Dr Mayank Lunia

Dad, Husband, Healthcare Entrepreneur, Prosthodontist, Investor, Reader, Life long Learner

[Physics In History @PhysInHistory]

"Absence of evidence is not the evidence of absence"

-- Dr. Carl Sagan (1934 - 1996)

[Anil Rana,CFA @AnilCfa]

We all do not like bad news.

But it is wonderful to have bad news in good companies.

Otherwise how will i get decent entry price in those good companies?

[Physics In History @PhysInHistory]

"The value of a college education is not the learning of many facts but the training of the mind to think."

-- A. Einstein (1879 - 1955)

[Peek TV @PeekTV_in]

India shines at the 56th International Physics Olympiad!
All five Indian students including Kanishk Jain, Riddhesh Anant Bendale, Rishit Garg, Shresth Suraiya, and Svarit Joshi won gold medals, helping India finish joint World No. 1.

[Vala Afshar @ValaAfshar]

Talent is everywhere, but opportunity is not.

[Chander Bhatia @ChanderBhatia01]

If you want to be healthy financially and physically, start doing two things-

1- Invest your surplus funds in undervalued quality equities with a long term perspective.

2- Focus on strength training and have clean protein (1.2-1.5 grams per kg of your body weight).

It doesn’t mean not to enjoy food of your choice outside home, reduce number of outside eatings and processed food.

[Divya Mittal @divyamittal_IAS]

Stick to the plan.
You owe it to the version of you that was brave enough to start

[Sucheta Dalal @suchetadalal]

When there is so much evidence of gold, silver and donations looted from all religious places, why do people still donate? As Vipashayana guru Goenka ji used to say- God doesn’t need your money. Why not create livelihoods, give shelter, help under privileged- support rainwater harvesting this year? At least you will see your money doing God’s bidding!! 🙏🙏🙏

[Dr Mayank Lunia @mayanklunia01]

@AstroSharmistha Dentists do good business ? means ma'am

[Fundamental Investor ™ 🇮🇳 @FI_InvestIndia]

A Famous Flexi Cap Fund Managed by one of the Best Value Investing Team is being ridiculed for Underperforming FD in the last Two Years 🤡

Who will tell them:

- Market Returns are Not Linear
- If a Mutual Fund Gives Zero Returns for 4 years & Doubles in the 5th Year, it has beaten FD by miles
- Those who have less than 7-10 Year Horizon should Not Consider Equity as an Instrument (they can either go for FD or Bonds)

An FD doubles as an investment in 10 years. I am pretty confident that most Mutual Funds will do much better, provided the Investment is Consistent.

Now, I know that this is something you all need to hear - STAY THE COURSE !!!

#FI

[Barack Obama @BarackObama]

As President, I would read 10 letters a day sent to me by ordinary Americans. At the Obama Presidential Center, we’ll have some of the letters I read — and responded to — every night. I still get emotional reading them, and it’s one of my favorite exhibits.

[Uday Kotak @udaykotak]

Google which is cash surplus, just announced an additional capital raise of $80 bn.
Google annual profit is $160 bn, last quarter $62 bn, and market cap $4.5 trillion. That is close to total profits and market cap of all Indian listed companies put together.
It’s a wake up call to all companies to invest into the future, whatever the present maybe.
Now that IPL is done and dusted, time for India to focus on business of business.

[Vijay Kedia @VijayKedia1]

Respected @nsitharaman ji and @FinMinIndia ,

Suggestion 1 of 3 for strengthening India's capital markets:
Long-term capital gains tax on listed equities should be abolished.

A long-term shareholder is not a speculator but a provider of patient risk capital. By investing in and holding businesses, investors help companies expand, create jobs, innovate and contribute to India's economic growth.

India requires enormous amounts of long-term capital to build world class enterprises, infrastructure and global champions. Tax policy should encourage households to move savings from passive assets, including imported stores of value such as gold, into productive businesses that create jobs, generate tax revenues and build national wealth.

