Niran Abraham

Global Equity Investor. EX-TD bank, EX- Sun life.

[Niran Abraham @niranabraham]

@pelositracker Are you saying Rohit isn't good at market timing, @RoKhanna?

[Niran Abraham @niranabraham]

@coachkelley1 @mbontrager5 @KingJames James's phone must be buzzing with calls from Hollywood.

[Massimo @Rainmaker1973]

Incredible

[Niran Abraham @niranabraham]

@LichtmanSamuel @BlackLabelAdvsr No respect for Guitar solos.

[Niran Abraham @niranabraham]

@Rich_Cooper @MarkJCarney Are you sure about 10 years? Why not end it in 9 years?

[Niran Abraham @niranabraham]

@AravindSitham @JasonWattBCC You Guys looking for someone to care 😉

[Niran Abraham @niranabraham]

@MaximeBernier But you can import a mass of taxpayers through immigration to boost the economy.

[Niran Abraham @niranabraham]

@JimChuong Have you considered investing with Wealthsimple? TD is still not 100% commission-free. You'll find all the comforts of TD Direct at Wealthsimple for much less.

[Niran Abraham @niranabraham]

@MarkMcGrathCFP @Based_Krennic @CanadianIvan I had FaceTime ready for Michael Katchen's call and even rehearsed my "oh my God I won a million dollars" act. All for nothing 🙁

[Niran Abraham @niranabraham]

@profstonge @esaagar Saagar just got punched in the face by Kalshi.

[Rob Henderson @robkhenderson]

If you abolish the billionaires, then you will see kissing up to the commissars.

When communist societies tried to abolish economic hierarchies, people did not suddenly become egalitarian. Instead, much of the competition for status shifted into politics. What mattered was no longer how much money you had, but whom you knew, what favors you could secure, and whether you remained in good standing with the regime.

That shift often made life worse. In a free-market society, people have more freedom to pursue prosperity without depending on political approval. When that route is closed, ambition does not disappear. It becomes tied to gaining favor with those in power. The hierarchy remains, but getting ahead now depends far more on pleasing the people who control your life.

[Compounding Quality @QCompounding]

You can understand the economy and still be terrible with money.

Economics and Finance are NOT the same thing.

Let's find out the actual difference👇

[Niran Abraham @niranabraham]

@dollarsanddata Because this guy never read “Just Keep Buying.”

[Niran Abraham @niranabraham]

@MebFaber Hey Meb, here’s Ben’s amazing critique of Dave Ramsey: A Different Perspective on Ramsey-Style Investing Advice https://t.co/4opv0isTpW via @YouTube @benjaminfelix

[Niran Abraham @niranabraham]

@JimChuong Remove the numbers, and you sound like the citizens on welfare. Do nothing and camp all year 😉

[Lazy Canadian Entrepreneur @JimChuong]

According to Bloomberg, Microsoft ($MSFT) is offering voluntary buyouts to up to 60,000 employees. This will impact roughly 27% of its workforce.

Terminations will focus on vice presidents and below across designated teams in the US, Canada, India, and the UK.

Microsoft employees are learning that they are completely replaceable - their job titles, skills, and experience are irrelevant.

The truth about working in corporate:

1. People only sell their life away for a salary because they don’t know a tax-efficient or time-efficient way to make money.

2. Your job title doesn’t matter. It was made up by marketing. The only job titles that matter are Shareholder or Owner.

3. Employee awards are made from $19 of glass, wood, and plastic. Once they engrave your name on it, it’s worth $0.09.

4. You’re not getting a good raise. It makes no sense to pay more for a worker who will never leave.

5. Raises will never match inflation in order to give profit to shareholders, not employees.

6. Your compensation was set by a budget committee a year ago. You’re not going to “overachieve” anything. You’re paid exactly what shareholders want you to be paid, no more.

7. A salary is the drug they use to make you forget about your dreams of independence. You’re an addict.

8. Human Resources is not your friend. HR isn’t there for you. It’s there to protect the company.

9. Your real job is to use the money they pay you to invest or build a business to replace your employer.

10. Without financial education, you are just working to pay bills and taxes, and to make politicians and shareholders richer.

11. You don’t have coworker friends. You have friendly coworkers. Know the difference.

12. You’re not indispensable. Saying that the company would need to hire three people to replace you isn’t a flex. It means that you’re underpaid. The cemetery is filled with “indispensable” employees.

13. People hire and promote those whom they know and like. Hard work is beside the point. Performance reviews are massaged to say whatever the company wants them to say. You never actually hit a target; management just paints circles around whatever their favorite employee achieves.

14. To say that you’ve been with the same company for 15+ years is sad. It means that someone with your skillset and experience is getting paid much more than you.

Now you know.

Aren’t you glad someone told you? Microsoft employees are.

[Niran Abraham @niranabraham]

@TIERWealth Excellent blog, thanks for posting.

[Niran Abraham @niranabraham]

@MarkMcGrathCFP Wealthsimple has me logging in quite frequently 😎

[Niran Abraham @niranabraham]

I'm getting tired of losing. Mark, how are you winning all the time @MarkMcGrathCFP

[Niran Abraham @niranabraham]

@GadSaad She said, “This is some good stuff.” There’s your answer.