@hb_stocks There’s so much information out there, much of it AI-generated junk or driven by hidden agendas. Your generosity in sharing knowledge and experience in a way that’s clear and easy for the average person to grasp is unmatched. As a trader, this is truly invaluable.
STOP ASKING "WHICH STOCK SHOULD I BUY?"
IT'S THE QUESTION THAT KEEPS YOU A BEGINNER FOREVER.
The beginner wants a name. The pro wants a plan.
Here are 5 better questions to ask before every trade 👇
Marilyn Monroe came up with very little, and certainly had no educational opportunities of note. But it didn't matter because she was a voracious reader of the books that she said wouldn't mock her ignorance. Anecdotes suck, but add enough of them up...Learnedness is a choice, not an effect of laws, or policy. That's why the various efforts of lawmakers and think tanks to fix schools won't amount to much. They ignore that no one is educated as much as people educate themselves. Meaning conscientious learners drive good educational outcomes regardless of those instructing them, or in Monroe's case, not. Instead of casting kids as the victims as the various ideologies do, it's better to demand more of them. Or not. Marilyn Monroe's story rings true because we see her story everywhere we look. https://t.co/sxlYJ5Kw07
Poison ivy is, to humans, a genuine menace. Brush against it and roughly eight in ten people break out in itching, blistering allergic dermatitis, thanks to an oil called urushiol. It spreads with horrible efficiency along field edges, roadsides and any disturbed ground. Chemicals need repeated spraying. Pulling it out by hand means full protective gear and careful disposal, because the dead plant stays just as irritant for years afterwards.
The goat is immune. Completely. It simply doesn't have the immune sensitivity to urushiol that turns the stuff into misery for the rest of us. So the goat eats it. Efficiently, repeatedly, without the faintest distress, and with real enthusiasm, having decided that poison ivy makes a perfectly acceptable lunch.
This is now an actual business. Across the United States you can hire a herd of goats, contracted specifically to strip poison ivy out of properties, parks and conservation sites.
The goats arrive. The goats eat. The goats wander off to the next job. No chemicals, no hazmat suits, no specialist disposal, no human covered head to toe and regretting their choices.
And it isn't only poison ivy. The goat takes poison oak and poison sumac in its stride too, the entire urushiol-producing family, the plants we have spent decades and fortunes trying to keep at arm's length.
The goat never had the problem in the first place. It just turned up and ate the solution.
You pay a premium to have things now rather than later. That premium has a name, and Eugen von Böhm-Bawerk built an entire theory of interest around it in 1889. He called it time preference. A present good is worth more than a future good of the same kind, because human beings act in time, and time is the one thing you cannot recover.
Think about what you actually do every day. You take the apple in hand today over the promise of an apple next October. You demand more dollars back when you lend than when you part with them. You are a living person with finite years, valuing satisfaction sooner over satisfaction later. Strip the Federal Reserve out of the picture entirely and interest still exists. It lives inside human action itself.
This is the foundation that economic calculation stands on. Capital does not assemble itself. Someone abstains from consuming today, lends the saved resources to an entrepreneur, and that entrepreneur builds a factory that pays off in five years. The interest rate coordinates the whole chain: it tells you whether savers have actually freed up real resources for long projects, or whether you're being lied to. A genuine fall in time preference, more saving, lower rates, signals that the future has room for longer production. People wait. Capital deepens.
Now watch what happens when the Fed forges that signal. The Chairman pushes rates to near zero from 2008 through 2015 while Americans saved nothing. Entrepreneurs read the cheap money as real saving and break ground on long term projects: housing in 2006, server farms and unprofitable startups a decade later. The resources to finish them don't exist. Time preference never fell. Somebody just counterfeited the message. The bust is the market correcting a forgery, not punishing you for optimism.
So when a financial commentator tells you the central bank "sets" interest rates, understand what he's confessing. He thinks bureaucrats can repeal the fact that you'd rather eat today than starve now and feast in 2031. Böhm-Bawerk answered that fantasy 136 years ago. The rate belongs to you, and every attempt to override it ends in wreckage.
She could not speak until she was nearly four. She grew up to redesign how half the cattle in North America are handled and killed, by learning to see the world through the eyes of a cow.
Temple Grandin is autistic, a thinker who reasons in pictures, not words. As a young scientist she did the one thing no handler had thought to do. She climbed down into the chute and looked along it at the height of the animal.
And she saw what everyone had missed. The cattle were freezing at shadows on the floor, at a glint on a puddle, at a coat draped over a rail. Small terrors, invisible to us, screaming at them. The autism the world had called a defect was the very thing that let her feel an animal's fear.
So she rebuilt the whole machine around that fear. Curved races, so the animal never sees what waits ahead. Soft light. Sure footing. Her centre-track restrainer, cradling the body steady through its final second, so the end comes clean.
Then she did the harder thing. She turned mercy into arithmetic. For McDonald's she built an audit of five cold numbers: stunned on the first shot, fallen, crying out, shocked with a prod. Fail it, lose the contract. An industry deaf to every plea to be gentle went silent the moment gentleness became a score it could fail.
