Dear Investor,
What worked to get you from Sh 1 to Sh 100K net worth should work even better and faster as you go from Sh 100K to Sh 1M net worth.
Simple and consistent wins, eventually.
Dear Entrepreneur, People want you to fail because it helps them to justify the risks they never took. Because your courage makes them uncomfortable.
Keep Walking. Keep Moving.
Women should know that,
Submission is not silence.
Neither is it slavery nor servitude.
Submission is the wisdom to understand structure.
A home with two captains and no first mate does not sail anywhere.
It will drift and collapse.
Order in a home requires hierarchy.
Hierarchy requires the MAN to lead and the woman to support the lead.
This is not weakness at all, but rather the architecture of the family institution.
I have a clear family and financial plan. I intend to have four children, with my firstborn daughter arriving soon. From the moment her mother missed her period, I began setting aside funds for her future. Her account now stands at Ksh 700,000. If I make no additional contributions, I project it will grow to approximately Ksh 1.5 million by the time she turns four and begins school. I plan to apply the same disciplined approach for my second, third, and fourth child.
My partner plays a critical role in this journey. She is disciplined, teachable, and grounded. She works as a civil engineer with a net salary of Ksh 68,000. She allocates Ksh 18,000 for her personal expenses while I consistently invest the remaining Ksh 50,000. Through this structure, she has built a portfolio worth Ksh 2.78 million. She is a strong support system, and my long term plan is to give her the option to step away from formal employment and focus on raising our children while pursuing private work on her own terms.
I have also developed clear projections for my childrenβs education costs, which I estimate will range between Ksh 300,000 and Ksh 500,000 per year per child. Based on my current portfolio performance, I am confident that it will sustainably support these obligations. My investments are growing by approximately Ksh 2M-2.5 million annually, driven largely by reinvested returns, brokerage income, and farming https://t.co/eZeh9zAz5S in 5 yrs, I project an increase of Ksh 10M in my portfolio which means an additional Ksh1M-1.2M in passive income.That can cater for extra expenses owing to family demands.
On the health front, I maintain a comprehensive medical cover with Jubilee, while she is enrolled under SHA, which offers limited support but still provides some level of coverage.