Satty

🤘🏽

[Satty @mramazeball]

@SartanparaYash Well amazon fresh coupled with amazon now, that's an additional ~13% APay cashback earned. Too good a deal this turned out to be. 😀

[Satty @mramazeball]

@ccg33k @MagnifyClub @Flipkart @flipkartsupport Just to offset situation like this, bought the product through GVs sourced at 10% off using HSBC Live+, T1 & SBI CB(Cred 7%). Got the Deco and Logitech mouse at an effective cost of ~₹2.6K total (considering 80% transfer value). Still a steal deal and I'm loving the products.😁

[Satty @mramazeball]

@CardNiti HSBC Live+, CB Limit is 1K, but very easy to achieve.

[PayRyt ​ @PayRyt_In]

Gift cards are the most underrated savings tool...

Most people think they’re just for gifting.

They’re not.

They’re one of the easiest ways to save 5–20% on everyday spends.

Here’s how 🧵👇🏻

[Satty @mramazeball]

@CreditCardsInd Thanks.

[Swipe Sahi Hai @SwipeSahiHai]

🚨 Introducing Fantastic 4 Episode 5🦊

2026 has brought some major credit card devaluations. But don't let your rewards disappear!

We've got the latest post-devaluation strategy you need.

Check the infographic for the updated breakdown on maximizing rewards across 4 cards

[Ameya Karve @ameyakarve]

Folks new blog post after a while! This one covers Air India's recent revaluation: https://t.co/SEZ5nXyrkZ

Do share :)

[Raja Agrawal @MilesTrader]

https://t.co/R39DBs134V

[Satty @mramazeball]

@amit_i_am @FinPaal @PranaySuhasMund Absolutely 💯

[Satty @mramazeball]

@FinPaal @PranaySuhasMund Selfe utilities 😃

[Satty @mramazeball]

@skycock143 @SartanparaYash @FinPaal @ccg33k Yeah, just checked the app. Transaction settled today and 5X points credited for yesterdays blinkdeal. Rupay Selfe. I had checked the UPI scan URL through google lens for verifying MCC. It was 5691. Thanks.

[Satty @mramazeball]

@skycock143 @SartanparaYash @FinPaal @ccg33k 5X rewards posted immediately or after transaction settlement, for myntra?

[LUK@ @bethalaluka]

Gold Coins Selling Experience - Different Stores

Visited Kalyan, Malabar, Bhima, JoyAlukkas, and TanishQ today to sell gold coins.

Kalyan

No bill asked, no melting.

Package opened and weight checked.

Aadhaar + bank statement submitted.

Rate cut: 2% from today’s gold rate.

Time: ~15 mins

Bhima

No bill asked, no melting.

Package opened, weight checked.

PAN asked but Aadhaar accepted.

Aadhaar + bank statement submitted.

Rate cut: 2%.

Time: ~35 mins

Got lemon juice.

JoyAlukkas

Bill asked but I didn’t have it.

Package opened and melting done.

Aadhaar OTP KYC done.

Aadhaar + bank statement submitted.

Rate cut: 2.5%.

Time: ~45 mins

Got water & tea.

Payment received in ~2 hours.

TanishQ

Package opened, weight checked.

Aadhaar + bank statement submitted.

Rate cut: 3%.

Time: ~1 hour

Got water.

Malabar

Bill asked but I didn’t have it. Taken acknowledgement form

Package opened, weight checked.

Aadhaar + bank statement submitted.

Rate cut: 2%.

Time: ~45 mins

Got water & tea.

[CardNiti @CardNiti]

Gold buyback rates for different brands (as of now) and their store presence if you are relying on them to sell.

[Manish Golcha @man1sh_golcha]

The gap between advertised rewards and real returns has never been wider. 📉🛑

I’ve audited India’s "Big 4" so you don’t have to:

not just reward rates, but the spend required to unlock caps, redemption ceilings, excluded category limits, and the real renewal math.

💳 Axis Magnus Burgundy [Points Printing Machine]
💳 HDFC Infinia [The Crown Jewel]
💳 ICICI Emeralde Private [The Silent Powerhouse]
💳 HSBC Premier [The Consistent Performer]

100% data. 0% BS. Here’s the side-by-side cheatsheet of what earns, where it caps, and what’s quietly excluded. 🧵👇

[Satty @mramazeball]

@SartanparaYash Awesome. Will try that out once with some smaller denominations.

[Satty @mramazeball]

@GumnamiBaba123 No corelation to EBS account. Fee received as cashback after required spends as per the offer.

[Satty @mramazeball]

Just received HSBC T1 joining cashbacks (₹1000 + ₹3999).

Card applied - Oct 10th
Received - Oct 16th
Cashback credited - Dec 30th

Applied through the RM route while opening an EBS salary account; the card was approved instantly. Already had HSBC Live+ as well.

#ccgeek

[Satish Kumar Agarwal @iSatishAgarwal]

📢 💳HSBC Travel One Card
"100% Joining Fee Cashback"
Offer is back with a BANG 💥🎇
➕
🧨BONUS OFFER (added below)👇

🚨Joining Fee 100% Back Offer
🪄Apply for Travel One via Link
https://t.co/t6lxmLq2Uw

🪄Complete the application & VKYC
🪄Download HSBC Mobile app
🪄Spend ₹10000 on T1 Card
🪄Within 30 days of Card setup
✨Get ₹1000 Cashback
✨Get 3 months Eazydiner Prime
✨A Postcard Hotel 3000 Voucher
🪄Spend ₹25000 within 30 days
🪄Get another ₹3999 Cashback
🪄Cashback posted in 60-90 days
💰Cashback=₹3999+₹1000=₹4999
🚨Offer valid for New To Bank (NTB) Customers only
⏰Offer valid till 31st Dec'25 🥳

🧨Bonus Offer🧨
💰3000 RPs worth ~6000 in Accor, on spending 1L in first 90 days 🥳

🚨Eligibility Criteria
🪙Salaried Customers only
🪙Minimum Salary of ₹50000+ pm
🪙Upload latest 2 Salary Slips
🪙Cards available in Select Cities

🚨UPCOMING POST⚡
🧨Offer on Existing Card Upgrade
⚡Separate Post in a few Hours🔥

Like ❤️ n Repost ♻️ if useful
#CreditCard #CCgeek
#HSBC #TravelOne #FeeCashback

Disclaimer:
-Offer valid via select channels only including above Link
-Invalid on direct apply via HSBC
-Cashback as per Offer tncs
-Cashback doesn't cover GST
-Don't apply for a Card in FOMO
-Check the tncs carefully 🧐
-DYOR
-I earn incentive, if Card gets approved using above link

[Satty @mramazeball]

@ccg33k Same same but different 'Platinum' milestone

[Satty @mramazeball]

@sid_dudheria @cardinsider Same, they are pretty responsive.