3XMRFun

AirB&B Host Passionate female of Technology and Architecture!.

[hunter @hxxntrr]

You owe the IRS $100,000

They'll take $5,000 and close your file. Permanently. Balance goes to $0

It's called an Offer in Compromise. Form 656. The IRS approved 42% of them last year. Application fee: $205

Here's the exact formula they use to decide your number and how to reverse-engineer the lowest possible offer

The IRS doesn't want to chase you for 10 years. Collection employs 78,000 people. Each agent costs the agency $89,000/year in salary and overhead. Liens require court filings. Levies require processing. Garnishments require administration. They'd rather take your $5,000 check today than spend $120,000 in administrative costs over a decade trying to squeeze $100,000 out of someone who will never have it

They literally built a math formula to calculate the minimum they'll accept. Here it is:

RCP = (monthly disposable income x remaining collection months) + (net realizable equity in assets)

Monthly disposable income: your gross monthly income minus IRS-allowed living expenses. They don't use YOUR actual expenses. They use standardized tables published at the irs website standards. These tables set exact allowances by county for housing, food, transportation, healthcare, and out-of-pocket expenses

If you earn $4,200/month and the IRS allowable expense table for your county totals $3,900, your disposable income is $300/month. If you earn $3,800/month and the table allows $3,900, your disposable income is negative and the IRS considers it $0

Remaining collection months: for a lump sum offer (paid in 5 months or less), multiply disposable income by 12. For a periodic payment offer (paid over 6-24 months), multiply by 24. The lump sum multiplier is lower, which means a lump sum offer will always be cheaper than a payment plan offer. Always choose lump sum if you can

Net realizable equity in assets: bank accounts, investments, vehicles, real property. BUT they subtract allowances. Your primary car: exempt up to the IRS local standard (roughly $6,000-$10,000 in equity depending on area). Household furnishings: fully exempt. Retirement accounts: partially exempt and heavily discounted (the IRS applies a "quick sale value" of 60-80% of actual value because they know selling retirement accounts triggers penalties)

Real calculation:

Income: $4,200/month
IRS allowed expenses: $3,900/month
Disposable income: $300/month

Lump sum multiplier: 12 months
$300 x 12 = $3,600

Assets:
Bank account: $2,100
Car equity: $4,800 (below IRS exemption, counts as $0)
401k: $18,000 (quick sale value at 60% = $10,800, minus 10% early withdrawal penalty = $9,720, minus taxes at 22% = $7,582)
Household goods: exempt

But here's the part most people don't know: you can CHOOSE to exclude retirement accounts from the RCP calculation by checking a specific box on Form 433-A (OIC). The IRS has an internal policy (IRM 5.8.5.24) that allows exclusion of retirement assets for taxpayers under age 65 if liquidating those assets would cause economic hardship. Your tax preparer should know this. Most don't

Revised RCP without retirement: $3,600 + $2,100 = $5,700

Your offer: $5,700 on $100,000 in tax debt. 5.7 cents on the dollar

The nuclear part:

While the OIC is being reviewed (6-24 months), ALL collection activity legally stops. No levies. No new liens. No wage garnishment. The IRS cannot collect a single dollar from you while your offer is pending. This is codified in IRC Section 6331(k)(1)

And if the IRS fails to make a determination within 24 months of receiving your application, your offer is AUTOMATICALLY ACCEPTED. Two years of silence = you win by default. IRC Section 7122(f). They built an auto-accept clause into the law that most taxpayers never invoke because most taxpayers never file an OIC

The forms you need:

Form 433-A (OIC): complete financial disclosure for individuals. Every bank account, every asset, every income source, every expense. 8 pages. Fill it out accurately because they cross-reference against IRS records, DMV records, and financial institution reports. Lying on this form is a federal crime under 18 U.S.C. 1001

Form 656: the actual offer. Your amount, your payment terms, your signature

$205 application fee (waived if income is below 250% of federal poverty level, which is $38,100 for a single person in 2026)

Initial payment with the application: 20% of your offer for lump sum. On a $5,700 offer that's $1,140

A woman owed $213,000 across 4 tax years (2019-2022). Hadn't filed 2020 or 2021. Hadn't paid any of them. Receiving CP504 notices (intent to levy) every month. We filed the delinquent returns first (required before OIC submission), then calculated her RCP at $8,400. Submitted OIC with $1,680 initial payment

