jptanadiraharjo

KNOWLEDGE IS DIRECTLY TIED TO SURVIVAL.

[jptanadiraharjo @morehaves]

@IceCream8907 @0xKros @ricky_hopmans Intinya presiden ri ke 8 ini saranin bumn/bumd buat nyamanin suku bunga pinjaman. Pengusaha kecil dan menegah yg notabene belum stabil atau RESIKO nya TINGGI mau disamain bunga nya dengan pengusaha korporasi yang RESIKO nya "rendah". Kredit macet bank bsa melonjak klo itu terjadi

[jptanadiraharjo @morehaves]

@0xKros @ricky_hopmans RESIKO LEBIH TINGGI TAPI BUNGA NYA SAMA DENGAN CORPORATE YANG RESIKO NYA LEBIH RENDAH. NPL NYA BISA MEROKET DONG. APA ITU RISK MANAGEMENT YANG PENTING "MAU AMBIL HATI RAKYAT KECIL".

[jptanadiraharjo @morehaves]

@saptaipb "modal" owner 100 perak di jual 900-1120 aja udah red flag, net income nya kecil banget, utang jangka pendek nya kegedean (membengkak pas mau ipo 🥶) dan anak usaha nya mau buat data center ??? 🤔

[Raskha @RashkaLLC]

*Merah Putih Bond - Preliminary Terms*

* Instrument: Merah Putih Bond
* Scheme: Details to follow
* Eligible investors: Local / Foreign, Voluntary
* Tenor: TBD, payable upon maturity
* Coupon Rate: 3% per annum
* Issue Size: TBD
* Type: Tradeable
* Currency: IDR
* Issuer: Danantara
* Use of proceeds: TBD
* Tax Treatment: Akin to tax amnesty — source of funds will not be questioned; eligible for inclusion in annual tax return (SPT)

_This is strictly preliminary information. Please await official documentation directly from Danantara for full and confirmed details_

_Prepared by Verdhana_

[jptanadiraharjo @morehaves]

@woleswoosh JANGAN DISHAREE BANGGGGGGGGG

[jptanadiraharjo @morehaves]

@Makaryo0 Eneg bacanya terlalu membual 😰😰😰

[jptanadiraharjo @morehaves]

@karirfess Konsep FIRE itu cuma bisa terlaksana di negara maju dan yieldnya itu sudah naik jadi 7%. Kalo di negara berkembang jangan mikirin pensiun dini fokus ke value creation aja

[jptanadiraharjo @morehaves]

@hoteliercrypto Yang buang dollar ya perusahaan tambang gede supaya profit mereka ga berkurang significant gara gara aturan ini. Yang tadinya bisa main jadi ongkos main nya tambah mahal. Makanya dollar dinaikin

[jptanadiraharjo @morehaves]

@LambeSahamjja Itu garagara isu mau bikin badan monopoly buat tambang jadi saham sektor energi kena semua

[jptanadiraharjo @morehaves]

@notintofinance Bener sangat simple korelasinya karena yield bond naik berarti ada yang jualan. Risk free aset nya aja diragukan bagaimana yang risky asetnya otomatis dijual juga

[lucacadalora (e/aiccelerate.id) @lucaxyzz]

Dampak Dollar ke Rupiah bagi Rakyat Desa

[jptanadiraharjo @morehaves]

@TradingDiary2 Bukan nya hasil konsolidasi bumn ke danatara ? Jadi cuma angka doang padahal sama aja lagian 0,1% ke 0,3% bjir

[jptanadiraharjo @morehaves]

@LambeSahamjja Maksudnya ? Kan emang dari dulu ada pbb terus tagihan segitu mah wajar liat aja luas nya lagian itu rumahan sewaan ya abaikan aja itu urusan yang punya rumah. Gada hubungan nya sama MBG. Nunggak dari 2019-2025

[Ricky Ho @rickyho_1989]

People may be surprised that I turn positive on conglomerate stocks tactically. Personally, I may not like the setup, but markets are not driven by personal preference alone. Money is a powerful tool, and in my faith, every tool can ultimately be used for a greater Kingdom purpose.

Still, remember this: timing matters. Know when to enter, but more importantly, know when to exit.

