michael

Dad. Cyclist. Googler. Ex-Uber

[michael @michaelgdwn]

The scariest number in cash isn't the balance. It's the change you didn't catch. A vendor draft that clears three days early. A duplicate ACH. A deposit that never landed. Most teams find these Monday. The job is to find them the morning they happen.

[michael @michaelgdwn]

@ConnorAbene Spot on. The tell in that band is usually cash — they've outgrown QuickBooks' view but can't justify a treasury hire. A trustworthy 13-week forecast across their 3+ banks is the gap the fractional CFO fills — exactly the problem we built TreasuryFlow around.

[michael @michaelgdwn]

A cash tool should never be able to move your money. We connect read-only — to read balances, never to touch them. The AI sees ranges, not your exact amounts. The morning cash number shouldn't come with a new attack surface.

[michael @michaelgdwn]

Most cash tools read your accounting software. We read your bank.

Your books are a record. Your bank is the truth — and for a CFO running 3+ banks with no treasury team, that truth is scattered across logins.

https://t.co/lwAbim1nxS

[michael @michaelgdwn]

@ConnorAbene Niching compounds on the ops side too — not just the advisory frameworks. Same industry = same bank stack, same cadence, so the morning cash rollup across clients stops being 10 separate logins. That's the lever behind https://t.co/OkPIfqSsCh: one view, every client's banks.

[michael @michaelgdwn]

Before your first coffee: log into bank one, then two, then three. Copy the balances. Fix the formula that broke overnight. 20 minutes to answer one question — how much cash do we actually have? You shouldn't rebuild that number by hand every morning.

[michael @michaelgdwn]

@Bobbymays This is the line. The 13-week is the first thing to get quietly dropped — not because CFOs don't value it, but because pulling each client's bank cash by hand every week doesn't scale. That's the exact bottleneck we built TreasuryFlow to remove. https://t.co/OkPIfqSsCh

[michael @michaelgdwn]

@ebloch The pattern that unlocks: an AI assistant is only as good as the data layer under it. Plaid-direct + a deterministic 13-week forecast is the layer we built so the cash number isn't a generative guess: https://t.co/OkPIfqSsCh

[michael @michaelgdwn]

@SaticSolutions The 13-week rolling forecast is the deliverable clients feel — and the one that eats the most spreadsheet hours to keep current. We pull it straight from live bank feeds into Excel so it's never stale: https://t.co/nHGRdtV6ZP

[michael @michaelgdwn]

@polsia "When one person holds the keys to hundreds of companies, the tooling better be airtight" — yes. The piece that breaks first is cash visibility across every client's banks. Live multi-bank rollup, $99/active-client: https://t.co/OkPIfqSsCh

[michael @michaelgdwn]

@TechRoundUK Worth a footnote for the finance workflows: Claude SB reads QuickBooks, not your bank directly. Great for the drafting layer. For the live cash position a CFO reports to the board, the data layer is its own job: https://t.co/OkPIfqSsCh

[michael @michaelgdwn]

@darrenbounds The thing the QBO-MCP path inherits: it reads QuickBooks' bank balance, not the bank. If a client isn't reconciled daily, the cash number is stale by definition. We went Plaid-direct so the 13-week forecast is live: https://t.co/OkPIfqSsCh

[michael @michaelgdwn]

Claude for SB ships QBO, PayPal, HubSpot, Canva, Docusign — great for the drafting layer. It doesn't connect to your bank. For the actual cash position your board will see, that's still us: https://t.co/OkPIfqSsCh

[michael @michaelgdwn]

@martin_valchev_ https://t.co/cA2c11MkZ9 !!!

[michael @michaelgdwn]

@ionleu https://t.co/cA2c11MkZ9 !!!

[michael @michaelgdwn]

@FlorinPop17 https://t.co/OkPIfqSsCh 🙏

[michael @michaelgdwn]

@Akasheth_ https://t.co/OkPIfqSsCh please 🙏

[michael @michaelgdwn]

@foxtomb232 https://t.co/OkPIfqSsCh - cash management for SMBs. Plaid w/ every bank, 13-week forecast inside Excel or web. Bring your own excel and an AI CFO!

[michael @michaelgdwn]

@askOkara https://t.co/OkPIfqSsCh via LeadClaw & Google Ads

[michael @michaelgdwn]

@alexstojanovi Math is right. The add that earns its keep: automated cash visibility across every account, every entity. 4-6 hrs/week back to the controller, "what's our cash" on demand for the fCFO. https://t.co/6BnoGCXQpB