The Money Educator

Dad, investor, developer. ~15 years on Wall Street. Everything shared here is for educational purposes only and is not financial advice.

[The Money Educator @moneyeducator]

Last week, Meta dropped @Muse, a new AI agent.

Here's how I installed it outside the US in 4 steps + my first impressions.

[The Money Educator @moneyeducator]

Muse, Grok Bot, Instinct. OpenAI and Anthropic expected to launch personal agents this week.

Google, Amazon, Microsoft won't stay behind.

Most businesses are not built for that load. 2027 floods the net with AI agents. Dario's forecast sounds more reasonable to me by the day.

[Dario Amodei @DarioAmodei]

We Must Pace the Frontier: I’ve written a new essay on why the AI industry should slow down, with a three-part plan for doing so.

Anthropic is unilaterally committing to the first of these steps. We’ll provide third-party evaluators with permanent, employee-level access to our systems, so that they can verify adherence to our safety measures, report on incidents, and assess models’ alignment during training.

You can read the full post here: https://t.co/OGyPb7yaYt

[The Money Educator @moneyeducator]

@Muse @noahrshinn Sharing another code that gives 1 billion tokens for free. I downloaded Muse for my wife too.

CW58YE

[The Money Educator @moneyeducator]

Last week, Meta dropped @Muse, a new AI agent.

Here's how I installed it outside the US in 4 steps + my first impressions.

[The Money Educator @moneyeducator]

@Muse @noahrshinn If you still have invites left, drop your code in the comments. Each person who redeems gets 1 billion extra tokens.

I already used all 30 of mine.

[The Money Educator @moneyeducator]

One of Facebook's first employees was @adityaag, who later became VP of Engineering at Dropbox and is now a partner at a venture firm.

He says that in his second week at Facebook, when he still did not know anything, Mark turns to him and says: "Hey buddy, I think you should build a search engine for Facebook. People want to search for their friends."

Aditya looks at Mark helplessly and answers: "Me? I have never built anything like that. Maybe we should hire someone from Google or Yahoo."

And Mark answers in a simple, striking line: "If I can build Facebook, you can build a search engine."

That anything is possible mindset is probably a lot of the culture @finkd managed to instill in the company over the years. Aditya successfully built the search engine, and later became Facebook's first product director.

You can still see that culture today of $META with @Muse and @alexandr_wang.

[The Money Educator @moneyeducator]

Fixed it for you

[SpaceXAI @SpaceXAI]

Grok 4.7 is here.

It's a notable improvement over Grok 4.6 at the same price and speed.

[The Money Educator @moneyeducator]

Things are starting to take shape.

Over the last 24 hours, 138 new followers joined the journey. People found value in the @Muse post.

Keep working toward the near-term goal: 500 Premium followers + 500K Verified Home Timeline impressions by December 1. Original Content Rewards Program, I'm coming!

Thanks for joining. Thrilled about what is ahead.

[The Money Educator @moneyeducator]

Microsoft "missed" the internet wave and lost to Google and Amazon. It "missed" mobile and lost to Apple. Still top 5 in the S&P 500 and a leader in a lot of markets.

Apple is "missing" the AI wave. That may be what leaves it a market leader in the years ahead.

[The Money Educator @moneyeducator]

Jeff Bezos on "work release," the frame he used to build Amazon.

Early on he had too many ideas. Jeff Wilke told him:
"Jeff, you have enough ideas to destroy Amazon."

Release work at the pace the org can absorb. Ideas create load. Stacked load is distraction, not value.

[The Money Educator @moneyeducator]

In 2018 an Elon Musk email to Tesla employees leaked.

Musk's goal was to increase productivity across the entire company. That's his guide to raising productivity in 7 steps:

1. Excessive meetings are the disease of big companies and almost always get worse over time. Please get rid of all large meetings, unless you are sure they provide value to the whole audience, and in that case keep them very short.

2. Also, get rid of frequent meetings, unless it is truly urgent. Meeting frequency should drop fast once the urgent issue is resolved.

3. Walk out of a meeting or drop off a call the moment it is clear you are not adding value. It is not rude to leave. It is rude to make someone stay and waste their time.

4. Do not use acronyms or nonsense words for objects, software, or processes at Tesla. In general, anything that needs an explanation slows communication. We do not want people memorizing a glossary just to function at the company.

5. Communication should take the shortest path needed to get the work done, not go through the "chain of command." Any manager who tries to force chain of command communication will soon find themselves working somewhere else.

6. A major source of problems is poor communication between departments. The fix is free flow of information across all levels. If getting something done across departments means an employee talks to their manager, who talks to a department head, who talks to a VP, who talks to another VP, who talks to a department head, who talks to a manager, who talks to the person actually doing the work, then incredibly stupid things will happen. It has to be OK for people to talk directly and just make the right thing happen.

7. In general, always let common sense be your guide. If following a "company rule" is obviously ridiculous in a given situation, the kind of thing that would make a great Dilbert comic, then the rule should change.

If there is something you think should be done to make Tesla work better or make you look forward more to coming to work (same thing in the long run), please send a note...

Thanks for being such an awesome team and for accomplishing miracles every day....

Elon

When the email went out, Tesla was worth a bit under $50 billion.

It still amazes me how these points, the most obvious, the most self evident, and the simplest, stay true and do not age. Organizations keep falling into the same traps every day.

[The Money Educator @moneyeducator]

@eddyvustg @Muse VPN is not needed anymore once you’re connected

[The Money Educator @moneyeducator]

@YossiBenYakar Indeed. Super excited to start integrating it into many financial aspects of my life!

[Yossi BenYakar @YossiBenYakar]

Does the Grok bot have a new competitor?

[The Money Educator @moneyeducator]

@zzgTyler @Muse I already used mine. Thanks for sharing!

[The Money Educator @moneyeducator]

@harleyf G'mar chatima tova to you and your family, Harley!