She is no abolitionist, and the purists have never forgiven her for it. Her stance is the harder, braver one. She eats the animal, she looks it in the eye as it dies, and she insists that this is precisely why it is owed a calm life and a death without terror.
Nature offers no such kindness. The wolf does not stun the elk.
Her life's work fits in a few short words. Nature is cruel, but we don't have to be.
Three immigrants rob an elderly European.
Our cities are overrun by people with zero interest in integrating, and every interest in preying on the weakest among us.
Enough. Mass deportations.
Retail investors appear to be rotating out of gold and Bitcoin into semiconductor stocks:
Since April, US gold and Bitcoin ETFs have posted -$12 billion in cumulative outflows.
Over the same period, US semiconductor ETFs have attracted +$20 billion in cumulative inflows.
This trend accelerated in mid-May, with outflows from gold and Bitcoin funds more than tripling.
At the same time, inflows into semiconductor ETFs have doubled.
Meanwhile, the largest US gold-backed ETF, $GLD, is down -13% since the start of April, while the largest Bitcoin ETF, $IBIT, is down -12%.
Over the same period, the semiconductor ETFs, $SOXX and $SMH, are up +81% and +60%, respectively.
Retail is driving markets like never before.
Polymarket wants you to believe everyone is getting rich trading prediction markets.
The reality: just 0.1% of accounts took home 67% of the profits.
The videos making it look easy? They were all fake.
When someone is selling you "free money," they’re the one making it.
I know this is a painful thought but it's something we must grapple with.
A sitting US House member openly supports violent insurgents who killed a cop in a terror attack. Let that sink in, not as an "own the libs" talking point about they are "violent", as if to score political points with Boomer cons, but in literal terms.
The Left is united, and OK with using violence if necessary to oppose any agenda rooted in preserving America as you know it. Our side is not. If there was equivalent "right wing" terror name me a GOP politician who wouldn't rush in front of a TV camera to "condemn the violence".
See the difference.
The Left will win because they are morally unrestrained and willing to do whatever it takes to win power and keep it.
https://t.co/9G3SF6b3jp
Creatine, long celebrated for supporting muscle growth and athletic performance, is gaining recognition in neuroscience as a powerful aid for brain energy management—especially under demanding conditions like mental stress, intense cognitive effort, or sleep deprivation.
As the brain's primary energy currency, adenosine triphosphate (ATP) gets rapidly depleted during high-demand tasks. Creatine helps by facilitating the quick recycling of ATP through the phosphocreatine system, providing neurons with a more reliable energy buffer to sustain performance when demands spike.
Recent systematic reviews and meta-analyses of randomized controlled trials have quantified these effects. A 2024 meta-analysis (Xu et al., Frontiers in Nutrition) found that creatine monohydrate supplementation significantly improved memory performance, with a standardized mean difference (SMD) of 0.31 (95% CI: 0.17–0.44; equivalent to Hedges' g ≈ 0.30), alongside benefits in information processing speed and attention time in some measures. An earlier 2023 meta-analysis (Prokopidis et al., Nutrition Reviews) reported an overall SMD of 0.29 for memory enhancement in healthy individuals, with particularly strong effects in older adults (SMD = 0.88 in those aged 66–76 years).
While this 0.31 SMD reflects a modest-to-moderate standardized effect size (not a literal 31% raw improvement in every person or task), it indicates meaningful gains in memory, mental clarity, and processing efficiency—especially when the brain is challenged.
Benefits tend to be most evident in specific groups: older adults (who may have lower baseline brain creatine), vegetarians/vegans (with naturally reduced dietary intake), females, and those experiencing sleep deprivation or high mental fatigue. Emerging research is also exploring creatine's therapeutic potential for neurological conditions such as Alzheimer's disease, traumatic brain injury, depression, and mild cognitive impairment, though evidence remains preliminary and strongest for memory support.
Creatine isn't a miracle cure or standalone fix—it's best viewed as a supportive nutrient that bolsters brain resilience. Experts stress the need for more large-scale, long-term studies to clarify optimal dosing, duration, and broader impacts on neurological health.
[Xu C, et al. (2024). The effects of creatine supplementation on cognitive function in adults: a systematic review and meta-analysis. Frontiers in Nutrition, 11:1424972. doi:10.3389/fnut.2024.1424972]
Retail is piling into chip stocks:
Retail investors have purchased a massive +$22.5 billion of US-listed semiconductor ETFs year-to-date.
This figure has surged more than +1,000% since early April.
Over the last month alone, retail purchases rose to +$12.0 billion, the highest monthly purchase on record.
To put this into perspective, monthly retail purchases of US-listed semiconductor ETFs did not exceed +$2.0 billion in any month of 2024 and 2025.
Meanwhile, retail has spent an average of $1.9 billion per day on semiconductor options contracts so far in June, up +16% from the previous record of $1.6 billion set in May.
Retail investors are chasing the chip rally.
STOP CHASING EVERY BREAKOUT.
The best stocks don’t explode from random places.
They first go quiet near highs.
Here are 5 signs a flat base is preparing for a real move:
History's most successful civilizations, from Song China to the Dutch Republic, rose by embracing trade, tolerance, and intellectual freedom—and fell when they abandoned these commitments.
https://t.co/8cgFMA8DfE