“I have been crucified with Christ and I no longer live, but Christ lives in me. The life I now live in the body, I live by faith in the Son of God, who loved me and gave himself for me.” (Galatians 2:20)

At the end of the day, wealth, markets, and opportunities are temporary. Faith, wisdom, and discernment matter far more.

[이사 dojjunn @dojjunn]

Liquidity matters.

We need to focus on business to business value creation, not on creating more companies that intentionally concentrate shareholder ownership.

Honestly, too many companies in our market have highly concentrated ownership structures, which makes them far too easy to pump and dump.

As long as the market stays like this, capital will keep rotating into conglomerate stocks.

If I were a foreign investor, why would I invest in the JCI?
The risk is simply too high. Fundamentals often don’t get the attention they deserve, and on top of that, there’s also currency risk.

So don’t be surprised if most foreign flows are driven by quant traders, algo, and indexing. Basically, they don’t really care about the business.

You can even see it in the commodity cycle, foreign capital often prefers EWZ over EIDO.

[Pink Bourbon @pinkbourbon8898]

Indonesia’s listed coal exporters and CPO producers invoice in US dollars. Coal exports, CPO exports, LNG offtake. Revenue in USD.

Their cost base? Largely rupiah. Labor, domestic logistics, site operations, royalties calculated on IDR-denominated benchmarks.

So when USD/IDR moves from 16,900 to 17,300, their margin doesn’t just hold. It expands automatically. Every dollar of export revenue converts into more rupiah than it did a month ago. Operating costs stay relatively fixed in local currency terms. The spread widens in their favor without them doing anything.

Coal prices up. CPO prices up. Rupiah weaker. All three variables are moving simultaneously in the same direction for Indonesia’s listed commodity exporters’ bottom line. Volume up, realized price up, and FX translation adds another layer on top.

The macro headline says Indonesia is under pressure. The P&L of Indonesia’s largest commodity exporters says something completely different.

Know what you own.

[jptanadiraharjo @morehaves]

@konglomarket Karena mereka engga mau belajar dan pilih yang "gampang"

[jptanadiraharjo @morehaves]

@insidefolkative 1. Geopolitik
2. Asing gasuka sama pemerintah baru
3. Negara SEA yang lain lebih menarik (V)
4. FX risk karena rate sekarang sudah lebih lemah dari JISDOR

[jptanadiraharjo @morehaves]

@LambeSahamjja Kan udah dibilang
JANGAN AMBIL EARNINGS POWER KALIAN APALAGI DENGAN HAL BODOH SEPERTI KPR RIBA

[이사 dojjunn @dojjunn]

apa yg di capai stockbit sekarang memang layak.

menurutku mereka punya strategy terbaik dibanding sekuritas yg lain.

tau market share yg di cari,
tau positioning,
tau kebutuhan customer.

by customer, bisnis sekuritas ada beberapa pilihan penetrasi:
- fokus ke institusi
- fokus ke ritel/individu
- atau bisa gabungan keduanya.

kalo ke institusi, jelas berat.
penetrasi ke sini bukan gk bisa, tapi berat.
udh banyak nama2 besar, apalagi institusi jarang bgt gampang pindah.

jadi paling bener memang penetrasi ke ritel.
kalo liat data KSEI, 54% demografi investor punya usia under 30thn (gen z & milineal).

saya hampir yakin golongan usia segitu, hal pertama yg dicari kalo mau pake sekuritas adalah ui/ux yg simpel dan mudah dipahami dibanding sekuritas yg punya ui/ux ribet dipahami.

hal ini jg alasan knp ajaib sekuritas pernah booming di 2021-2022. sayangnya mereka gk bisa improve

dan yg lebih special olt stockbit friendly all device, yg biasanya sekuritas lain only compatible di windows, mereka di mac jg bisa.
dan tentu fitur-fitur kerenya jg yg ngebikin stockbit special.

stockbit sekarang cuma perlu maintenance server biar gk terlalu sering error.
kalo gk ada hal2 aneh, harusnya mereka akan tetap jadi sekuritas no 1 indo dgn waktu yg lama.

appreciation post,
well done ko.. @wellsonlo