Allow me to answer this
- you can't hibah (gift) the money in EPF. It has to go through faraid. Dont ask me why cannot, that's just how it goes
- BUT. You can buy life Takaful through EPF I-Lindung using money in EPF Akaun 2. If you get RM200k, your wife/whoever will get the full amount. The money won't go through faraid
Simply log into your i-Akaun account, select ‘i-Lindung’ on the dashboard and you’ll be directed to the i-Lindung portal. Buy from there
In 2015, Apple tried to CRUSH Spotify.
• Threatened to remove them from App Store
• Demanded 30% of all revenue
• Blocked their app updates
But Spotify's response was genius.
Here's how a Swedish startup outsmarted the world's biggest company 🧵
Ramai dah financial advisors suruh pendekkan tenure mortgage tapi bagi nasihat 50% salah.
Some mortgages, you bayar extra every month dia just jadi extra payment for next month and so on. Akan ada masa you call bank dia kata “Puan tak perlu bayar 3 bulan. Dah lebih bayar”
@nazrulchenkov@gajuspedas True, if BPO maybe they have other options like shifting them among their clients rather than laying off but bytedance. Nahh straight up to exit door
Pro tips 1 pakai CC.
Bulan pertama, bayar semua commitment yang boleh bayar pakai CC. Contoh bil electric, air, postpaid, internet, Astro, Cuckoo, insurance. Let say total semua ni RM1k.
Tahun lepas, kedai kopitiam ni buat RM133 JUTA revenue !
Sekarang diorang dah failkan draft prospectus untuk disenaraikan dekat ACE market.
Let’s talk about Oriental Kopi tonight:
Bibik moden untuk selamat tulang belakang. Modal tak sampai beribu pun. Takde sakit2 bongkok2 nak sapu/mop rumah 🤭
👉🏻 https://t.co/JT4jhXEjFA
Lagi kalau rumah besar. Jimat masa pulak tu best sangat. Korang duduk tengok tv je. Robot ni tolong bersih kan rumah.
Dah moden ni, pakai bibik robot ni je senang sapu/mop rumah. Lagi2 time sibuk, nak bawak balik kampung pun boleh. Tengah ada offer pulak sekarang ni
Peguam-peguam yang mewakili ibu bapa arwah Zayn Rayyan kemukakan tiga bantahan iaitu tidak dimaklumkan lebih awal mengenai prosiding secara tertutup, tiada peruntukan khusus dan permohonan hari ini akan menjejaskan pembelaan pada masa hadapan
#AWANInews
I have compiled my PowerBI reading materials into Notion notes:
Public version (FREE): https://t.co/OCxAj7m3FK
The above is enough if you planning to take the PowerBI (PL-300) exam. Focus on the documentation.
Premium version (regularly managed):
https://t.co/yBKjyrbYL8
“Hipokrasi Di Sebalik No Palm Oil”
Sekarang tengah hangat isu “no palm oil” sebab hari tu ada sebuah kedai runcit diserbu. Dalam serbuan tu pula, pihak berkuasa jumpa aiskrim yang ada label, “no palm oil”. Jadi apa lagi, kena rampaslah. Sini semua peniaga kena take note.