Presently, we formally request that you provide a formal document that is clear, comprehensive, and contains details of the alleged indebtedness, including a full breakdown of how you arrived at the conclusion that any sum remains outstanding.
Thank you
Aanuoluwapo @Theifedayo
It is important to emphasize that neither you nor any representative of your company has ever contacted me by phone, WhatsApp, or email to notify me of any outstanding balance or alleged default.
Having fully settled the loan, and given that the facility was taken on behalf of a third party from which I derived no personal benefit, I moved on and even forgotten about the matter.
For clarity, the details of the transaction are as follows:
In 2022, I obtained a loan facility in the sum of ₦800,000 from Zitra Investment Bank on behalf of a close friend who was unable to independently access your loan facility.
It was only after repeated requests from us that you reluctantly disclosed the company’s name, which enabled me to conduct a search through my email records. Upon doing so, I discovered a loan transaction between us.
At the outset, I denied taking any loan from your company because you initially failed to disclose the name of the company or provide any particulars of the alleged loan.