Michael Konialian

Co-founder & CEO of Modern Life

[Michael Konialian @mkonialian]

I’ve been building high-growth companies at the intersection of technology and insurance for a decade. I’ve never seen a moment like this one.

Today, @ModernLifeHQ is launching our integrated AI platform, reimagining life insurance from the ground up. Built for the structural complexity of life insurance, the Modern Life AI empowers advisors and delivers outcomes across every stage of the customer journey.

For decades, life insurance has relied on fragmented legacy systems. Critical insights sit across inboxes, PDFs, spreadsheets, and the memory of experts. Modern Life’s AI synthesizes those data points into structured insights while completing workflows in real time.

We are replacing fragmented context with integrated action. The goal is clear: advisors and home office teams should spend their time on the highest leverage work – judgment, relationships, and strategy — not on chasing data or navigating systems.

We are building 1-2 AI agents a month — across underwriting, planning, quoting, and operations. These agents take advantage of the breadth of the Modern Life platform which spans across every major job-to-be-done for advisors and was developed with the deep industry context of decades of experience from the Modern Life team.

This is not yet another point solution. It’s woven directly into our core platform for advisors, operating with full case context and natively enabling collaboration.

Life insurance will continue to require human trust and human judgment. That doesn't change. What changes is the system around the advisor — enabling better decisions, less friction, and greater operating leverage.

Even Covid-19, which rapidly accelerated the shift from analog to digital, doesn’t compare to the shift happening today.

Life insurance is entering its next chapter. Modern Life intends to help write it.

#ai #wealthtech #insuretech

[Michael Konialian @mkonialian]

Proud to announce Modern Life’s $20M Series A led by @ThriveCapital. We’re on a mission to transform life insurance, helping advisors work smarter and protect what matters most for clients nationwide. Read more in @axios : https://t.co/EwAd4PsraO @ModernLifeHQ
#Wealthtech #LifeInsurance #AdvisorTech #ModernLife #SeriesA

[Michael Konialian @mkonialian]

Given the 3-4 additional cuts that the market is predicting in the next year, the best time in the last 15 years to buy fixed annuities was yesterday. The next best day is today.

[Michael Konialian @mkonialian]

Congrats to Josh, Nabil, Nitin, Kareem and the full @ThriveCapital team on closing Thrive IX! They have been our closest and most impactful partner since the earliest days of Modern Life. We're thankful to have them as partners and excited for this next chapter for the firm.

[Joshua Kushner @JoshuaKushner]

We are humbled to announce the close of Thrive IX. Exceeding $5 billion, Thrive IX comprises $1 billion designated for early-stage investments and $4 billion designated for growth-stage investments.

At Thrive we aim to be concentrated in both people and ideas. The ways in which we approach our work are inspired by how our founders approach theirs. We only make a few investments a year, but our intensity and drive to show up for founders forges a bond that transcends good times and bad.

We take a longer view than many — based on a belief that category-defining companies tend to create structural compounding advantages over long arcs. This long-term orientation is crucial to our strategy, as we aim to invest in and support companies that have the potential for sustained growth and transformation over many decades. These are guiding principles for Thrive IX.

The technological breakthroughs that will occur over the next years will be unlike anything we have ever experienced before; And we view Thrive as an enabling technology for the future that we want to see. Business is an expression of the people running it. As we look to Thrive IX, I am filled with optimism, excitement, and purpose.

I am deeply appreciative for the founders we are fortunate enough to work with, and our limited partners for walking this path with us. Their unwavering support and belief in Thrive underlies everything we achieve together.

https://t.co/xXycdI6yqA

[Michael Konialian @mkonialian]

Let’s go!

[SpaceX @SpaceX]

Liftoff of Starship!

[Michael Konialian @mkonialian]

@CoverWallet Congrats guys!

[Modern Life @ModernLifeHQ]

Our Co-founder & CEO, @mkonialian, discusses the power of permanent life insurance. Learn how this versatile financial tool can provide stability, potential cash value growth & a lifetime of coverage on
@ThinkAdvisor

https://t.co/OwXDu2P8Sr
#FinancialSecurity #ModernLifeInsights

[Michael Konialian @mkonialian]

Was great to share about our approach to innovating in life insurance today at Insurtech Insights. Think the market is changing more rapidly now than at any point in its 150 year history and excited to be at the forefront of it.

