Matt Halpern

[Invest Like the Best @InvestLikeBest]

William Hockey (@williamhockey) on why SF has a consensus problem:

"I'm a product of Silicon Valley. I started Plaid back in 2012. I've been there since I was 21, and it's very easy to stay in Silicon Valley.

But you can start to get isolated and get very consensus focused. San Francisco is probably the most consensus place I've ever been to. That is both a huge crutch for us, but it's also probably the most valuable asset.

As a founder, if you're building in something that SF believes is very consensus, but the world does not believe yet, that's actually a great operating environment.

That's why Silicon Valley and SF are so dynamic and we're so in front of the curve. But we also have completely lost touch with how the rest of the world operates. Even how the everyday American operates.

So I think it's very important to go to places that don't have that same bias. If you think about emerging markets specifically – the founders who build there, they're the everyday people, they live in this constrained society.

They're constrained in a way that San Francisco and New York isn't. And that breeds a different type of creativity, it breeds a different type of innovation that you really can't get anywhere else.

If you go to talk to people in London or Vienna or San Francisco, people are living in a world of abundance. And that causes a very specific creation cycle.

SF and Silicon Valley are probably more akin to Wall Street in the 1990s than they are like a research lab in Cambridge in like the 1950s. Maybe that was Silicon Valley in the 90s, but it's not anymore."

[Column @column]

Our issuer processor sends you a webhook to approve or decline spend in real time, with merchant details and fraud scores included.

With mobile wallets, you can also issue (provision or challenge), freeze, or de-activate through the same token object. You get total control.

[Column @column]

We built an issuer processor from scratch.

If you want to launch a program for every card type, with options like:
- credit
- debit
- prepaid
- stablecoin-backed

On both @Visa & @Mastercard

One integration with Column gives you BIN sponsorship, issuer processing, and capital

[Column @column]

Congrats to @claudeai team! We've been testing the model pre-launch:

"Our early testers reported similar efficiency and intelligence gains:

"Claude Opus 5.5 delegates to subagents far more effectively and checks its own work in creative ways..." — Mitch, Engineering, @column

[Matt Halpern @matthalp]

@ryry__mimi it was like watching Picasso paint but with LEDz

[Column @column]

Stablecoins have arrived at Column
- No prefunding
- Instant, 24/7 conversion in and out of USD
- Major coins like @USDC on major chains like @solana
- Stablecoin address and bank account on one ledger
- Plug into fiat rails like SWIFT and FedNow/RTP
- Stablecoin-backed cards

[William Hockey @williamhockey]

We started @column with the insane idea to rebuild every component of the financial system from scratch. Today, I think we've finally completed that build.

We're releasing four new products, so any technology company can build at the frontier of financial services.

[Matt Halpern @matthalp]

Can confirm.

[William Hockey @williamhockey]

We’ve been building…

https://t.co/gVgaZc2mVF

[William Hockey @williamhockey]

We’ve been building…

https://t.co/gVgaZc2mVF

[Matt Halpern @matthalp]

@peter_szilagyi @Gary_Rong @realLedgerwatch @peter_szilagyi Re-joined Twitter because I miss being trolled by @IAmNickDodson

[Matt Halpern @matthalp]

Cryptotwitter has brought me out of hibernation

[Péter Szilágyi @peter_szilagyi]

Another teaser for our upcoming release ;)

Geth v1.8.26 fresh fast sync = 177GB
Geth v1.9.0 fresh fast sync = 131GB 🔥

Yes, still a full node with all the data! 😎
Props to @Gary_Rong, @realLedgerwatch and Matt Halpern!

(note, not all code merged yet) #golang #Ethereum

[Hacker Lounge @hack_UT]

Hack TX - $4000 in prizes. Oct 19. RSVP https://t.co/VyC7sTt1. Sponsors: @PalantirTech @HomeAway @returnpath @twilio @indeed @capitalfactory

[Hacker Lounge @hack_UT]

If you're a UT student and you like building and tinkering, spread the word about Hacker Lounge's upcoming events - http://t.co/Hi8stxp5

[Matt Halpern @matthalp]

I would be very happy if @fluentmail opened more spots in their beta ( I only need one spot! ). Their product looks amazing

[Matt Halpern @matthalp]

I love Dropbox because I get free space! http://t.co/l6rG0B45

[Matt Halpern @matthalp]

@lookatdattmubin howdy

[Matt Halpern @matthalp]

@lookatdattmubin, she's a real snake alright...

[Matt Halpern @matthalp]

#dubinprovocation

[Matt Halpern @matthalp]

@mcohodes This one's for you

[Matt Halpern @matthalp]

Used up my 20 free NYtimes article views for the month #raptureregrets