IRS accepted 9 months later. $213,000 settled for $8,400. 3.9 cents on the dollar

She went from getting levy notices every month to a $0 IRS balance. Then we fixed her credit (the tax lien had destroyed it). Then we stacked $120K in 0% business funding. She opened a cleaning company 4 months later. The same IRS that was garnishing her wages is now processing her quarterly estimated tax payments from a profitable business

the IRS is the scariest creditor in America. they can garnish without a court order. seize your bank account with 30 days notice. lien every asset you own. but they also built a form where they calculate the minimum they'll accept using a formula you can reverse-engineer, and if they don't respond in 2 years your offer is automatically approved. the math is public. the formula is published. the form costs $205. the difference between paying $100K and paying $5K is knowing it exists lol

(we fix credit and build capital stacks. if you owe back taxes, handle that first. then we get you funded. link in bio)

[Bridgett Fertig @LightOnLiberty]

The Rothschild Central Banking Hidden Money Matrix: How Big Banks and Big Government Steals Your Wealth Through the Federal Reserve Scam

A 30 min documentary on how the Rothschilds, Rockefellers, and Globalist Elites created the U.S. Federal Reserve to enslave American citizens and bankrupt our nation to destroy it from within.

People are finally waking up to the realization that our modern monetary system is nothing more than a massive fraudulent parasitic scheme designed to siphon wealth from hardworking citizens to banks and government elites and they've been rising up to fight back.

The Federal Reserve, despite its government sounding name, is a private banking corporation owned by major central bankers who live in England and is NOT a government agency.

Created in 1913, the same year the income tax amendment was passed (no coincidence), this system enables the continuous theft of your purchasing power through a complex web of Treasury bonds, Federal Reserve checks written from empty accounts, and fractional reserve banking.

When the government needs money, it issues bonds — IOUs — that banks purchase. These banks then sell these bonds to the Federal Reserve, which creates currency out of thin air by writing checks on accounts with zero balances.

This newly created currency is multiplied through fractional reserve banking, where banks can lend out up to 90% of depositors' money while still showing the full amount in accounts.

This results in a monetary system requiring ever-increasing debt, with more debt in existence than currency to pay it off - a mathematical impossibility designed to enslave us through perpetual taxation.

Our founding fathers fought against central banking for this very reason, which is why the Constitution specified only gold and silver as money.

Today's system violates these principles, robbing us of our LIBERTY and transferring wealth to bankers who, as a former Bank of England director allegedly stated, "own the earth" and "with the flick of a pen will create enough money to buy it back again" if it's taken away.

The worst part, our system was ALL created and owned by disgusting satan worshipping cannibalistic child trafficking pedophiles.

This is the system you're all assimilating together to help President Trump fight against and abolish, but there are those trying to DIVIDE YOU from doing so.

[Buzz Patterson @BuzzPatterson]

.@jenvanlaar is a friend and a baddass reporter. She absolutely nails @GavinNewsom in her latest article!

He’s in trouble.🤣🤣🤣

[3XMRFun @mjrarchitect]

@LarryJones She is always angry lol

[3XMRFun @mjrarchitect]

@ewarren Are you jealous or why do you hate him so much ? Lol at least he doesn’t steal like you from the taxpayers lol Pocahontas

[Peymon Mottahedeh @PeymonFreedom]

Most Americans believe that by law, they have to pay income taxes, and they live in fear that if they don't, they’re going to federal prison.

So they just comply. They allow their employers to steal a portion of their hard-earned wages out of every single paycheck and hand it straight to the IRS.

Then, every year, they are forced to file a 1040 form just to beg the government to give a little bit of their own stolen money back.

BUT the truth is, the 1913 income tax law was written to apply ONLY to Washington DC and its territories. You can actually give your employer the proper legal paperwork to legally stop them from withholding your money altogether.

If you want to learn how to stop filing and paying your income taxes legally and safely, check out the link in my bio.

[3XMRFun @mjrarchitect]

@Teslaconomics I agree nobody knows we have the haters and the positive folks

[3XMRFun @mjrarchitect]

@IngrahamAngle Ok they are counting all the fraudulent votes what a joke

[Sawyer Merritt @SawyerMerritt]

I just spoke with Charles Schwab about the @SpaceX IPO. Schwab is one of a handful of brokerages selected by SpaceX to allocate IPO shares to retail investors.

