trying to understand how money actually moves.

One thing that really stood out:

Most of our financial infrastructure wasn’t designed for how value moves today especially globally.

Layers of intermediaries, slow settlement, fragmented systems…

Makes it very clear why stablecoins are gaining traction.

Not just as a “crypto thing” but as a response to real limitations in existing payment rails.

If you’re building or thinking about payments / crypto, this is a great foundation.

projects that I find interesting in this space:

$XRP
$XLM
$CELO
$MATIC
$USDC
$TRON

[Manuel S. @manujfass]

@jonh_talks @telcoin @TelcoinTAO @TelcoinDAB @TelcoinPaul @TelcoinDaily Same issue here

[Telcoin @telcoin]

The new Telcoin Wallet is here.

US residents can now open a bank account directly connected to on-chain digital dollars.

[Manuel S. @manujfass]

@OnchainLu @Apple @Google @merit_systems @stripe @tempo @circle @Visa @awscloud @Cloudflare @vercel Worth reading 🤌🏽 Maybe more big payment companies will start launching their own L1 payment blockchains after the stripe move, what do you think?

[Manuel S. @manujfass]

@tednotlasso Books are the best but also like kindle a lot. No typical screen light, no apps and terrible browser on purpose 😂. Only good for reading which is amazing if you don’t wanna take 4 books when you travel

[Manuel S. @manujfass]

@defyneric @Stablecoin @privy_io

[Manuel S. @manujfass]

@jonh_talks @Square Yes exactly not seeing stripe absorbing all that conversion cost during 2026 for all the merchants and all the transactions. Maybe I am wrong, or I am missing something

[Manuel S. @manujfass]

@jerallaire Everything is evolving so fast in this industry. Maybe with USDC on @tempo by @stripe or similar payment blockchains we can the chain fees volatility issue also being tackled. Maybe Ramp should add that layer for their product also

[Manuel S. @manujfass]

@robertmclaws @eglyman I guess the industry is also evolving a lot on the chain transaction fees issue.For example @tempo in partnership with @stripe and @paradigm can tackle that also others like @0xPolygon and @Ripple are also payment focused, but from what I ve read @tempo looks better for this goal

[Manuel S. @manujfass]

@chapello So sick 🚀

[Manuel S. @manujfass]

@Square Saying this because there is always the volatility risk (even though for such small timeframes) if the digital asset is not a Stablecoin and also the exchange fee (converting BTC to USD). Someone needs to handle those potential costs

[Manuel S. @manujfass]

@Square Sounds like a good merchant activation strategy :)
And me as an end customer do I have to pay any kind of markup considering the settlement in USD?

[Manuel S. @manujfass]

@Voltage_BTC @mozychan @HodlMcGoo @Square If the merchant is settled in USD the merchant will only receive the order/purchase amount in fiat. So no tax implications besides the ones that already happen for other payment methods

[Manuel S. @manujfass]

@levelsio The payment stack has so many layers it s super difficult to focus on every layer and be relevant on every layer. More payment rails like PIX, domestic QR codes, A2A, Stablecoins like you mention, more orchestration due to fierce competition.

[Manuel S. @manujfass]

@cuysheffield @NiumGlobal Congrats on the new partnership! In Europe any company with a CASP license can start issuing Stablecoin cards with VISA, is this correct?

[Manuel S. @manujfass]

@tauro968 Hola victor thanks for the follow :) can you please like some of my posts

[Manuel S. @manujfass]

@Cadino336473 @jo_era2 @samsonA535 Done ✔️

[Manuel S. @manujfass]

@0xSammy $tempo 🚀

[Manuel S. @manujfass]

@360_trader https://t.co/vlm82uKJad

just shared my view on this — curious what you think

[Manuel S. @manujfass]

seeing a lot of mixed sentiment on BTC right now

on one side, people calling for a deeper correction… on the other, still a lot of conviction this is just a reset before continuation

personally, this feels more like a pause than a full breakdown

we’ve had a massive run, expectations got ahead of reality, and now macro is starting to matter again:
→ rates still high
→ geopolitical noise everywhere
→ risk appetite cooling a bit

so it makes sense that BTC isn’t just going straight up anymore

but at the same time… structurally nothing really “broke”

adoption is still growing
institutions are still here
stablecoin volumes are still strong
infra keeps improving

this doesn’t feel like after 2021 top euphoria when we started to go down looks more like a market digesting gains

short term, wouldn’t be surprised to see volatility / fake breakdowns / quick bounces

but zooming out, feels more like:
less hype, more consolidation

and those phases are usually where the next move builds

again, could be wrong — market always humbles you 😅
but that’s how i’m looking at it rn

#BTC #bitcoin

[Manuel S. @manujfass]

@saylor @RaoulGMI @cobie What do you guys think?

[Manuel S. @manujfass]

seeing a lot of mixed sentiment on BTC right now

on one side, people calling for a deeper correction… on the other, still a lot of conviction this is just a reset before continuation

personally, this feels more like a pause than a full breakdown

we’ve had a massive run, expectations got ahead of reality, and now macro is starting to matter again:
→ rates still high
→ geopolitical noise everywhere
→ risk appetite cooling a bit

so it makes sense that BTC isn’t just going straight up anymore

but at the same time… structurally nothing really “broke”

adoption is still growing
institutions are still here
stablecoin volumes are still strong
infra keeps improving

this doesn’t feel like after 2021 top euphoria when we started to go down looks more like a market digesting gains

short term, wouldn’t be surprised to see volatility / fake breakdowns / quick bounces

but zooming out, feels more like:
less hype, more consolidation

and those phases are usually where the next move builds

again, could be wrong — market always humbles you 😅
but that’s how i’m looking at it rn

#BTC #bitcoin

[Manuel S. @manujfass]

@saylor @RaoulGMI @cobie