Ryan Murphy

[Ben Noll @BenNollWeather]

2026 and 1997 are El Niño twins. But they didn't always look alike.

Subsurface ocean warmth developed faster in 1997, but 2026 caught up following a record-breaking Kelvin wave that formed in April.

A new westerly wind burst into June will keep these two years neck and neck.

[Ron Butler @ronmortgageguy]

There Are Mortgage Companies Out There That Most People Have Never Heard Of That Have Funded $38 BILLION

Mostly they provide Mortgages on files Banks & Institutions won't

Many are superb companies that reward Investors

A few are Gated & Investors are in danger

Choose wisely

[Ryan Murphy @murphy7777777]

https://t.co/18CKTfzkfM

[Miles Deutscher @milesdeutscher]

This is pure gold.

Marc Andreessen's custom system prompt that makes any LLM 10x smarter.

You'll want to save this:

[Object Zero @Object_Zero_]

The Electricity Grid

I post a lot of stuff about the electricity grid, here the CEO of the largest grid in America (PJM) lays it out pretty clearly.

• What worked for 2 decades… no longer works
• This is structurally different from history
• You are facing an era of scarcity
• The situation is not tenable

PJM are facing a demand explosion. Now a demand explosion in some industries is +500% demand. But this is infrastructure, this is tens of trillions of dollars of assets and it takes time to mobilise and deploy things at this scale.

In infrastructure, when demand growth shifts from +1-2%/yr to +8%/yr, then you suddenly need to be building 4-8 times more assets per year, than you previously did.

If you were deploying $1 trillion / yr to grow at 1%, you now need to deploy $8 trillion / yr to grow at 8%.

Suddenly you need to deploy many trillions of dollars per year to meet this growth. If you cannot get it done, prices will rocket for everyone. Failure leads to inflation.

This is not a PJM problem, this is not even a US problem, this is a global problem. PJM are formally validating what some people have been saying for a while now.

This is not temporary, we cannot uninvent the technologies that have precipitated this change. The world has changed and we must adapt.

Global retail electricity sales are about $3.6 trillion per year, of that, around $900 billion goes to transmission and about $2.7 trillion goes to wholesale generation.

The transmission system many developed countries have is the wrong system going forward. Our transmission systems in the West are built for transporting power from big coal plants to power big towns. That’s not what we are doing now.

We have replaced most of the coal plants with two largely decentralised but highly correlated fleets of intermittent generators (wind and solar), that are growing like fracking wells because they are also quick to deploy.

Their quickness to deploy new generation projects is massively destabilising for the grid. The grid was designed for coal plants. The grid is a $50 trillion machine. It is by far the biggest asset in any country. It isn’t something you can toss away, it isn’t something you can swap out overnight.

We also have new categories of industrial demand (hyperscalers) that will capture an increasing share of GDP. This new demand category is going to set the marginal price of electricity for everyone else, and these guys are not as price sensitive as your widowed grandmother.

This is a difficult problem to address because of:
i) the scale
ii) the capital intensity

It’s also a global problem, because it’s born out of a new technological paradigm. It will not spread around the world at equal pace, but everywhere is going to eventually face it down.

Some people are fleeing to space for solutions to avoid this snafu, but that’s only a temporary fix.

Once the hyperscalers have their demand satisfied, the next demand explosion immediately follows, and this second wave is 20x the scale of the current problem.

The second wave is how do you power billions and billions of robots and billions of autonomous machines, doing work that currently can’t be done?

This industrial revolution is very much a two stage revolution, first you power up the chips, then you power up the actuators.

Chips scale down, actuators scale up.

There’s no Moore’s Law for actuators, they obey Newton’s Laws of motion instead.

This is the crux of the energy problem facing our civilisation. The energy system we have today is the one we wanted 20 years ago. The energy system we will have in 20 years from now, is the one we start building today.

It’s time to build this solution.

[Ryan Murphy @murphy7777777]

How the US Pulled off an Armed Robbery of the World's Energy Supply and Created the Petrogas-Dollar

[Steve Skojec @SteveSkojec]

He’s dead on.

