@mikesimonsen Many assume people don't move due to not wanting to lose their 3%. This gives too much credit to the consumer. The truth is they dont care about the %, they care about the pmnt. They don't move because they don't want a higher pmnt or better yet, don't qualify for it.
@GeminiApp@GeminiApp hope you can fix this bug. I request an image celebrating a "National day of" for today, and it will create it, but for the wrong date, not today. This used to work until about a couple months ago. Gemini loses the ability to know what today's date is.. please fix
@VladTheInflator I would argue that most FHA borrowers were over 50% DTI after the 1st year of homeownership simply due to property tax reassessments after purchase. (Big value increases in the last 5 years = big assessment increases to new buyers).
@GRomePow Let's be honest, student loans haven't been paid for over 10 years. They have been either delinquent, forbearance, or income based, which is pennies on the dollar that should actually be paid.
@MichaelKantro Most states UI benefits don't pay enough to cover reg living expenses. I believe many people have opted to join the gig economy vs signing up for UI. So technically they are not unemployed, just "under-employed". Workers are slowly getting poorer... Thoughts on this theory?