If you have an account with Schwab, here’s how to prepare for the SpaceX IPO:

1) You first need to opt into IPOs from the Trade > IPOs page on Schwab's website.

2) After you've opted in and the IPO shows on the page, you can submit an Indication of Interest. The indication of interest will be able to be submitted when the Roadshow period begins for the stock. This is currently expected to be early June.

3) You need to have minimum $100,000 in total balance to be eligible to participate in the SpaceX IPO share allocation.

Schwab still doesn't know how many shares will be allocated to their brokerage at this point since SpaceX will be the one to decide that in the coming weeks. Just be prepared to check back on the IPO section of Schwab's website. Additional info will come later.

Lastly, don’t be surprised if you receive fewer IPO shares than you requested (if any at all). Demand for the limited number of available IPO shares will almost certainly be extremely high, and these participating brokerages will only get a certain sized allocation of shares to offer to retail investors, so it'll likely be tough to accommodate everyone. The best thing you can do is to just be prepared.

Note: SpaceX specifically stated in their S-1 filing that any purchase of their Class A common stock in this offering through these platforms will be at the same IPO price, and at the same time, as any other purchases in this offering, including purchases by institutions and other large investors, which means any retail investors that are lucky enough to get allocated some SpaceX IPO shares will pay the same price as the big guys.

[Paul White Gold Eagle @PaulGoldEagle]

🔻 THE SUPREME COURT JUST SEALED A RULING THAT ABOLISHES INCOME TAX. THE MONEY THEY TOOK FROM YOU FOR 113 YEARS WAS USED TO SUPPRESS EVERY CURE THAT COULD HAVE SAVED YOUR FAMILY.

Not reformed. Not reduced. Abolished. Case number 24-1791. Filed under seal. Decided 7-2. No dissent published. No media briefing. No public docket entry.

The only reason anyone knows it exists is because a clerk — 26 years old, 3 months on the job — accidentally uploaded the ruling to the public PACER system for 9 minutes before it was pulled.

9 minutes. 14,000 downloads before the file vanished. The clerk was placed on administrative leave. The file was scrubbed from every server. But 14,000 people have it. And the blockchain does not forget.

⟁

The ruling is 94 pages. The core finding: the 16th Amendment — the amendment that authorized federal income tax in 1913 — was never legally ratified.

Not a technicality. The court found that 4 of the 36 states that allegedly ratified the amendment submitted documents with material alterations to the text. Different punctuation that changed legal meaning. Different wording that modified scope. Under Article V of the Constitution, the ratification is void.

The IRS has been collecting taxes under an amendment that does not legally exist. For 113 years.

Every dollar. Every April 15th. Every audit. Every lien. Every garnished wage. Every seized home. All of it — based on an amendment that 7 Supreme Court justices just declared was never law.

⟁

Where did the money go?

$4.7 trillion per year. Not to roads. Not to schools. To a system designed to keep you dependent on pharmaceutical drugs that manage symptoms while the cures were buried.

Royal Rife's frequency machine — destroyed by the AMA in 1939. Funded by your tax dollars.

The NIH spent $41 billion last year. Zero went to frequency healing. Zero went to bioelectric medicine. Zero went to the therapies that actually reverse disease at the cellular level.

Your taxes funded the FDA raids on natural health practitioners. Your taxes paid for the lobbying that made it illegal to say a plant can cure cancer. Your taxes built the system that put doctors in prison for healing people without drugs.

Every paycheck they took from you funded the suppression of the medicine that could have saved someone you love.

⟁

The transition plan — outlined in pages 71 through 89 of the ruling — describes a replacement revenue system. No income tax. No payroll tax. A flat consumption tax exempting food, medicine, housing, and education.

The average family's tax burden drops from 37% to 14%.

The court gave the executive branch 180 days to prepare. That clock started 97 days ago.

83 days remain.

When the seal lifts, the IRS dissolves. The $4.7 trillion per year stops flowing into the machine that suppressed every cure you were never allowed to access. The money stays in your paycheck. And the medical technologies they buried — frequency devices, bioelectric therapy, regenerative medicine — lose the funding mechanism that kept them hidden.

The cures were never lost. They were defunded. And the system that defunded them just got abolished.

83 days until you feel it in your paycheck. And in your health.

