I don't like lie.. B honest 2 urself.. Don't change urself 4 othrs if thy don't worth it.. People who truly loves u nd care 4u wll b always like u as u r..
PSU Banks Need to Be Cool? First Look at the Numbers.
PSBs handle 168 crore+ deposit accounts and 100 crore+ loan accounts** with just 4.3 lakh officers and 2.5 lakh clerical staff. In that also 10% elite group scle Iv and above leave it ..
Private banks manage only around 34 crore accounts — yet employ nearly 7.8 lakh people**, backed by armies of DSAs, recovery agents, sales teams and outsourced staff.
This is the reality before any talk of becoming “cool”.
Madam Finance Minister,
You have asked Public Sector Banks to shed the image of a traditional government bank and become simple, intuitive, personalised, 24×7 and digital-first so that the next generation finds them “cool”.
But how does a bank look cool when its branches are chronically understaffed?
Every day, the same limited workforce is expected to handle deposits, loans, recovery, compliance, audit, KYC, government schemes and customer grievances — while being chased for insurance and third-party product targets. “How much insurance today?” is the constant question, even as the counters overflow.
Where is the accountability of senior executives? Private banks aggressively chase salary accounts and large institutional relationships. Many PSB branch employees are left to generate business without enough people on the ground.
Even basic infrastructure needs honest scrutiny. Visit a crowded rural branch on pension day or an understaffed urban branch at month-end without prior notice. Look at the customer ambience, toilets, furniture, cleanliness and housekeeping. In many places, permanent sub-staff arrangements have vanished. Several training centres and residential facilities lag behind ordinary commercial lodges.
Technology alone will not make PSBs cool.
A new app will not compensate for an exhausted employee.
A redesigned branch will not help if there aren’t enough people behind the counters.
An insurance dashboard will not create customer loyalty.
Motivational speeches cannot repair an organisation where young bankers themselves are growing frustrated.
So the message from the PSB Conclave must also travel the other way:
- Give branches adequate officers, clerks and sub-staff.
- Make senior executives accountable for bringing institutional and corporate business.
- Fix branch infrastructure and restore proper housekeeping.
- Improve training centres and staff facilities.
- Stop measuring banking primarily through daily insurance calls and endless dashboards.
- Give employees time to talk to customers and protect their work-life balance.
Profitability matters. Efficiency matters. Technology is essential.
But none of these gives any institution the right to burn out its officers in the name of transformation.
Before asking PSBs to become cool for the next generation of customers, make them places where the next generation of bankers actually wants to work.
That would be real reform.
@DFS_India@nsitharaman@TheOfficialSBI@bankofbaroda@pnbindia@canarabank@UnionBankTweets@BankofIndia_IN@MyIndianBank@IOBIndia@centralbank_in@UCOBankOfficial@mahabank@PSBIndOfficial
@zomato@ConsumerReports@McDonalds we have ordered burger combo meal from Zomato , when it delivered coke completely spoiled and half empty.Zomato denied claim or responsibility. Please stop Zomato partnership since this kind of irresponsible will affect ur business too
Shocking injustice in Chhatrapati Sambhajinagar!
Gau Rakshak Ganesh Shelke intercepted cow smugglers' truck, but police allegedly assaulted him and tried forcing fingerprints on service gun to frame fake encounter!
His brother (a cop) who intervened to stop the attack — suspended within hours.
Where is justice for Gau Bhakts? Police protecting smugglers?
Indian Army soldiers erupt in victory cheers after neutralizing Pakistani terrorists—including top JeM commander Saifullah—in Kishtwar's Chatroo sector under Operation Trashi
Salute to the brave warriors 🫡🇮🇳
@SwiggyCares@consumerforum_@consumerforum by mistake I have selected my current location for order and immediately contact swiggy for change of address or cancelation , they not gave option to change also asking to accept it or will charge for it . Plz look into this
@SwiggyCares You should cancel order before even pick up . If customer telling u immidietly they want to change address or cancel u should do tht . How does it make sense to forcefully accept order or face penalty
@SwiggyCares Address was wrong I wanted to select Andheri . I imidiately ask executive for change or cancellation he refused with saying u have to pay penalty . Accept order else food get waste
@SwiggyCares I asked to cancel but executive told u will charge for it , not giving option for cancellation within 5 min also n forcing to accept wrong order .
ONE SOLDIER. ONE KHUKURI. 40 CRIMINALS. ZERO FEAR. 🇮🇳🔥
In September 2010, aboard the Maurya Express near Chittaranjan, a gang of 30–40 armed robbers turned a moving train into a mobile hell looting passengers and attempting to gang-rape an 18-year-old girl in front of her parents.
Panic. Screams. Helplessness everywhere.
And then ONE man stood up.
Gurkha soldier Bishnu Prasad Shrestha.
Indian Army.
No backup.
No weapon except his khukuri.
No hesitation.
He charged straight into the mob.
What followed was sheer terror — for the criminals.
• 3 attackers killed
• 8 brutally injured
• Entire gang fled for their lives
Bleeding, wounded, yet standing — he saved the girl, crushed the attackers, and restored fear where it belonged: inside criminals’ hearts.
This wasn’t a battlefield.
This wasn’t duty hours.
This was instinct. This was dharma. This was the Gurkha spirit.
When 40 cowards hunted the helpless,
ONE Indian soldier became death itself.
This is what real heroism looks like.
This is what Indian Army blood stands for.
This is why Gurkhas are feared in war and revered in peace.
SALUTE TO BISHNU PRASAD SHRESTHA.
SALUTE TO THE INDIAN ARMY. 🔥