This week Behind the Counter:
∙ Our founder @zeymermoca was on the ground on Berlin Blockchain week
∙ Working on a new swap aggregator to add redundancy so every swap automatically routes to the best rate across providers
∙ Added advanced key backup, so users control how their keys are saved and recovered
∙ Explorer cleanup: inactive endpoints handled gracefully, native token prices fixed
∙ More security hardening regarding secrets and sensitive config locked down
∙ A round of UI fixes, plus Explorer copy checked
This week we will be in the @DutchBlockWeek and our founder is speaking in the @litecoin summit
If you are around, see you there!
@RUNEMaxim Decentralize the network as much as possible, that's the only road towards being an impervious protocol. We are actually looking into running one in Mexico
Getting a merchant to accept crypto used to mean explaining wallets, chains, self-custody, and why any of it mattered.
With Moca, there is no learning curve.
Merchants just download the app, set up their account, and start accepting crypto payments in five minutes.
POV: You’re about to create a Moca Business account.
- No seed phrases.
- No blockchain setup.
- No wallet creation, even though one is created for you by default.
A couple minutes later, your store is ready to accept crypto
A frozen account on a Friday. A flagged transaction with no explanation. A payment that suddenly cannot go through. Support that takes days to answer.
There is a difference between your money and money you are allowed to access.
Your balance should not live inside someone else's system, move on their schedule, or depend on their approval.
Moca does not work that way.
Your funds stay with you. No intermediary holding your balance. No permission needed to spend what is yours.
Your money moves when you decide it moves 🍥
This is exactly why we chose Maya Protocol as one of our main liquidity routers
Enabling anyone to pay with native tokens and allowing merchants to settle in those as well
Our core team was there to witness the genesis Choc day
Some of us even took part on the liquidity auction and helped shape @Maya_Protocol into what it is today
Congrats to Maya on building an important part of the infra we use for crosschain payments 🍫🍥
Our first merchant pilot goes live this month in Mexico.
A gastro hub where every restaurant and café accepts crypto through Moca
Customers pay with whatever they hold, merchants settle however they want
All of it happening in one place 🍥
Nobody has fully cracked crypto payments yet.
Real progress exists though
Some projects have merchant count through card networks. Others own their infrastructure but can’t concentrate adoption in one place.
The pieces are there, they just haven’t come together yet.
Crypto payment adoption needs two things at the same time:
- Density, enough merchants in one area that paying with crypto becomes routine.
- Ownership, where the merchant relationship is yours and the rails are yours.
Getting one without the other gets you halfway.
We’re building Moca to close that gap.
Not there yet.
But the architecture is designed for both, and once it starts compounding, it becomes a very different conversation.
People don’t know how the banking system works. They just use it.
That’s what crypto hasn’t figured out yet.
With Moca, a customer walks into a store, scans a QR code, and pays
No addresses, no networks, no learning curve
They just paid.
Some won’t even realize it’s crypto.
Moca doesn't replace traditional payment systems
It just gives you one more way to say yes when a customer wants to pay
Want to accept crypto when we launch? DM us
Beta waitlist is capped at 50 merchants