DJ Montoya

💳 Personal Finance Enthusiast | 💸 Dividend Investor | 📈 Option Seller | 🏈 NFL Aficionado | 🔍 Reality Mystery Sleuth. Sharing insights and curiosities.

[DJ Montoya @mrdjay_]

Anyone else notice how @Starbucks paper cup lids instantly absorb your drink, turning unusable after just a few sips? These lids can leak or fail at the seam between lid and cup. Maybe time for a better lid? #CoffeeProblems #DesignFlaw $SBUX

[DJ Montoya @mrdjay_]

Just paid $80 for a smog test—took 15 minutes and all they did was plug a scanner into the OBD port. Feels like something we could DIY in the future. With EVs on the rise, is this whole process on its way out?

[DJ Montoya @mrdjay_]

@pepemoonboy In my opinion, yes!

[Starbucks @Starbucks]

PSA: Enjoy a free tall hot or iced coffee on the Mondayest Monday of the year. 2.10.25. Learn more at https://t.co/k05kutXxpC

[DJ Montoya @mrdjay_]

Thought of the day: If everyone's request is urgent, does that mean everyone has equal priority? Or does it mean no one is truly urgent? 🤔

How do you prioritize in a sea of 'urgent' demands?

#Productivity #timemanagement

[DJ Montoya @mrdjay_]

@ouraring I've returned the ring for a refund since there was no option to exchange it for a different color. Going through the purchasing process again feels like a hassle. Hope to see more flexibility in the future!

[DJ Montoya @mrdjay_]

Super excited to unbox my Stealth @ouraring today, expecting a matte black finish as shown in product pics. To my disappointment, it turned out to be matte silver instead! Definitely returning this.
#ProductMislead #OuraRing #withOura

[DJ Montoya @mrdjay_]

Doink for the win!
#WASvsTB

[DJ Montoya @mrdjay_]

NFL improvement idea for next season: Make field goals reviewable and install cameras on the tips of the goal posts.
#LACvsNE

[DJ Montoya @mrdjay_]

Sprouts alert! 🌱 Just planted seeds from @BacktotheRoots that guaranteed to grow, and look at them go! Who else is testing their green thumb?

#Gardening #GreenThumb #SeedSuccess

[DJ Montoya @mrdjay_]

Looks like my car insurance company is exiting California, and my policy's been transferred to an affiliate with double the premium! 😱
Anyone have recommendations for reliable and reasonably priced car insurance providers in California? #CarInsurance #California #Insurance

[DJ Montoya @mrdjay_]

@DollarCars DM sent.

[DJ Montoya @mrdjay_]

@TMobile I used Refuel ON US, but I still got charged for fuel by @DollarCars

[DJ Montoya @mrdjay_]

"Ever wonder why some drivers choose to cut in front of you when the road behind is completely empty? 🚗💨 #DrivingEtiquette #TrafficPuzzles"

[DJ Montoya @mrdjay_]

@DividendDynasty Good business. But nowhere near where i'd want to buy.

[DJ Montoya @mrdjay_]

This #free app gets you #cashback on gas! Use promo code DJ3377 to get an extra 15¢/gal bonus on your first purchase. https://t.co/7kjirAms2H

[DJ Montoya @mrdjay_]

@POTUS Looks like I'm in the other twenty.

[DJ Montoya @mrdjay_]

@jmagicmc Correct! No cheat code. Lol

[Andrew Lokenauth @FluentInFinance]

Use your salary to invest in passive income, so that passive income replaces your salary.

💰Let's breakdown 4 ways to create passive income & change your life:

[Cori Arnold @iamcoriarnold]

Find out how to become wealthy during a recession below: