This video is a call for help.
My mum is battling with stroke, and it is slowly taking her life. She needs urgent medical funds to stay alive, and I cannot do this alone anymore. Please, if you have it in your heart to help or retweet this to someone who can, I beg of you ๐คฒ๐ป๐
T-bills vs money market funds. The core difference.
Treasury Bills.
Rate is fixed the moment you buy, locked in for the full term, 91, 182, or 364 days, regardless of what happens to rates after.
Minimum entry through your bank or broker is usually โฆ10,000 to โฆ100,000.
Your money is tied up until maturity. Exiting early usually means selling at a discount on the secondary market, and isn't always possible through retail channels.
Managed by the CBN directly, or accessed through your bank.
Money market mutual funds.
Interest accrues daily. Your money grows day by day, and the rate can change with the market over time.
Minimum entry is low, some funds start from โฆ1,000 to โฆ5,000.
Withdraw anytime, usually same day or next business day.
Managed by a SEC registered asset manager
Who should use what.
Use T-bills if you have a lump sum you won't need before a fixed date, and you want today's rate locked in no matter where the CBN moves next.
Use a money market fund if you want flexibility, smaller entry amounts, or you're building an emergency fund you might need to touch on short notice.
Many people use both. T-bills for money with a clear end date. Money market funds for money that needs to stay liquid.
Not financial advice.
Xabi will be using 17 players during the Premier League matches this season. There is no chance he rotates his starting XI heavily if there are no injuries.
Antonio Conte won the title with 15 guys. He played the same XI and used the same 4 subs.
We will be fine until January.
Since 2024, I once launched a smart glass for the visually impaired called V1 but at that time I didnโt have enough experience sufficient tools or much expertise However, I tried my best to create the glassโs microcontroller by myself when I was 17 years old
Now in 2026, I am working on V2, where gaining experience and getting more tools have helped me expand it
Now V3 is coming, which I expect will finally be the production version
I think it will be something amazing and create a force that will show that young people in Nigeria can build what is being built in other countries
The power of awareness and pushing it forward is what we need
Thank you everyone
Since 2024, I once launched a smart glass for the visually impaired called V1 but at that time I didnโt have enough experience sufficient tools or much expertise However, I tried my best to create the glassโs microcontroller by myself when I was 17 years old
Now in 2026, I am working on V2, where gaining experience and getting more tools have helped me expand it
Now V3 is coming, which I expect will finally be the production version
I think it will be something amazing and create a force that will show that young people in Nigeria can build what is being built in other countries
The power of awareness and pushing it forward is what we need
Thank you everyone