@MedBedsTechnologyNews

[3XMRFun @mjrarchitect]

@MarioNawfal Why is it called met gala it should be Halloween costume contest 😆

[HighImpactFlix @HighImpactFlix]

WHOA! The DEATH of the PROPERTY TAX is a REALITY!!

@TexasCowgrl1111

[Eric Rice @EA_Rice]

Property taxes are nothing more than theft of unrealized gains. This is a great post.

[3XMRFun @mjrarchitect]

@PaulGoldEagle What about California? 😢

[IRSMEDIC | Anthony E. Parent, Esq. @IRS_MEDIC]

I can hear the IRS/tax industry counterargument:

"The office of Commissioner has existed since 1862 and continues to exist by force of the original act — therefore there is no vacancy problem because the institution itself is self-perpetuating."

But this argument collapses immediately for three reasons.

First — if the 1862 Act survives, its mandatory appointment language survives with it. The 1862 Act said the President "is hereby authorized to nominate, and, with the advice and consent of the Senate, to appoint, a Commissioner of Internal Revenue." In 1862 statutory drafting, "authorized" in the context of establishing a new office carried mandatory force — it was not permissive. The office could not function without an occupant, and the statute provided the only mechanism for filling it. If the 1862 Act is not superseded, then the mandatory appointment requirement of the 1862 Act is also not superseded — and it arguably imposes a stronger obligation than IRC § 7803's "shall be" language, because the 1862 Act created the office simultaneously with the appointment mechanism. The two were inseparable. You cannot have the office without the appointment process. If the office survives by force of the 1862 Act, so does the obligation to fill it through Senate-confirmed appointment.

Second — if the 1862 Act survives, sections 8, 29, and 30 survive with it. The government cannot selectively invoke the 1862 Act for institutional continuity while arguing that specific procedural sections were superseded. That is exactly the implied repeal problem. Courts apply a powerful canon against partial implied repeal — if the 1862 Act was not superseded as a whole, individual sections within it are presumptively still operative unless expressly repealed. So the government arguing "the 1862 Act survives" is simultaneously arguing that the taxpayer consent mechanisms in section 8, the appeal rights in sections 29 and 30, and whatever other procedural constraints exist in the Act are also still operative. Modern tax enforcement has not been complying with those provisions for 160 years.

Third — and this is the most lethal point — if the 1862 Act survives unmodified, the 16th Amendment analysis becomes complicated. The 1862 Act's income tax provisions contained their own sunset: section 92 stated that the income tax duties "shall be due and payable" through 1866 "and no longer." The office of Commissioner was created to administer those duties. If the 1862 Act is not superseded, its own internal limitations on the income tax's duration are also not superseded. The income tax was then separately reinstated after 1913 through the 16th Amendment and subsequent legislation — but that reinstatement was built on the assumption that the 1862 Act framework had been superseded and replaced. If the government argues the 1862 Act was not superseded, it is opening the question of whether the modern income tax rests on a foundation that includes a statutory sunset that was never formally repealed.

But has the Revenue Act of 1862 actually been repealed? No one knows yet! This is what I think you need to be able to determine the answer:

1. The full text of the 1862 Act sections 8, 29, and 30 from 12 Stat. 432 — available at https://t.co/4zGtD5wFPC
2. The corresponding provisions in Title 35 of the 1874 Revised Statutes — to see what was carried forward and what was not
3. Section 5596 of the Revised Statutes — the blanket repeal provision — to see its exact scope
4. The 1939 Internal Revenue Code's predecessor provisions to current § 7803

[Gianna 🇺🇸 IRS Free Since 1999 @LegalFockery]

What I don't pay: Amazon sales tax.....

Sales tax, income tax, marriage tax, school tax, vehicle tax, cigarette tax, court fees, dog license, social security, gift tax, unemployment tax, estate tax, fishing tax, gun ownership tax, highway tax, hunting, health, inheritance, inspection, license plate, library card, luxury, medicare, parking meter, professional licensing, recreational vehicle, self employment, sports charge.

How about you?

[Renata @RL9631]

🚨Irwin Schiff Proves the Federal Income Tax is Unconstitutionally Enforced. https://t.co/9LsNXUaSVp

[3XMRFun @mjrarchitect]

@DimensionsODust @TrumpWarRoom @AdventureNLearn @SecScottBessent I did what I need to do is file DE 4 form and sent it to HR 😄