Moeed ali

[Amber Danish @amberdanishh]

This is, so far, the best comment on Karachi being the food capital of Pakistan and the reason is diversity. People from all over Pakistan live here, while communities that settled here before Partition still keep their food traditions alive. From Parsis to Burmese, Iranians to Afghans, the city’s food carries flavours from everywhere. Nonetheless, Lahore’s food is also excellent. In the end, it all depends on how diverse your taste buds are.
And yes, Karachi’s coffee tastes pathetic.

[Jon Danilowicz @JonFDanilowicz]

This is an outstanding article from @DanQayyum, which reinforces much of what I learned about Pakistan during my five years living in the country.

"They are only finally being seen as who they are. A people who have absorbed war, terrorism, economic crisis, and decades of narrative assault, and who have responded not with bitterness but with tea, charity, laughter, music, and an insistence on dignity that no amount of external pressure has been able to break."

Pakistan Zindabad.

[António Guterres @antonioguterres]

I welcome Iran’s announcements that the Strait of Hormuz is completely open for all commercial vessels for the remainder of the ceasefire.

This a step in the right direction.

The @UN position remains clear: we need the full restoration of international navigational rights & freedoms in the Strait of Hormuz, respected by everyone.

I also hope that, together with the ceasefire, this measure will contribute to creating confidence between the parties and strengthen the ongoing dialogue facilitated by Pakistan.

[New York Post @nypost]

JD Vance meme game floods Pakistan, following his visit to Islamabad for Iran peace talks: 'This is how we do soft power' https://t.co/4qMhK7OQhC

[South Asia Index @SouthAsiaIndex]

New York Post shares meme of Indian PM Modi preparing tea for Pakistan's PM Sharif, Iran's Abbas Aragchi and VP JD Vance at a hotel in Islamabad.

[Commentary Donald J. Trump Posts From Truth Social @TrumpDailyPosts]

𝗗𝗼𝗻𝗮𝗹𝗱 𝗝. 𝗧𝗿𝘂𝗺𝗽 𝗧𝗿𝘂𝘁𝗵 𝗦𝗼𝗰𝗶𝗮𝗹 𝗣𝗼𝘀𝘁 𝟭𝟬:𝟯𝟬 𝗔𝗠 𝗘𝗦𝗧 𝟬𝟰.𝟭𝟳.𝟮𝟲

[Paolo Gentiloni @PaoloGentiloni]

Forse merita il Nobel. Il Pakistan.

[Sarmaaya Financials @sarmaayapk]

How to Reduce Your Salary Tax in Pakistan | Salary Tax Calculator

Want to cut tax and boost your take-home salary?
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📅 “PENSION FUNDS MASTERCLASS” Details
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Are you overpaying tax without realizing it? 😳
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What you’ll learn in this video:

✅ How much tax you’re overpaying
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#taxsavings #sarmaayafinancials #tax #salarytax #pakistantax #taxplanning

[Amer Sharif @AmerSharifOFCL]

What happens if we withdraw our investment from pension funds early—before retirement or even in the very next year after investing? Is there any real loss or disadvantage? Many people have asked this question, which I have tried to address through an example.

[Amer Sharif @AmerSharifOFCL]

Investing in a Pension Fund is one of the most underrated tax moves available to salaried Pakistanis.

Section 63 of the Income Tax Ordinance 2001 gives you a direct tax credit — not a deduction, a credit — meaning rupee-for-rupee reduction in your tax bill. Here's everything you need to know.

THE 3 PILLARS THAT CONTROL YOUR CREDIT
① Taxable Income — salary PLUS every taxable perk, allowance or benefit your employer gives you (cash or non-cash)
② Tax Payable — your actual tax liability on that income
③ Average Tax Rate — Tax Payable ÷ Taxable Income

This average rate is applied to your pension fund investment to calculate your credit. Change any one of these three and your credit changes too.

THE FORMULA
Step 1 → Average Tax Rate = Tax Payable ÷ Taxable Income
Step 2 → Eligible Investment = lower of 20% of Taxable Income OR Actual Investment
Step 3 → Tax Credit = Eligible Investment × Average Tax Rate

EXAMPLE — Monthly Salary Rs. 400,000
Annual Taxable Income → Rs. 4,800,000
Tax Payable → Rs. 861,000
Average Tax Rate → 17.94%
Max Eligible Investment → Rs. 960,000
Tax Credit = Rs. 172,200
Add a conservative 9% fund return on your investment= Rs. 86,400
Total Year 1 gain = Rs. 258,600 on Rs. 960,000 invested — an effective 26.94% return.

