msambati

Practical

[fidexCode @fidexcode]

“You should venture into farming, AI is taking tech jobs”

Meanwhile AI:

[ABLAZE FOR GOD🔥 @AFG_0007]

🚨 BREAKING: Former Barcelona player Dani Alves has been busy PREACHING the Gospel with so much power and conviction ✝️

[Cornelius K. Ronoh @itskipronoh]

Whoever edited this video of Gachau will not go to heaven. Jamaa ako na kiburi ya Brock Lesnar lakini ngumi ni ya Nuru Okanga!

[Mia Anderson @Mia_Anderson8]

This is the most emotional thing you’ll see today. The bond between a soldier and his dog is unbreakable, even in death. 🙏🇺🇸❤💚

[This Account Makes You Happy @FeelYouHappy]

This video never gets old..😂😂

[Gabiola @gabiola442]

Plis, Arsenal family share this until Gyökeres recreates this iconic walk at the Emirates hall way ❤️🤍🫯

[Gabriel Magalhaes @biel_m04]

sorry fans, we will get out of this situation. we need you!

[Leandro Trossard @LTrossard]

GUNNERS, WE ARE PREMIER LEAGUE CHAMPIONS!! 🏆💭❤️

[Fanibe Samuel @SamuelFanibe]

Champions of England!

Congratulations Arsenal.

[NOLLY @omoelerinjare1]

Grandma always disciplined the kids with her slippers. If they misbehaved and ran off, she’d throw one and never missed.

For her birthday, they placed a bottle on a distant table and handed her a slipper to aim at. She hit it perfectly.

[Ifeoluwani @Philopearl_Afc]

16-year-old Max Dowman - 1 EPL title
19-year-old Ethan Nwaneri - 1 EPL title
19-year-old Lewis Skelly - 1 EPL title
21-year-old Mosquera - 1 EPL title

32 year old Bruno Fernandez - 19 assists

[Ike Ojuku @IkeOjuku]

Situational awareness, beating them in their own game nice 👌.

[Ann ❤️ @Annie_Modiba]

Life is tough man even dogs have joined in a prayer.

[The Spectator Index @spectatorindex]

BREAKING: $1 trillion in value has been wiped out from US stock-market today

[ØĶỊN̈ƊÒ🇰🇪 @okindoAugustine]

Wamama mtanimaliza na kicheko jamani, mind you uyo jamaa ashalipwa mia tatu

[Max Juma @MaxJumaEsq]

Court awards NCBA Sh534m for erroneous asset valuations

Another expensive lesson in the high-stakes world of banking and professional advice has just landed in court. This time, the beneficiary is NCBA Bank Kenya, which has been awarded Sh534 million after the court found that faulty asset valuations caused the bank massive financial loss.

The dispute revolved around professional valuers who were engaged to assess property used as security for loans. As often happens in banking, the figures on those valuation reports became the backbone of the lending decision. The problem? The court found that the assets had been significantly overvalued.

When the borrower later defaulted, the bank moved to realize the securities. Reality then hit hard: the properties could not fetch anything close to what the valuation reports had promised. The gap between the paper value and the real market value left the bank staring at a huge financial hole.

NCBA sued, arguing that the valuers had breached their professional duty of care. According to the bank, the inflated valuations induced it to issue facilities it would otherwise have reconsidered or structured differently.

The court agreed.

In its judgment, the court held that professional valuers owe a duty to exercise reasonable skill, diligence, and accuracy when preparing valuation reports, particularly where financial institutions rely on those reports to make lending decisions. The court found that the reports in question fell below acceptable professional standards and directly exposed the bank to loss.

The result: Sh534 million in damages awarded to NCBA.

The message from the bench was clear, valuation reports are not decorative paperwork for loan files. They are serious professional instruments with real financial consequences.

Bad valuation can collapse an entire credit decision. And when it does, someone will eventually be asked to explain how a Sh200 million property suddenly becomes a Sh80 million reality at auction.

[WARÚHIÚ @kamauwaruhiu]

Every matatu leaving rongai has an advocate of the high court .

[Eric @amerix]

A man won't tell you what he is feeling, he will say what he is thinking.

Analytical. Logical.

A woman won't tell you what she is thinking, she will tell you what she is feeling.

Emotional.

Therefore, when listening to a woman, don't listen to words. Observe the patterns.

[Gichuki Kahome @kahome_steve]

Instead of investing in that KPC IPO, why not consider some of the undervalued stocks in the NSE:

1. KPLC
2. DTB
3. KCB
4. Equity
5. Car & General

And if you are looking for dividends:
KenGen, Stanbic, BAT all have better dividend yields than KPC

Anyway langu jicho tu🧐

[EDGAR @edgarwabwire_]

If your Dad did not give you a drunk Mom, don't do your kids an injustice of giving them a drunk mum.