The appreciation in a company's value is not created in isolation. During its growth journey, the government already collects corporate tax, GST, income tax from employees, customs duties, stamp duties and numerous other levies. Long-term capital gains are often the final outcome of economic activity that has already generated substantial tax revenues.

Most importantly, tax policy should clearly distinguish between investment and speculation. A long term shareholder is a partner in wealth creation, not merely a participant in market transactions. Tax policy should reward long-term ownership of productive businesses and distinguish it from short-term speculation.

India needs more patient capital, more entrepreneurship and more long term investing. Abolishing long-term capital gains tax on listed equities would be a powerful step in that direction.

Respectfully submitted.

[Prem Soni @ValueWithPrem]

Marwaris don’t become rich because they earn more.

They become rich because their entire family behaves like a private equity fund.

12 hidden rules of India’s richest community you have never noticed 👇🏻

[Library Mindset @librarymindset]

20 Most Powerful Paradoxes of Life

[Divya Mittal @divyamittal_IAS]

AI can give you the words, but it can’t give you the "why." Teach your kids to master storytelling, and they will always lead those who only know how to write prompts

[Divya Mittal @divyamittal_IAS]

IIT Delhi to IIM Bangalore to IAS. I got the best education my country had to offer. It taught me how to crack tough exams and manage big responsibilities. But it never taught me how to quiet my own mind or handle loneliness. We spend many years learning how to achieve, but not a single day learning how to be happy.
My thoughts on what is missing in school education.

Emotional Regulation:
We memorized the periodic table, but no one explained the chemistry of a broken heart. School demanded we stay quiet, confusing silence with peace. Now, we don't know how to host our own storms without drowning in them. We feel lost because we were taught to suppress, not to process.

Deep Communication:
We were taught to write perfect essays, but not how to say "I’m hurting" or "No." While there is a strong emphasis on communication, we are not taught the vocabulary of the adult life. There is no course on how to stand our ground in face of bullying by a boss or how to protect our work boundaries by saying 'No'

Critical Thinking:
In school, the person with the most answers won. In life, the person with the most questions survives. This is the reason many adults can repeat opinions confidently without ever questioning where those opinions came from. We are told everything as the gospel truth. So we end up just following blindly

Financial Literacy:
We spent years learning maths and solving for x, but never learned how to keep ourselves from falling in a debt trap. Money isn't just about math; it’s about the dignity of choice. We do not learn how to use debt effectively without it controlling our freedom. How impulsive spending compounds over time, or how money affects stress, relationships, and mental peace. Financial literacy is missing because education often focuses on earning money someday, not managing it wisely once it arrives.

Self-Discipline
School is a world of bells and schedules. Someone else always tells you what to do and when. But adulthood is a world of total silence. We feel stuck because we were never taught how to push ourselves without a teacher watching. Discipline is simply the habit of keeping promises to yourself. This is a habit many of us are lacking

Handling Loneliness
In school, you are always shrouded by people. You never realize how loud the silence of adulthood can be until you’re in it. We feel lonely because we weren't taught how to be our own best friends. Peace is learning that being alone doesn't mean being lonely. It is a sacred space, not a sign of being unwanted.

Reading People
School is a time of innocence where friendships are often given to you. But as we go along, not everyone retains that purity. We feel cheated because we weren't taught to see the hidden intentions or the masks people wear. Reading people is the quiet wisdom of seeing the truth behind the words.

Mental Health Maintenance
We have gym class for our bodies, but nothing for our souls. We are taught to push through exhaustion to finish a project, which is exactly how we end up in burnout. Honoring your nervous system is the only way to make sure the light inside you doesn't go out. We should know when we are dealing with a stressor and unable to handle it anymore. We should know when to reach out for help if we feel that we are drowning in that distress

Knowing Yourself
We spend years trying to be the "best" student, only to realize we don't know who we are without a gold medal. We are left inadequate because we studied every subject except our own souls. The ultimate education is discovering what truly matters to you before the world tells you what to want.

[Value | Compounding @oldschoolinvest]

If your father is alive and away from you, at least talk to him once a day.