@JimJones1913@V4BTC Most of those liquidations were max-LTV borrowers on platforms that lend the collateral out. Conservative LTV + 0% interest (no debt compounding toward a margin call) is a different game. Don't borrow like a guy summiting without oxygen. https://t.co/5lZF9HJri5
@ShruggedTruth That future's already here, no mortgage approval required — 0% loans against your BTC, keep the stack, spend the dollars. Need house? Borrow against Bitcoin, today. https://t.co/5lZF9HJri5
@Portfolio_First@LA201210@0_3_BTC Agreed, DeFi already covers it. There's even a 0%-interest option — borrow a dollar-pegged stable against BTC, no variable AAVE rate to babysit, repay on your own timeline. https://t.co/5lZF9HJri5
@marc02200 The onchain version of this is already live and skips Fannie Mae entirely — borrow a dollar-pegged stable against your BTC at 0%, keep every sat. Same 'borrow, don't sell' logic, no bank in the middle. https://t.co/5lZF9HJri5
@cryptohubinv Good breakdown. Same play but at 0% interest instead of Aave's variable rate — deposit BTC, borrow a dollar-pegged stable, keep full upside. No rate to outrun, just keep your LTV sane. https://t.co/5lZF9HJri5
@eddyluxe_@roxom Pretty much describes the onchain version — 0% interest, no deadline, repay whenever and keep your stack. The contract holds your collateral, so there's no desk to lend it out from under you. https://t.co/5lZF9HJri5
0% interest does not mean 0% responsibility. The interest is genuinely zero; the collateral management is genuinely yours, and no one can ever touch your Bitcoin. That's the trade.
Open a vault: https://t.co/mPVs2GEmUj
#Bitcoin#BitcoinFi#DeFi#SelfCustody
Borrowing against your Bitcoin at 0% interest is the easy part. Keeping the loan healthy when BTC drops 30% in a week is the skill nobody teaches.
The Bitcoin borrower's playbook: https://t.co/RBIMvVOrdp
When the alert fires you have two levers, both in your control: add RBTC collateral, or repay some BPD. The borrower who survives almost always kept a slice of borrowed BPD in reserve instead of deploying 100%.
@BeefButterBTC@Rajatsoni Curious which part burned you — the interest compounding or the margin-call anxiety? Most of the pain in BTC loans comes from those two, which is why 0%-interest non-custodial designs exist now. Genuinely different math. https://t.co/5lZF9HJri5
@tomaste@HodlHabit@Strike The 2.0 version of that play: same borrow-don't-sell move, but non-custodial and 0% interest, so no one holds your keys and the loan never grows while you hold. https://t.co/5lZF9HJri5
@Plebius77 Depends entirely on the LTV you chose. At 30-40% even this week's drop is a non-event, and at 0% interest the debt never compounds while you wait. Most liquidation stories = max LTV + interest stacking on a CeFi desk. https://t.co/5lZF9HJri5
@Z06Z07 Missing the last line: Friend - "So how do you ever actually use it?" Bitcoiner - "Borrow against it at 0% and never sell." That's the whole endgame. https://t.co/5lZF9HJri5
@SimplyBitcoin The onchain version of this already exists: post BTC as collateral, draw dollars at 0% interest, non-custodial so nobody else ever holds your stack. TradFi mortgage rails are catching up to what's been live for a while. https://t.co/5lZF9HJri5