[Modern Life @ModernLifeHQ]

Modern Life CEO @mkonialian spoke about modernizing the #lifeinsurance customer journey at @ITI_Insights today 💯

#InsurtechWeek #InsurtechInsights

[Michael Konialian @mkonialian]

Great to connect with @wealth_mgmt on Modern Life's launch of Long-term Care Insurance

[Modern Life @ModernLifeHQ]

We're excited to help advisors plan for their clients' long-term care needs. Learn more about our LTC insurance platform in this article by @ddjanowski on @wealth_mgmt.
https://t.co/HoK9JxL9Qd

#LongTermCare #Retirement #Advisors

[Michael Konialian @mkonialian]

Back in orange and black! https://t.co/iQjmm6ZkG3

[Michael Konialian @mkonialian]

Let's go Princeton! 🐅 https://t.co/vadeuHXWzE

[Michael Konialian @mkonialian]

Just asked #ChatGPT to write a sonnet on life insurance and it did not disappoint! #LifeInsurance #ai #OpenAI

[Michael Konialian @mkonialian]

When I was growing up I wanted to be an astronaut. Since my years studying aerospace engineering and in starting my career at NASA, I’ve been continually awed by what is possible by the collective ambition and dedication of thousands of people. Go Artemis! #Artemis

[NASA @NASA]

We are going.

For the first time, the @NASA_SLS rocket and @NASA_Orion fly together. #Artemis I begins a new chapter in human lunar exploration.

[Michael Konialian @mkonialian]

Thrilled to partner with @lincolnfingroup to bring the best of product and underwriting to empower the modern financial advisor.

[Modern Life @ModernLifeHQ]

📣 @LincolnFinGroup and Modern Life partner to accelerate digital transformation in life insurance 📣

Read more about our collaboration: https://t.co/TlmaqQpcax

#LifeInsurance #Insuretech #FutureOfInsurance

[Michael Konialian @mkonialian]

Great to connect with our friends and investors at @TheFundGlobal about how we're empowering advisors at @ModernLifeHQ

[Everywhere Ventures @EverywhereVC]

Getting life insurance can be a daunting and intimidating process!

Co-founders @mkonialian and @jackarenas built @ModernLifeHQ to help advisors streamline and accelerate the process of purchasing #lifeinsurance. Read more from CEO Michael Konialian ⬇️

https://t.co/PFGWqOAXJj

[Modern Life @ModernLifeHQ]

From inspiration to building out the team and technology, @mkonialian shares how Modern Life makes it easier for advisors to help their clients get quicker, more accurate quotes in @AlleyWatch: https://t.co/hQuXaX3LnP

#LifeInsurance #FinancialAdvisors #Insuretech

[AlleyWatch @AlleyWatch]

Modern Life Raises $15M for its Tech-Enabled Life Insurance Brokerage ft @thrivecapital https://t.co/Z4GYKeazlC via @AlleyWatch

[Modern Life @ModernLifeHQ]

Thank you to all the partners, investors, and friends who joined us in NYC last night for our official Launch Party. 🥳

Thrilled to celebrate a tremendous first week with our team and supporters.

#Startups #FinancialAdvisors #Insuretech

[Michael Konialian @mkonialian]

Great to get to share our story with @AlleyWatch

[AlleyWatch @AlleyWatch]

Modern Life Raises $15M for its Tech-Enabled Life Insurance Brokerage ft @mkonialian https://t.co/Z4GYKeazlC via @AlleyWatch

[Michael Konialian @mkonialian]

Excited to launch our brand -- a fresh and contemporary view take on supporting leading financial advisors at @ModernLifeHQ #design #fintech

[Twenty Nine @xxix_co]

Congratulations to @ModernLifeHQ on this week's launch! We worked with the ML on a brand platform, identity system, visual language, and MVP digital product for their newly-formed, tech-enabled life insurance brokerage.

Full case study → https://t.co/9pTACDHY36