Major cheat code for life: Get organized. Just get your sh*t together, really. Stop creating emergencies for yourself by being all over the place. Pick a direction. Focus. Lock in. Discipline doesn't remove every problem, but it prevents a shocking number of avoidable ones.
“Inaction breeds doubt and fear. Action breeds confidence and courage. If you want to conquer fear, do not sit home and think about it. Go out and get busy.”
-Dale Carnegie