[Buitengebieden @buitengebieden]

A smile for your timeline.. 😊

[Chris Powell @RealChrisPowell]

I wish i knew this years ago. I've had one shoulder surgery already, and refused to do another becuase the recovery was so brutal...and now that i'm doing this...thank goodness that I didnt!

Your shoulder pain might have a free solution. And it sounds almost too simple to be true.

Hanging from a bar.

According to Wolff's Law, you can actually change the shape of a bone based on the degree of mechanical loading. Dr. John Kirsch discovered that when you hang from a pull-up bar, you impose enough force to start reshaping a bone in your shoulder blade called the acromion.

Years of bad posture and the weight of our arms literally HOOK this bone, and it pinches everything in your shoulder when you raise your arms overhead.

In his research, 90 out of 92 patients avoided surgery just by hanging consistently. That is a 98% success rate. And it costs zero dollars!

Now here is the catch. You need to hang for longer than a minute to see real benefits. If you cannot hang that long yet, start with your feet still on the ground, sink into it, and build from there.

Shout out to Scott Bailey for this incredible breakdown. Give him a follow if you want to move better and feel better in your body.

#ShoulderPain #Hanging #WolffsLaw #Mobility #TransformNation #ChrisPowell 💪🏼

[Paul Phillips @BlueFlameBlues]

What #natgas trading is like in the shoulder season:

[Ryan Murphy @murphy7777777]

April Market Insights: Bretton Woods 2.0, the New Great Game, and Trump - Wellington-Altus

[Felix Prehn 🐶 @felixprehn]

Texas just admitted it needs $174 billion for water.

Not for roads. Not for schools. Not for energy. Water. The stuff that comes out of your faucet.

The Texas Water Development Board released the numbers last week. $174 billion over the next 50 years to prevent the state from running out of water. Double the last estimate from 2022.

Texas is adding 17 million people by 2080. A 53% increase. Water supply is dropping 10% over the same period from depleting aquifers. Without action, shortages could cause $177 billion in economic losses by 2030 alone. More than the cost of fixing it.

And it's not just population growth draining the system.

Tesla's Giga Texas factory uses 556 million gallons of water per year. A single factory. Data centers are consuming 0.4% of the state's entire water supply and growing fast. In Austin, data centers and industrial demand are straining a water system built for residential use.

This isn't a Texas problem. It's a global one.

The World Bank just launched a program called Water Forward targeting water security for 1 billion people by 2030. 14 countries signed on. They're calling it one of the defining infrastructure crises of the century.

Water is the only commodity on earth with no substitute. Oil has renewables. Gold has Bitcoin (if you believe that). Copper has aluminum for some applications. Water has nothing. You need it or you die. Every person, every farm, every factory, every data center.

And it's running out faster than any government projected.

Where this creates an investment thesis almost nobody is talking about:

Xylem (XYL). The largest pure-play water technology company in the world. Builds the infrastructure that treats, tests, transports, and analyzes water. Revenue above $8 billion. Every dollar of that $174 billion Texas plan flows through companies like Xylem.

American Water Works (AWK). Largest publicly traded water utility. Serves 14 million people across 24 states. Water utilities are natural monopolies. You can't build a second pipe to someone's house. The customer can't switch providers. Pricing power is absolute and demand is non-negotiable.

Veolia (VEOEY). Global leader in water treatment and waste management. Operates on every continent. When countries need to build water infrastructure from scratch, Veolia gets the call.

Essential Utilities (WTRG). Growing through acquisitions of small water systems. Rural water infrastructure across America is crumbling. Most small systems are municipally owned with no budget to upgrade. Essential buys them, upgrades them, and charges the regulated rate.

Mueller Water Products (MWA). Builds the valves, hydrants, and pipes that make up the physical water distribution network. Every infrastructure dollar spent on water flows through components these companies manufacture.

The Invesco Water Resources ETF (PHO) gives you diversified exposure to the entire water infrastructure chain. When governments start writing $174 billion checks for water, every company in this ETF benefits.

