Nate Taylor

Growth @ Basic Capital

[Alex Bouaziz @Bouazizalex]

A 10-minute delay becomes a 24-hour delay by the end of the chain.

Say I reply 10 minutes late to an engineer in London.
He comes back an hour later, builds for two hours, and sends it to the product lead in New York at 6pm.
NY has a note, sends it back at 4pm EST - but London is asleep.
He wakes up, fixes it, and passes it to the team in SF.
It's midnight on the West Coast, so they open it the next morning.

One 10-minute delay. A full lost day.
Now flip it. I reply in 30 seconds and that same chain finishes in a few hours.

That expectation compounds - it spreads to your direct reports, then to theirs. Fast response culture doesn't just save time. It transforms how quickly the entire company moves.

This isn't about being glued to Slack 24/7. It's about treating unblocking as your highest priority. When someone is waiting on you to keep moving, that's the thing you do first. Not after lunch or after your next meeting - now. Because you're not just making one person wait. You're making everyone downstream wait.

Moving fast is about clearing hurdles - identifying what's blocking progress and getting it out of the way before it stalls the chain.

@elonmusk is the best at this. He built a culture of hurdle-clearing at his companies. And what's key is that he doesn't wait for problems to surface. He goes straight to the frontline, identifies bottlenecks, and removes them in order of priority.

That's the mindset. Don't wait for the perfect path. Clear what's in front of you and keep moving!

[Nate Taylor @n8vtaylor]

a few small beers

[zach @blip_tm]

NDAs are a great way to keep your corporate secrets safe from 1 or 2 beers but not 3 beers

[Nate Taylor @n8vtaylor]

@Abude_al_asaad but what am i going to post annoying tiktoks about if don't lecture people about THE BIG SECRET THE IRS DOESNT WANT us to know?

[Abdul Al-Asaad @Abude_al_asaad]

The 401(k) hasn't changed since 1979. Back then, phones were attached to walls. Spreadsheets were actual paper. Careers followed one path your whole life.

Retirement plans are still built for the old world.

Today, employees expect their tools to work for them, not the other way around.

At @getbasiccapital, we rebuilt the 401(k) from scratch for how people actually work today. More flexible. More transparent. Actually modern.

We're not waiting for the industry to figure this out.

[Nate Taylor @n8vtaylor]

as a person who grew up a few blocks away from it ~30 years ago, i still don’t fully understand who is buying luxury apartments overlooking the gowanus canal… is the idea that you just don’t open the windows or???

[Nate Taylor @n8vtaylor]

really good back to back here

[Abdul Al-Asaad @Abude_al_asaad]

Excited to share our $25M Series A led by @forerunnervc and @Lux_Capital!

More investors and stakeholders are energized by our mission to tackle America's retirement crisis and make everyday Americans owners of the economy they're building.

[Nate Taylor @n8vtaylor]

Debt is the bedrock of how wealth is built

[Basic Capital @getbasiccapital]

"The difference between struggling to save and building real wealth often comes down to one factor."

In @401kspecmag, our head of growth @n8vtaylor breaks down how financing could help turn everyday Americans into owners.

[Nate Taylor @n8vtaylor]

@getbasiccapital @401kspecmag We finance impulse ecomm purchases.

Why don’t we finance more meaningful things?

Thanks @401kspecmag for having me

[J @yield_juicer]

Basic Capital | Real Finance Heads Know: The One Thing to Teach Your Coworkers About Building Wealth https://t.co/SXEk1oMp1q

[Nate Taylor @n8vtaylor]

@TariqBasraoui why

[Nate Taylor @n8vtaylor]

Financial asset ownership needs to increase

[Yahoo Finance @YahooFinance]

"It takes money to make money," Basic Capital co-founder @Abude_al_asaad says. "In order to build wealth, you need to own financial assets."

[Hunter 🌆 @rhunterh]

I read @Abude_al_asaad Harvard Innovation Lab paper ...he's right.

[Basic Capital @getbasiccapital]

Most Americans lack the tools to build real wealth.
Stagnant wages and rising costs make it nearly impossible to contribute meaningfully to your 401(k).

That’s why we built Basic Capital, to give more people a path to ownership and security.

[Nate Taylor @n8vtaylor]

Nice feedback to get after a quick demo

[Jonathan Awad @jsawadd]

After all of the buzz @getbasiccapital got this week, we HAD to get our head of finance to check it out

He spent over a decade in FP&A at 4 public companies (StubHub, Warner Music, Tapestry, & IBM)

His take post demo today:

[Abdul Al-Asaad @Abude_al_asaad]

Somehow as a society, we’re totally fine with everyday Americans going into debt for Coachella tickets and burritos. But some of us are oddly allergic to the idea of financing investments that could actually grow and compound.

[Nate Taylor @n8vtaylor]

RT @getbasiccapital: .@wolfejosh: "We allow people to borrow for all kinds of depreciating assets, and we just accept this. We allow people…

[Nate Taylor @n8vtaylor]

Point of clarification here. We are:

1️⃣ Lower employer cost PEPM than Guideline or Human Interest (no base monthly fee, $5 per employee)

2️⃣ Low plan AUM of 0.25%

Plan participants in no way need to allocate to Basic Capital as part of their retirement portfolio. This is up to them, and fees and alternative lower cost options are presented as well.

[Boring_Business @BoringBiz_]

New startup idea: 401K but with 4x leverage and we charge obscene management fees

[Abdul Al-Asaad @Abude_al_asaad]

There’ve been questions about the @getbasiccapital product that I’ve wanted to answer for as many of you as possible.

As a matter of credibility, we’re grateful for @Matt_Levine's clear-eyed breakdown in his newsletter this week https://t.co/pkb4esBxBF

Let’s run through it 🧵