Finance and gurus sell half-truths to keep you chasing & paying 🔄
Let’s explore the missing truths—to help you break the loop & focus on what works
NFA, DYOR
EASY $500 or ₹45k CHALLENGE 💰
Show me ONE course seller, stock tipper, or Twitter "guru", finfluencer with:
1️⃣ 5+ year audited/third-party verified track record
2️⃣ Proof they meaningfully beat the correct benchmark index (net of fees, where the alpha on an average retail account at least exceeds minimum wage)
3️⃣ Proof of a repeatable process & track record across both bull and bear markets
99% of them sell dreams because they can’t beat simple index funds, even Warren buffet didn’t manage to beat index meaningfully for last 15+ years
Before buying those courses, ask your favorite seller these questions..
Name them in the replies. If verified, $500 is yours. 👇
@QCompounding Yes but of influencer community has no incentive in promoting this hence they just lure with outsized returns..
One challenge to all of them 👇
EASY $500 or ₹45k CHALLENGE 💰
Show me ONE course seller, stock tipper, or Twitter "guru", finfluencer with:
1️⃣ 5+ year audited/third-party verified track record
2️⃣ Proof they meaningfully beat the correct benchmark index (net of fees, where the alpha on an average retail account at least exceeds minimum wage)
3️⃣ Proof of a repeatable process & track record across both bull and bear markets
99% of them sell dreams because they can’t beat simple index funds, even Warren buffet didn’t manage to beat index meaningfully for last 15+ years
Before buying those courses, ask your favorite seller these questions..
Name them in the replies. If verified, $500 is yours. 👇
I really feel sorry for the kids growing up now
These finfluencers will flash the wealth n lure them to buy those courses to get rich or miss out on life.. Greed & Fear at 100x..!
i wonder how the kids can get any motivation to learn something serious..
What do you feel about this ?
When present performance is crap we just rely on past or future
The fact is BTC is not getting any traction despite most favorable govt, institutional support ETFs and even when gold is sky rocketing etc
It just shows it was a nice speculative bubble n unfortunately being at 0.5% of gold value nobody seems to take it seriously…
Life has no purpose
Ppl sell you purpose so that we r enslaved n pay them
9 to 5 is one of the underrated ways to make money without much stress
Again ppl sell dreams of “passion” n purpose to make us feel worthless n buy courses …
No animal has purpose, why should we ?
It’s arrogance to think we r special, we live, flower and die
#GOLD is spiking up. If you’re feeling FOMO, keep this in mind before you chase the “rally”:
1. It’s immortal, but your patience isn’t. Gold is pretty much the only physical thing that never dies—almost all gold ever mined is still ALIVE. But it also gave you zero returns from 2020 to almost 2024.
2. No yield, pure volatility. It pays no dividends or cash flow. It’s strictly price gains, and it can be brutal—it saw a 25% correction in just 5-6 months right before this rally.
3. It’s a hedge, not an apocalypse bunker. With governments going overboard with debt and fiat debasement, hard assets like gold, stocks, and real estate are necessary shields. But if you think gold will make you rich while society collapses, think again. In a tsunami, everyone dies. It protects against bearable deterioration, not total anarchy.
In any case, nobody knows the future and you won't beat the market by chasing spikes. Have a solid asset allocation plan and hope sense prevails.
NFA, DYODD
@gurjota Don’t you think any growing business invariably has negative CFO? Esp if they r growing much higher than ROE?
Do we not want them to just reinvest n earn at higher rates? Why do we treat them harshly for this?
Greed, fear & stories sell..
It’s a fact that even gods of investing didn’t beat the index (over last 15-20years)..
It’s a fact that 95%+ lose F&O
Fact that most of wishes to god go unfulfilled
But ppl still pay anything even life, if u just mix greed n fear in right proportions..
So sales ppl i guess r a must to mislead n missell.. which is what drives most of the AUMs anyway
Yes good point, i missed it..
So did some more work- Jul is typically a peak month for payments, if we net that off, US deficit is expected to be close to 2trn .. vs 30 trn gdp.. so say 6-7% deficit
Their nominal growth is say 4-5%.. so effectively their debt will grow about additional 2% points if gdp at this rate.. which is bad but nit terrifying..
Plus rates going up is good as it keeps everyone in check.. on flip side gold needs to earn at least 5% per annum to keep up
All i am saying is it’s not a free lunch that buy gold n it will outperform.. i feel it will have peak n trough like everything else
But we do live in crazy times, if thr is one thing that one should never buy it’s definitely bonds..!! But if they shake n even run close to default everything will be hurt including gold in my view
Over a 10-15 year period as market matures the differential between small and large caps is minimal ..
But the more interesting point is retail typically gets in seeing last 4-5 year cagr and typically at peak… so they will end up withdrawing at worst time when thr is a fall… buy high sell low..!!
Makes sense to just pick couple of multicap funds and focus on what one is good at instead of trying to tame and time the market..!
Data… 👇
& lumpy nature of returns with an uncle who took leverage n bought many assets n became rich..
Basically survivorship bias..
Plus ofc you cant imagine the scale of black money that is being hoarded thr.. practically thr is nothing they can do with the money except to put it in lands hence they just think if rich r hoarding it thr maybe it’s a good idea!!