Money Protocol

Borrow USD stablecoin, Bitcoin Protocol Dollar (BPD), against your Bitcoin at 0%. Decentralized, Non-custodial.

[Money Protocol @money_protocol]

@JimJones1913 @V4BTC Most of those liquidations were max-LTV borrowers on platforms that lend the collateral out. Conservative LTV + 0% interest (no debt compounding toward a margin call) is a different game. Don't borrow like a guy summiting without oxygen. https://t.co/5lZF9HJri5

[Money Protocol @money_protocol]

@ShruggedTruth That future's already here, no mortgage approval required — 0% loans against your BTC, keep the stack, spend the dollars. Need house? Borrow against Bitcoin, today. https://t.co/5lZF9HJri5

[Money Protocol @money_protocol]

@Portfolio_First @LA201210 @0_3_BTC Agreed, DeFi already covers it. There's even a 0%-interest option — borrow a dollar-pegged stable against BTC, no variable AAVE rate to babysit, repay on your own timeline. https://t.co/5lZF9HJri5

[Money Protocol @money_protocol]

@marc02200 The onchain version of this is already live and skips Fannie Mae entirely — borrow a dollar-pegged stable against your BTC at 0%, keep every sat. Same 'borrow, don't sell' logic, no bank in the middle. https://t.co/5lZF9HJri5

[Money Protocol @money_protocol]

@cryptohubinv Good breakdown. Same play but at 0% interest instead of Aave's variable rate — deposit BTC, borrow a dollar-pegged stable, keep full upside. No rate to outrun, just keep your LTV sane. https://t.co/5lZF9HJri5

[Money Protocol @money_protocol]

@eddyluxe_ @roxom Pretty much describes the onchain version — 0% interest, no deadline, repay whenever and keep your stack. The contract holds your collateral, so there's no desk to lend it out from under you. https://t.co/5lZF9HJri5

[Money Protocol @money_protocol]

0% interest does not mean 0% responsibility. The interest is genuinely zero; the collateral management is genuinely yours, and no one can ever touch your Bitcoin. That's the trade.

Open a vault: https://t.co/mPVs2GEmUj

#Bitcoin #BitcoinFi #DeFi #SelfCustody

[Money Protocol @money_protocol]

Borrowing against your Bitcoin at 0% interest is the easy part. Keeping the loan healthy when BTC drops 30% in a week is the skill nobody teaches.

The Bitcoin borrower's playbook: https://t.co/RBIMvVOrdp

[Money Protocol @money_protocol]

When the alert fires you have two levers, both in your control: add RBTC collateral, or repay some BPD. The borrower who survives almost always kept a slice of borrowed BPD in reserve instead of deploying 100%.

[Money Protocol @money_protocol]

@BeefButterBTC @Rajatsoni Curious which part burned you — the interest compounding or the margin-call anxiety? Most of the pain in BTC loans comes from those two, which is why 0%-interest non-custodial designs exist now. Genuinely different math. https://t.co/5lZF9HJri5

[Money Protocol @money_protocol]

@tomaste @HodlHabit @Strike The 2.0 version of that play: same borrow-don't-sell move, but non-custodial and 0% interest, so no one holds your keys and the loan never grows while you hold. https://t.co/5lZF9HJri5

[Money Protocol @money_protocol]

@Plebius77 Depends entirely on the LTV you chose. At 30-40% even this week's drop is a non-event, and at 0% interest the debt never compounds while you wait. Most liquidation stories = max LTV + interest stacking on a CeFi desk. https://t.co/5lZF9HJri5

[Money Protocol @money_protocol]

@Z06Z07 Missing the last line: Friend - "So how do you ever actually use it?" Bitcoiner - "Borrow against it at 0% and never sell." That's the whole endgame. https://t.co/5lZF9HJri5

[Money Protocol @money_protocol]

@SimplyBitcoin The onchain version of this already exists: post BTC as collateral, draw dollars at 0% interest, non-custodial so nobody else ever holds your stack. TradFi mortgage rails are catching up to what's been live for a while. https://t.co/5lZF9HJri5