GOT A BONUS? YOUR CREDIT GOES UP
Add a Rs. 500,000 December bonus:
Revised Taxable Income → Rs. 5,300,000
Revised Tax Payable → Rs. 1,036,000
Revised Average Tax Rate → 19.55%
Revised Eligible Investment → Rs. 1,060,000
Revised Tax Credit → Rs. 207,200
Every taxable benefit your employer gives you — cash bonus, car allowance, housing perk — increases your eligible ceiling and your credit. Your taxable income is not a fixed number. Track it throughout the year.

BUSTING THE BIGGEST MYTH
"Your money gets locked in the pension fund."
Wrong. What is restricted is tax-free withdrawal — not access to your money itself.
You can withdraw any time. Tax is deducted at your average rate from your last 3 filed returns — tax you would have paid on your salary had you never invested.
So where is the loss? There is none.

THE TIMING TRAP NOBODY TALKS ABOUT
Your employer gives you the credit by reducing monthly tax deductions. But if he has already deposited most of your annual tax to FBR, he may not have enough left to give you the full credit.
Annual tax payable → Rs. 861,000
Deposited in 10 months → Rs. 717,500
Remaining with employer → Rs. 143,500
Your entitled credit → Rs. 172,200
Shortfall → Rs. 28,700
That Rs. 28,700 becomes a refund claim with FBR. Anyone who has dealt with FBR refunds knows what that means — years, notices, follow-ups, maybe never.
Invest early. July to December is the sweet spot. Do not wait until March-June.

HOW MUCH TO INVEST?
The eligible amount is a ceiling, not a floor. You do not have to invest Rs. 960,000 in one shot(in above example).
→ Rs. 50,000/month via standing instruction or whatever amount as per your convenience
→ Lump sum whenever you have liquidity
→ Transfer your company provident fund if it earns zero return — same money, tax credit + investment returns both
Invest slightly above your base calculation to absorb any bonus or perk that arrives mid-year without missing the additional credit.

YOUR CHECKLIST
① Calculate annual taxable income — salary + all perks
② Compute tax payable and your average tax rate
③ Eligible investment = lower of 20% of taxable income or actual amount
④ Invest early — July/August ideally
⑤ Submit proof to your employer immediately
⑥ Track every bonus and top up accordingly

[Shani @FearlessWolfess]

Karachi after just 15–17 minutes of rain? It turns into a complete standstill—roads start looking like rivers, traffic freezes, and people get stranded almost instantly. Recent reports show even short spells are enough to cause waterlogging and disrupt daily life across major areas, highlighting how fragile the drainage system still is.
(https://t.co/NLLqusUJYI)

[Adil @Adljaferi]

Every jahala right now. 🤣

[پیر طریقت @Gondalism]

Pakistan in last 24 hours.

[Bloomberg @business]

Pakistan is making a push to mediate talks to end the US-Israeli war against Iran, with its powerful army chief holding calls with Trump to find a resolution to the fighting, people familiar with the matter said https://t.co/xLr5r7OzNC

[PakistanSuperLeague @thePSLt20]

𝑪𝒐𝒎𝒆𝒕𝒉 𝒕𝒉𝒆 𝒉𝒐𝒖𝒓 🏏
𝑪𝒐𝒎𝒆𝒕𝒉 𝒕𝒉𝒆 𝑨𝒏𝒕𝒉𝒆𝒎 🎶

​Setting the tone for the #NewEra of HBL PSL with the official anthem, ‘𝑲𝒉𝒆𝒍𝒆𝒏𝒈𝒆 𝑩𝒆𝒂𝒕 𝑷𝒆’ is finally here! Starring Atif Aslam, Sabri Sisters, Daniya Kanwal, and Aima Baig. 🥁🎙

Are you ready to play on the beat this season? 🏆💃
Details here 👉🏼https://t.co/Gf9ALLaEf3

​#HBLPSL11 | #StrongerPepsi | #PepsiPakistan

[Faisal Syed @FHASEEN]

Wow, wow, wow! I have tears in my eyes sharing this great artwork. Full marks to the production team. Pakistan Zindabad! 🇵🇰

[Priyank Ahuja @ahuja_priyank]

2 Billion People use Google Maps.

But many don't know its full potential.

Here are 15 amazing features.

[Wealth @thecapitalistt0]

Financial terms explained like you're 15:

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[Wealth @thecapitalistt0]

EBITDA explained like you're a kid:

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[Wasim Akram @wasimakramlive]

if aura had a face . @shoaib100mph