Water infrastructure is the most boring and most inevitable investment thesis on earth. Nobody talks about it because it's not AI and it doesn't have a ticker on CNBC's bottom scroll. That's why it's still cheap.

every week i cover where the money is actually going before it makes headlines. former banker.

https://t.co/1j7Dmb4qHR

(texas just said it needs $174 billion for water. double the last estimate. the state is adding 17 million people while aquifers are depleting. tesla's single factory uses 556 million gallons a year. data centers are draining supply in austin. the world bank just launched an emergency water security initiative for 1 billion people. water is the only commodity on earth with zero substitute. nobody on financial TV is covering this. $174 billion has to go somewhere.)

[Tony Heller 🇺🇸 🇯🇵 @TonyClimate]

The US is facing a drought possibly similar to the drought of 1610, which wiped out the Jamestown Colonists.

https://t.co/3Iz9DZwLZv

[LongevityLab @LxngevityLab]

Dr. Rhonda Patrick is the world's leading anti-aging researcher.

On her latest podcast she exposed the top 10 things that increase your disease risk, fat gain & aging speed (I bet my life savings you have no clue about them):

1. Visceral fat doubles your death risk.

[Javier Blas @JavierBlas]

China's coal production reached in March its highest ever monthly level, according to official data.

Beijing said it digged 440.62 million metric tons last month, up a tiny bit from the old peak of 440.58m a year ago.

(For context, that's more than the US consumes in a year)

[ドクターマーモット @dr_marmot_]

研究によると、マーモットがキャベツを丁重にお断りする様子を見ることでストレスレベルが最大65%低下することが示されているらしい

[Brennan Schlagbaum, CPA @Budgetdog_]

If you die without a plan...

- The government takes 40% in tax
- Probate court costs $100k+
- Your kids get the scraps

If you love your family, here's every document you need to protect them:

(from a CPA & father of two)

1) Emergency Access List

This should include:

-> All bank account numbers
-> Investment account logins
-> Life insurance policies
-> 401k/IRA beneficiaries
-> Safe deposit box location
-> Password manager master code

Keep a digital & physical version for safety...

And make sure your spouse has access.

2) Legal Documents

-> Will (name guardians for kids)
-> Durable Power of Attorney
-> Healthcare Power of Attorney
-> Living Will/Healthcare Directive

Setting all of this up costs about $500...

($1,500 with an attorney)

But without them, the state decides everything.

3) Money Protection

Your family will need time to mourn.

Make sure they can do it without going broke:

-> Term life insurance (10x income)
-> Emergency fund (6-12 mo in a HYSA)
-> Retirement accounts with spouse access

4) The "First 48 Hours" Sheet

Write down clear instructions for your family:

Call this attorney: [Name/Number]
Call this CPA: [Name/Number]
File life insurance claim here: [Details]
Don't touch investments for 6 months
All bills are on autopay from [Account]

Grief destroys decision making.

This protects them.

5) Business Owner Addition

If you have a business, set up:

-> Buy sell agreements
-> Key person insurance
-> Business succession plan
-> Separate LLC owned by trust

If your company can't survive without you...

It's a 9-5 with extra steps.

6) Trust Setup

A proper trust can save your family $400k+ in probate costs.

But 90% of them are set up wrong:

-> Assets never get transferred in
-> Beneficiaries aren't updated
-> Pour-over will is missing

Here's how to fix that:

"Bulletproof" Trust System:

1) Revocable Living Trust
-> Avoids probate completely
-> Keeps finances private
-> Protects kids' inheritance

2) Pour-Over Will
-> Catches forgotten assets

3) Guardian Designation
-> Who raises your kids
-> How they get paid

Setting this up takes a weekend...

But ignoring it could cost your family everything.

So start before you're ready...

Because no one plans on dying.

Hope this helps!

Share with your spouse if you want to set this up...

And follow me for more 🤝🏻

[Howard Luks MD @hjluks]

Tendon pain is the most common reason people come to see me.
Most of it is self-inflicted — from doing too much, too soon, or from doing too little for too long.
Let's review what most people (including many doctors) don't understand about why tendons hurt and how to fix them. 🧵

[Ryan Murphy @murphy7777777]

winning via sinning