Nthato Raboshaga

“The only true wisdom is in knowing you know nothing.”

[Nthato Raboshaga @n2a2o_jay]

How to Pay off your House in 6 Years a thread! Please retweet to share awareness to our people. Let's beat the system.

[Nthato Raboshaga @n2a2o_jay]

@EMukumbo Ha ba serious nix nix…

[Nthato Raboshaga @n2a2o_jay]

@IvynSambo Congratulations bro, all the best in your marriage.

[Nthato Raboshaga @n2a2o_jay]

0,25% REPO rate cut effective 30 May 2025, there was room for 0,5%! Missed opportunity.

[Nthato Raboshaga @n2a2o_jay]

@EMukumbo Happy Birthday 🥳 Ess, to many more, enjoy! 😉

[Nthato Raboshaga @n2a2o_jay]

@FrugalLocal Happy birthday Sbudah , wishing you the very best for the year.

[Nthato Raboshaga @n2a2o_jay]

@EMukumbo I’ve already followed the reds and unfollowed the other guys , Forza Ferrari.🫣

[Nthato Raboshaga @n2a2o_jay]

@SimonPB Speedy recovery Simon, and no, she won’t say I told you so, probably more concerned about your wellbeing ..until you show signs of recovery🤣

[Nthato Raboshaga @n2a2o_jay]

Exactly R8.5 Million.

[Design Deputy @designdeputy]

📍: Lombardy Estate, Pretoria
💰: Can you guess the valuation of this property?

[Nthato Raboshaga @n2a2o_jay]

Surely this is a car instalment 😂

[𝐒𝖍𝖆𝐤𝖆 𝐙𝖚𝖑𝖚 @_shwabade_]

Ngeke uhlulwe yi R780 . Bese uthi R250 insurance 🤷🏾‍♂️

[Nthato Raboshaga @n2a2o_jay]

Interesting interview on paying off your house in 3 years and most importantly living below your means

His name is Percy Singo

https://t.co/WJ8RXLjGrx

[Nthato Raboshaga @n2a2o_jay]

Anyone who’s built a house cash

How much did it cost you and how many bedrooms ?

Village or City?

[Nthato Raboshaga @n2a2o_jay]

@EMukumbo +27 77 is dealing with me

[Nthato Raboshaga @n2a2o_jay]

@Thakhani_R Is it permission to occupy or title deed ?

[Nthato Raboshaga @n2a2o_jay]

@kgaott Assuming you earn similar amounts , the. Them withdrawing will reduce their funds increase while yours is growing , the bill of pension money is growth , on the money left to compound

[Nthato Raboshaga @n2a2o_jay]

If married in community of property and the one spouse eats their retirement through 2 pot system ,

In case of a divorce, a larger part of your pension your pension will be given to them when splitting assets between the two of you 😭

Sorrows, sorrows prayers!

[Nthato Raboshaga @n2a2o_jay]

Thinking of using your Home-loan equity to pay off debt ?

Tune into #KayaBiz at 19:20 this evening as we unpack the pros and cons on

KayaFM @KayaOnAir @KayaON959 with Gugulethu Mfuphi @gugumfuphi

[2025’s Champion☄️ @ZanelePotelwa]

REMINDER (AGAIN):

When grace locates you, it breaks protocol.

Be expectant of your miracle, your breakthrough and for that thing you’ve been asking God for, to happen😍❤️🙏🏾

[Nthato Raboshaga @n2a2o_jay]

@talkcentss At the end of the day we all need a place to stay (Utility)

[Nthato Raboshaga @n2a2o_jay]

Affluent suburbs tend to cost ~50% to rent compared to owning , eg a house in Serengeti Estate on the market for R8M sale and R40k monthly rental ,the higher the cost the more difficult it is to recoup all your bond through rental income

We haven’t touched levies and rates!

[Mafa 🇿🇦🇿🇦🇿🇦 @Mafa6232]

@ZimojaL Can someone explain to me why these rich people always prefer renting than buying? is there any benefit besides not paying levies in renting

[Nthato Raboshaga @n2a2o_jay]

Valid point! But Factor in the following:

1. Some people have made a net loss on their investments
2. If you invest versus a bond, you need to pay rent in parallel (where r u going to live? )
3. It’s difficult to be disciplined with investments , a bond forces you to pay.

[Mr. Money Rehab 💰🦺📈 @MoneyRehab_]

Monthly repayments on a R1 million property financed for 20 years @11.75% - R10 837.

If you had invested the monthly repayment into the Msci World index with a past-10 year 14.18% average annual return, you'd have R2.7m after 10 years

#MorningMusings #MorningMoney