@AutoInfatuation Safe journey. I once bought and collected a car from Runcorn. About 5 hours there by train. 260 miles to drive back. Kit looks comprehensive though. I took a banker’s draft, phone, wallet and breakdown cover!!
@financefraz I didn’t say it was an issue, it this is the way I think it will go. Personally I prefer paying every 6 months, on time. It means I can earn on my tax money before I part with it!! Either in my offset mortgage or investment account.
@financefraz MTD introduced makes reporting quarterly compulsory….. the next step will be paying quarterly instead of half yearly. The next step will me monthly reporting and monthly payments….
@financefraz People dislike paying tax full stop. If you’re self employed it does make it easier to not pay tax and end up with a payment plan/outstanding tax bill. Some s/emp will not put money away for their tax bill but spend it and rely on future income to cover a tax bill.
@OCDaboutCars@Russats_LFC Indeed, I get it totally and in now way are you being a dick. Bad internet advice from elsewhere and limited budget = potential costly mistake.
@ukhpinfo There are plenty of tracker options on the market right now, providing you pass affordability. Many more than when the BoE base rate was 5%. Usually means expectations are for BoE rate to increase. But by how much is the gamble…